FinCrime Business Analyst

About ClearBank

ClearBank is the UK’s first purpose-built clearing bank in over 250 years. We’re transforming the banking infrastructure landscape with a cloud-native platform that enables fintechs, banks, and regulated institutions to deliver real-time, secure, and scalable financial services.

Role Overview

We are seeking an experienced Business Analyst (BA), ideally with Financial Crime experience, to initially support the design, enhancement, and optimisation of Financial Crime Products, starting with KYC (Know Your Customer), KYB (Know Your Business), and ongoing monitoring capabilities, while also contributing to ClearBank’s expanding Digital Assets initiatives and other Financial Crime priorities. This role sits at the intersection of regulatory compliance, operational efficiency, product development, and digital transformation, supporting both emerging propositions and strategic programmes. The BA will work closely with Product, Engineering, Financial Crime, Compliance, and Digital Assets teams to ensure ClearBank delivers robust, scalable, and regulatory-aligned controls.

Key Responsibilities

• Requirements Gathering & Analysis: Capture and refine business requirements for new Financial Crime products (e.g., KYC/B & Digital Assets), map target-state processes across different business segments, products and services, and design process improvements that reduce manual intervention and increase straight-through processing; collaborate with product managers to shape capabilities required by new propositions.
• Stakeholder Engagement: Engage cross-functional teams (Product, Engineering, Compliance, Digital Assets, Billing, Vendor Management) to align on solution design; liaise with third-party providers to ensure functional and technical alignment.
• Documentation & Quality Assurance: Produce high-quality artefacts—business requirements, user stories, acceptance criteria, workflows, data dictionaries, process maps, billing logic, etc.; support UAT planning, execution, and defect triage for new features.

Essential Skills & Experience

• Demonstrable BA toolkit: requirements elicitation, process mapping, user stories, gap analysis.
• Ability to work with cross-functional teams including Product, Engineering, Risk, Compliance, and External Vendors.
• Strong analytical mindset with the ability to break down complexity.
• Excellent written and verbal communication, with an emphasis on clarity and precision.

Desirable

• Experience in KYC, KYB, AML, Financial Crime or Regulatory Change within a bank or fintech.

A Little Bit More About Us

ClearBank is where you can belong. At ClearBank we think about Diversity, Equity and Inclusion (DE&I) a lot. We’re committed to making sure our teams reflect society and to creating a place where everyone feels at home, where they’re given the trust to do their best work.

• 42% of our senior management roles are held by women
• Enhanced family leave policies
• Launching our partnership with Code First Girls
• Increasing awareness of neurodiversity in the workplace

Our Hiring Process And What You Can Expect

• Application: a member of our talent acquisition team will review your application against the key requirements for the role and let you know within two weeks whether you’re moving forward to the next stage.
• Screening: You’ll spend 30-45 minutes speaking to one of our recruiters to learn more about the role and ClearBank; this will be via phone or Teams. You can expect to hear back within seven days after this meeting.
• First Interview: One hour with a member of our hiring team focusing on your skills and ways of working; you’ll have time to ask questions. This will be via Teams.
• Second Interview: Competency-based interview with one or more team members.
• Final Stage: Final meeting with the Head of Department, about 45-60 minutes.
• Offer: Congratulations! Get ready to transform banking forever.

Our Commitment To You As a Candidate

We will try to respond within seven days of your interview with an update on your application. If decisions take longer, we will contact you with an updated timeline. We may not be able to provide specific individual feedback at the application or screening stage, but your application will be reviewed carefully. We wish you the best of luck with your application.

Equal Opportunities

ClearBank is committed to equal opportunities throughout the recruitment process. We recognise that diversity is vital to long-term success and foster an inclusive culture that encourages engagement and collaboration. We support diversity in all forms and provide reasonable adjustments to candidates during the recruitment process.

The legal bit: By submitting your CV to ClearBank Limited you consent to us using the information for recruitment purposes. For details on data handling, see the Candidate Privacy Notice on the ClearBank website. You may be contacted by email or telephone for recruitment purposes.