At a Glance
- Tasks: Lead the development of innovative mortgage solutions that empower users on their financial journey.
- Company: Join ClearScore, the UK's leading credit score app with a global presence.
- Benefits: Enjoy flexible work, health cover, generous holidays, and continuous learning opportunities.
- Other info: Collaborative culture with a focus on diversity and personal growth.
- Why this job: Shape the future of homeownership and make a real impact in people's financial lives.
- Qualifications: Experience in product management and a passion for user-centric design.
The predicted salary is between 80000 - 100000 £ per year.
Principal Product Manager – Upstream (Mortgages)
At Clear Score we’re on a mission to help people achieve greater financial wellbeing.
Within our Upstream mission, we focus on shaping and scaling new propositions that unlock meaningful value for our users.
A pathway to homeownership is a key milestone in our users’ journey to financial wellbeing.
We’re expanding our product team to support our global strategy in homeownership and mortgages.
As a Principal Product Manager working in our newly formed Upstream Mortgages team, you will hold responsibility for the viability and roadmap direction of this emerging vertical within the Clear Score ecosystem.
Reporting into the VP, Global Product, you will be central to shaping our Mortgages vertical — building on strong early foundations while evolving and extending the proposition from first principles where needed.
You will define roadmap content and sequencing, make clear trade-offs across user experience, commercial opportunity and build complexity, and ensure the proposition delivers sustainable value to our users and partners.
You’ll operate within a shared leadership model alongside a senior Design Lead, jointly guiding a cross-functional team spanning Product, Design, Engineering and Data.
While you will not have direct line management responsibility, you will play a central role in setting priorities, structuring work and driving clarity of decision-making across the team.
This is a high-impact role at the centre of bringing a complex new vertical to market, shaping how Clear Score shows up in one of the most important moments in our users’ financial lives.
It requires strong product judgement, commercial awareness and the confidence to make well-reasoned decisions in a multi-stakeholder environment.
What you will be doing
- Build on existing strategic thinking, identifying clear paths to user, partner and business value and shaping the proposition’s continued evolution.
- Develop and maintain deep expertise in the homeownership and mortgages landscape, building strong external awareness across partners, regulation and industry trends to inform product direction.
- Own the global roadmap for the homeownership and mortgages proposition, defining priorities and sequencing to ensure long-term viability and coherence in line with overall strategy.
- Lead structured product discovery to validate desirability, viability and feasibility, using qualitative insight, quantitative data and commercial understanding to inform decisions.
- Make clear, balanced trade-offs between user experience, commercial constraints and technical complexity, ensuring focused and coherent progress.
- Partner closely with Design to deliver a compelling, simple and user-centred experience within a complex domain.
- Collaborate with Commercial and Data stakeholders to ensure the proposition is grounded in market dynamics, partner realities and measurable outcomes, while retaining clear accountability for product direction.
- Structure ambiguous problem spaces into clear work-streams, guiding and elevating work across the team — including elevating the quality of thinking and execution across more junior Product colleagues.
- Drive momentum and decision-making, ensuring stakeholders are meaningfully engaged throughout the innovation lifecycle.
Skills we'd love you to have
- You know what good Product Management looks like and are comfortable owning meaningful proposition-level problem spaces within an established strategic direction.
- You have demonstrated experience shaping new propositions from first principles, not only optimising existing products.
- You are confident shaping roadmap direction and making clear trade-offs across competing constraints.
- You are commercially aware and think in terms of value exchange, incentives and long-term proposition coherence — not just feature delivery.
- You are comfortable operating within a shared leadership model, partnering closely with senior Design while retaining clear accountability for product viability.
- You bring clarity to complex discussions and are able to move from alignment to decision — making well-reasoned calls even when consensus is incomplete.
- You are intellectually confident and willing to challenge existing thinking constructively where evidence or judgement suggests a better path.
- You combine structured discovery with strong product intuition, balancing rigour with momentum and knowing the fastest routes to validate key hypotheses.
- Experience in mortgages or adjacent regulated financial products is highly desirable, though strong product craft and Clear Score ecosystem understanding may compensate.
Why Clear Score?
Clear Score is the UK's #1 credit score and report app.
We are also present in South Africa, Australia and Canada, with more than 20 million users globally and growing fast.
Someone joins Clear Score every 20 seconds.
We have established relationships with over 50 of the main lenders in the U.
K., and have been a trusted tool for customers to manage their credit and make better financial decisions.
Since October 2016 we have helped 1.8 million users take out a new credit card or loan.
We are user-centric at our core and we believe in leveraging technology to enable positive financial choices.
We are design-led and data-driven and we embed these behaviours in everything we do.
Our company culture is a fundamental part of all we have achieved.
We believe in hiring smart, driven, passionate and diverse people who are keen on having a real impact in our organisation.
We trust you to manage your own time so we offer flexible work and no fixed desk hours.
We don't micromanage and we believe in measuring outcomes rather than effort.
We have an inclusive culture where all, regardless of seniority, are encouraged to contribute with their ideas, look after their wellbeing and actively seek opportunities for career growth.
If you feel like this could be the place for you, apply and our Talent team will be happy to share more.
Benefits
- 25 paid holidays and a “duvet day” on your birthday
- Hybrid Work Environment
- Private health and dental cover - including mental health support through Bupa
- GP office visits
- Life assurance scheme
- Up to 6% matched pension
- Regular Lunch and Learns with guest speakers
- Dog-friendly office
- Daily breakfast and free snacks
- Access to discounts via Cobens Extras
- Free sports and social clubs
- Continued investment into learning and development
- Leadership-led training
- In-house psychotherapist
- Financial coach to help you plan and achieve your goals
- No clock-watching culture
- Generous maternity and paternity plans
- Culture and inclusion representatives
- Transparent pay structure and a career growth plan
- Equal Opportunities
Clear Score is committed to providing equal employment opportunities to all qualified individuals.
As an equal opportunity employer, we are able to make reasonable adjustments to accommodate individuals with disabilities during the recruitment and selection process.
If you require accommodation, please inform us in advance, and we will work with you to meet your needs.
Our Hybrid Model
We embrace a dynamic hybrid work environment that balances flexibility with collaborative in-person experiences.
Our approach is designed to foster innovation, team connection, and individual productivity.
- Levels 1-5: Minimum 2 days per week in-office
- Level 6 and above: Minimum 3 days per week in-office
We believe this structure offers the best of both worlds - the flexibility of remote work and the synergy of face-to-face collaboration.
Our office days are carefully coordinated to maximise team interactions and learning/ mentorship opportunities.
What This Means for You
- Flexibility to manage your work and life
- Dedicated in-office days for team building and collaborative projects
- Office facilities (with plants!) designed for productive interactions
- Clear expectations and support for maintaining our hybrid schedule
We’re committed to creating an inclusive environment that accommodates diverse needs while maintaining our collaborative culture. Join us in shaping the future of work!
Note: While we offer flexibility, commitment to our hybrid schedule is an important aspect of our team culture and performance expectations.
Inclusion Policy
We are always looking for talented individuals to join Clear Score.
We are an equal opportunity employer.
We celebrate diversity and are committed to creating an inclusive environment for our people.
Please see our People Policy Notice at https://www. clearscore. com/people-notice .
Principal Product Manager – Upstream (Mortgages) in London employer: ClearScore Technology Limited
At ClearScore and Acre, we pride ourselves on being an exceptional employer that champions innovation and inclusivity in the tech industry. Our hybrid work environment fosters collaboration while offering flexibility, and our commitment to employee growth is evident through continuous learning opportunities and leadership training. With a focus on user-centric design and a supportive culture, we empower our team members to make a meaningful impact in transforming the mortgage market.
Contact Details:
ClearScore Technology Limited Recruitment Team
StudySmarter Expert Advice🤫
We think this is how you could land Principal Product Manager – Upstream (Mortgages) in London
✨Join Product Management Meetups
Get involved in local product management meetups or workshops. These events are perfect for meeting industry folks, sharing ideas, and staying updated on trends. Plus, you never know who might be hiring—it's a fantastic way to make connections that could lead to a job at places like ClearScore Technology Limited!
✨Show Off Your Product Sense
Create case studies or mini-projects showcasing your product management skills, and share them on platforms like Medium or LinkedIn. This not only puts your skills on display but also boosts your visibility in the product community. Imagine how impressed the hiring team at ClearScore Technology Limited would be by your initiative!
✨Utilise Online Communities
Dive into online product management communities like Product Coalition or Mind the Product. Engage in discussions, ask questions, and share your insights. These platforms are goldmines for networking and finding hidden job opportunities—many companies often scout talent from within these circles.
✨Leverage Your University Network
If you’ve recently graduated or are still in uni, tap into your alumni network for connections in product management. Many universities have their own job boards and affinity resources to help graduates land roles. Don't forget to keep an eye out for job openings at ClearScore Technology Limited through your school's career services!
We think you need these skills to ace Principal Product Manager – Upstream (Mortgages) in London
Some tips for your application 🫡
Show Off Your Product Passion:When applying for a product management role like Principal Product Manager – Upstream (Mortgages), let your passion for developing products shine through in your cover letter. Share specific examples of products you've managed, how you solved user needs, and any successful outcomes you've achieved. This is your chance to showcase your understanding of the product lifecycle!
Highlight Your Cross-Functional Skills:Product management isn't just about understanding the product; it’s about collaborating with different teams! Make sure to emphasise your experience working with developers, designers, and marketers. Use your CV to showcase your ability to bridge gaps between these areas, and include relevant experiences that demonstrate your communication and leadership skills!
Include Your Metrics and Achievements:In a full-time product management application, data speaks volumes! Quantify your achievements wherever possible. Did you increase user retention by a certain percentage? Launch a product ahead of schedule? Include these metrics in your CV to paint a picture of your impact and effectiveness in previous roles.
Tailor Your CV to the Role:Make sure your CV is tailored for the Principal Product Manager – Upstream (Mortgages) position at ClearScore Technology Limited. Use keywords from the job description and ensure your relevant experiences are front and centre. Highlight any certifications or relevant training you’ve completed that will make you stand out as a strong candidate for the role. And remember, we’re excited to see your application on our website!
How to prepare for a job interview at ClearScore Technology Limited
✨Understand the Product Life Cycle
As a product management candidate, we need to get our head around the complete product life cycle. Be prepared to discuss real-world examples of how you’ve managed product development from ideation to launch. Bring specific insights on tools like JIRA or Trello that can help streamline these processes.
✨Showcase Your Cross-Functional Skills
Product management is all about collaboration. We should be ready to highlight how we’ve worked across teams—think marketing, engineering, and design. Prepare to discuss scenarios where you had to mediate differing opinions and how you got everyone on board with a shared vision.
✨Prepare for Case Studies
In a full-time role, we can expect to encounter case study questions during our interviews. Practise solving hypothetical product problems on the spot, such as prioritising features for a new app or improving user engagement metrics. This will show our analytical thinking and decision-making skills.
✨Know Your Metrics
Let’s face it, numbers are our best friends in product management. We should prepare to discuss key performance indicators (KPIs) and how we've used analytics to inform product decisions. Dive into examples where data has driven our strategy for improvements or justified product changes.
