FinCrime Business Analyst

About ClearBank

ClearBank is the UK's first purpose-built clearing bank in over 250 years. We are transforming the banking infrastructure landscape with a cloud-native platform that enables fintechs, banks, and regulated institutions to deliver real-time, secure, and scalable financial services.

Role Overview

We are seeking an experienced Business Analyst (BA), ideally with Financial Crime experience, to initially support the design, enhancement, and optimisation of Financial Crime Products, starting with KYC (Know Your Customer), KYB (Know Your Business), and ongoing monitoring capabilities, while also contributing to ClearBank's expanding Digital Assets initiatives and other Financial Crime priorities. This role sits at the intersection of regulatory compliance, operational efficiency, product development, and digital transformation, supporting both emerging propositions and strategic programmes. The BA will work closely with Product, Engineering, Financial Crime, Compliance, and Digital Assets teams to ensure ClearBank delivers robust, scalable, and regulatory-aligned controls.

Key Responsibilities

• Requirements Gathering & Analysis
  • Capture and refine business requirements initially for new Financial Crime products, e.g., KYC/B & Digital Assets.
  • Map target-state processes across different business segments, products and services.
  • Design process improvements that reduce manual intervention and increase straight-through processing.
  • Collaborate with product managers to shape capabilities required by new propositions.
• Stakeholder Engagement
  • Engage cross-functional teams (Product, Engineering, Compliance, Digital Assets, Billing, Vendor Management) to align on solution design.
  • Liaise with third-party providers to ensure functional and technical alignment.
• Documentation & Quality Assurance
  • Produce high-quality artefacts—business requirements, user stories, acceptance criteria, workflows, data dictionaries, process maps, billing logic, etc.
  • Support UAT planning, execution, and defect triage for new features.

Essential Skills & Experience

• Demonstrable BA toolkit: requirements elicitation, process mapping, user stories, gap analysis.
• Ability to work with cross-functional teams including Product, Engineering, Risk, Compliance, and External Vendors.
• Strong analytical mindset with the ability to break down complexity.
• Excellent written and verbal communication, with an emphasis on clarity and precision.

Desirable

• Experience in KYC, KYB, AML, Financial Crime or Regulatory Change within a bank or fintech.

A little bit more about us!

ClearBank is Where You Can belong: At ClearBank we think about Diversity, Equity and Inclusion (DE&I) a lot. Not because we think we should. But because we know we should – how else can we build a happy workforce and be successful as a business. We are committed to making sure our teams reflect society. And we put energy and effort into making this a place where everyone feels at home, where they are given the trust and encouragement to do their very best work.

Our hiring process and what you can expect:

• Application: a member of our talent acquisition team will review your application against the key requirements for the role and let you know within two weeks whether you are moving forward to the next stage.
• Screening: You will spend 30-45 minutes speaking to one of our recruiters learning more about the role and ClearBank, and we will get to know more about you, your experience and how your skills align with the role (this will be via phone or Teams video call).
• First Interview: You will spend one hour with a member of our hiring team focusing on your skills, competencies and your ways of working at the same time we will give you time to ask more questions about the role, the team and learn more about the ClearBank culture.
• Second Interview: This will be a competency-based interview with one or more members of our team.
• Final Stage: You will have a final meeting with the Head of Department. This will be around 45-60 minutes.
• Offer: Congratulations! Get ready to transform banking forever!

Equal Opportunities

ClearBank is committed to ensuring equal opportunities throughout every stage of the recruitment process. ClearBank recognises that diversity is vital to the long-term success of the business in the communities and markets in which it operates. ClearBank strives for diversity and inclusion of all forms, including (but not limited to): gender, age, educational and professional background, disability, gender reassignment, marital or civil partner status, pregnancy or maternity, race, colour, nationality, ethnic or national origin, religion or belief and sexual orientation.

The legal bit

By submitting your CV to ClearBank Limited you are providing your consent for us to use the information you provide for recruitment purposes.