Embedded Banking Financial Crime Oversight Manager

The Embedded Banking Financial Crime Oversight Manager will coordinate thorough assessments of new Embedded Banking Partners, evaluate their financial‑crime controls with a focus on outsourced processes, and continuously monitor these partners to ensure compliance with ClearBank’s Oversight model. The role involves leading governance sessions, maintaining risk and control registries, and supporting the development of new systems and controls.

Responsibilities

• Ensure compliance with all internal policies, standards, industry guidance and regulation.
• Lead the completion of Financial Crime Systems and Controls Assessments for all new Embedded Banking relationships.
• Monitor and oversee existing Embedded Banking Partners from a financial‑crime perspective.
• Ensure all oversight activities are completed in accordance with the Oversight Model.
• Continuously assess and update financial‑crime aspects of Embedded Banking Partners Risk and Control registries.
• Define and report internal and external Key Risk Indicators to enable data‑driven performance monitoring.
• Chair all Embedded Banking Partner financial‑crime governance sessions where required.
• Maintain Embedded Banking Partner Management Procedures covering Onboarding & Oversight from a financial‑crime perspective.
• Support the delivery of relevant aspects of the Embedded Banking change programme.
• Support the development and implementation of new financial‑crime systems and controls.
• Build and maintain knowledge of all relevant legislation, regulatory changes and industry best practice.

Qualifications

• Significant expertise in risk and control frameworks and compliance with regulatory standards relating to financial crime, especially outsourcing.
• Audit, assurance or consultancy background with experience in overseeing and reviewing the adequacy and effectiveness of financial‑crime control frameworks.
• Strong understanding of sectors such as money remittance, electronic money, APIs, cryptocurrency firms and merchant acquirers is a plus.
• Experience dealing with complex and varied business models.
• Self‑starter, able to work independently when needed, and to prioritise tasks.
• Ability to communicate and negotiate with key stakeholders and customers.
• Strong attention to detail and good judgement.
• Work to tight deadlines whilst maintaining a high level of quality and competency.
• Strong organisational skills with the ability to manage competing priorities.

Benefits

• Flexible working culture supporting a healthy work‑life balance.
• Work in a way that works for you – London office, home or hybrid.
• 27 days of annual leave per year plus bank holidays.
• Holiday buy/sell – buy or sell up to five days of annual leave each year.
• Up to 30 days of work abroad in a rolling 12‑month period.
• Regular social events open to all.
• Option to swap bank holidays to any other day of your choice.
• 24/7 employee assistance programme, including mental health support, life assurance and income protection.
• Private healthcare and discounted dental cover, plus employee perks and discounts.
• Enhanced family‑friendly leave.
• Personal development budgets, role‑related training and unlimited LinkedIn Learning.
• Opportunity to take part in projects that matter to you and the future of banking.

Immigration: Regretfully we are not able to sponsor applicants for immigration purposes at the current time.

Equal Opportunities: ClearBank is committed to ensuring equal opportunities throughout every stage of the recruitment process. We promote a culture of inclusion and diversity across all backgrounds, including but not limited to gender, age, education, disability, race, nationality, religion and sexual orientation.

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