Commercial Executive - Credit Cards

The ClearScore Commercial Team play a unique role in shaping user experiences. Responsible for partner relationships and commercial strategy, this team are on the front lines of innovation and play a key role in determining how to deploy ClearScore resources across our talented Product, Tech and Analytics teams to make the ClearScore marketplace the best place to shop for credit products.

As a Commercial Executive, you will play a key role in building deep relationships with some of the most exciting fintechs and credit providers in the UK, as well as building a deep, data-driven understanding of the drivers of value in the marketplace. Reporting directly into the Credit Cards Commercial Manager, you will work closely with the product team and lending partners on continual optimisation of the product and the conversion funnel, manage commercial relationships with existing partners and negotiate deals with new partners. You will also dive deep into our platform's rich data to derive key business and new initiative insights, produce reports and spot trends.

What you will be doing:

• Day to day contact for our panel of Cards partners, covering marketplace performance, revenue reporting and ongoing initiatives.
• Dive into the rich ClearScore dataset and produce analytics that unlock insight for partners and collaborate with them on the innovation of new propositions.
• Build deep relationships with our lending partners with the goal of understanding their ambitions and challenges.
• Work collaboratively to optimise the availability and accessibility of their products for ClearScore users.
• Negotiate commercial arrangements with new/existing partners to ensure value created by our partnerships is appropriately shared.
• Support the wider Commercial Team on Tech resource prioritisation by forecasting the value of new initiatives for ClearScore users, partners, and revenue.
• Work with the Product team to optimise the marketplace experience for ClearScore users.
• Create briefs for the Analytics team, seeking to answer data-related questions that get to the next level of detail in our data.
• Co-ordinate with the Marketing and CRM team on the creation, partner sign-off and performance optimisation of commercial email campaigns.

Skills we’d love you to have:

• A track record of high achievement both at work and in academic performance.
• Passion and enthusiasm for the problems we are solving, and an ability to use creativity and initiative in pursuit of these goals.
• Ambitious, comfortable with ambiguity and ready to take on a lot of responsibility quickly.
• A natural aptitude for data analytics and comfortable drawing insights from data. We don’t need you to be a data expert, but a level of understanding is crucial to being successful.
• A growth mindset with a passion for learning.
• Previous work experience in any of the following would be beneficial, but not a requirement: A commercially focused and client-facing environment such as relationship/partner/account management; Relevant work in a consumer finance, fintech or B2B tech company.

Why ClearScore?

ClearScore is the UK's #1 credit score and report app. We are also present in South Africa, Australia and Canada, with more than 20 million users globally and growing fast. Someone joins ClearScore every 20 seconds. We have established relationships with over 50 of the main lenders in the U.K., and have been a trusted tool for customers to manage their credit and make better financial decisions. Since October 2016 we have helped 1.8 million users take out a new credit card or loan. We are user-centric at our core and we believe in leveraging technology to enable positive financial choices. We are design-led and data-driven and we embed these behaviours in everything we do.

Our company culture is a fundamental part of all we have achieved. We believe in hiring smart, driven, passionate and diverse people who are keen on having a real impact in our organisation. We trust you to manage your own time so we offer flexible work and no fixed desk hours. We don’t micromanage and we believe in measuring outcomes rather than effort. We have an inclusive culture where all, regardless of seniority, are encouraged to contribute with their ideas, look after their wellbeing and actively seek opportunities for career growth.

If you feel like this could be the place for you, apply and our Talent team will be happy to share more.

Benefits:

• 25 paid holidays and a “duvet day” on your birthday.
• Private health and dental cover - including mental health support through Bupa GP office visits.
• Up to 6% matched pension.
• Regular Lunch and Learns with guest speakers.
• Dog-friendly office.
• Daily breakfast and free snacks.
• Access to discounts via Cobens Extras.
• Free sports and social clubs.
• Continued investment into learning and development.
• Leadership-led training.
• In-house psychotherapist.
• Financial coach to help you plan and achieve your goals.
• No clock-watching culture.
• Generous maternity and paternity plans.
• Culture and inclusion representatives.
• Transparent pay structure and a career growth plan.

ClearScore is committed to providing equal employment opportunities to all qualified individuals. As an equal opportunity employer, we are able to make reasonable adjustments to accommodate individuals with disabilities during the recruitment and selection process. If you require accommodation, please inform us in advance, and we will work with you to meet your needs.

Our Hybrid Model:

We embrace a dynamic hybrid work environment that balances flexibility with collaborative in-person experiences. Our approach is designed to foster innovation, team connection, and individual productivity. Level 6 and above: Minimum 3 days per week in-office. We believe this structure offers the best of both worlds - the flexibility of remote work and the synergy of face-to-face collaboration. Our office days are carefully coordinated to maximise team interactions and learning/mentorship opportunities.

What This Means for You:

• Flexibility to manage your work and life.
• Dedicated in-office days for team building and collaborative projects.
• Office facilities (with plants!) designed for productive interactions.
• Clear expectations and support for maintaining our hybrid schedule.

We’re committed to creating an inclusive environment that accommodates diverse needs while maintaining our collaborative culture. Join us in shaping the future of work!

Note: While we offer flexibility, commitment to our hybrid schedule is an important aspect of our team culture and performance expectations.

Inclusion Policy:

We are always looking for talented individuals to join ClearScore. We are an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for our people.