At a Glance
- Tasks: Manage and monitor European credit portfolios, ensuring alignment with risk appetite and strategic objectives.
- Company: International Bank based in London, focused on global investment promotion.
- Benefits: Competitive salary, professional development, and opportunities for career advancement.
- Other info: Collaborative environment with opportunities to mentor junior colleagues.
- Why this job: Join a dynamic team and make impactful decisions in the financial sector.
- Qualifications: Experience in credit analysis and strong understanding of leveraged finance.
The predicted salary is between 60000 - 80000 £ per year.
Location: London
Department: Global Investment Promotion
Manage and monitor GIPD’s European credit portfolio, with core responsibility for BSLBSL exposure via a Separately Managed Account (SMA) and expanding coverage of European DL investments (acting as fund LP) and mid-market LBO co-investments.
Act as primary reviewer and challenger of credit inputs from the BSL Asset Manager for SMA investments, adding independent credit judgment and ensuring alignment with the Bank’s risk appetite and portfolio objectives.
Lead the development of DL capabilities, including evaluation of DL funds, GP platforms, and underlying LBO exposures, supporting both investment and gatekeeping decisions.
Apply strong credit underwriting skills (including mid-market LBO analysis) alongside a portfolio manager mindset to optimise risk-return across BSL, DL funds, and co-investments.
Provide concise, high-quality reporting and portfolio insights to Deputy HoD, HoD, RMD, UGM, and GM to support risk management and strategic decision-making.
Support senior management in shaping and expanding the Bank’s European credit franchise across (i) BSL SMA investments, (ii) DL fund LP investments, and (iii) mid-market LBO co-investments with DL GPs.
Build effective relationships with Asset Managers, GPs, and internal stakeholders, while developing junior colleagues through coaching and knowledge sharing.
- BSL (SMA) Portfolio Oversight: Review and challenge Asset Manager’s credit inputs; assess individual credits, portfolio positioning, and relative value; enhance internal reporting quality and efficiency; ensure robust monitoring of risks and performance.
- DL & Fund Investment Coverage: Evaluate DL funds and GPs, including fund structure, strategy, terms, and performance metrics; conduct GP-level analysis and ongoing monitoring; support investment selection and gatekeeping.
- LBO Credit Underwriting & Co-investments: Perform credit analysis on mid-market LBO co-investment opportunities, including financial modelling, structure, documentation, and downside assessment.
- Portfolio Management & Risk Control: Monitor portfolio risks across BSL, DL and mid-market LBO co-investment exposures; ensure adherence to credit standards and risk limits; identify concentration, structural, and market risks.
- Deal Execution & Investment Process: Prepare credit memos, investment notes, and portfolio reviews; support internal approval processes and Credit Committee discussions with clear and balanced recommendations.
- Operational & Reporting Excellence: Maintain efficient reporting frameworks (including BSL SMA), leveraging external managers and internal tools; ensure timely and high-quality communication to senior management.
Build and maintain relationships with BSL Asset Manager, DL GPs, and other market participants. Strong experience in sub-IG corporate credit analysis, with solid grounding in LBO underwriting (rating agency, bank, or buyside experience acceptable).
Good understanding of European DL market, including fund structures, GP dynamics, key terms, and private credit ecosystem.
Demonstrated ability to combine detailed credit work with portfolio-level thinking and strategic perspective.
Credit Analyst - Financials employer: City Recruitment Associates
Contact Detail:
City Recruitment Associates Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Analyst - Financials
✨Tip Number 1
Network like a pro! Reach out to professionals in the finance sector, especially those working in credit analysis. Use platforms like LinkedIn to connect and engage with them. You never know who might have the inside scoop on job openings!
✨Tip Number 2
Prepare for interviews by brushing up on your credit analysis skills. Be ready to discuss your experience with mid-market LBOs and how you approach risk management. Practise common interview questions and have your own questions ready to show your interest.
✨Tip Number 3
Don’t just apply anywhere; focus on companies that align with your career goals. Check out our website for openings that match your skills in credit analysis and investment promotion. Tailor your approach to each role to stand out!
✨Tip Number 4
Follow up after interviews! A quick thank-you email can go a long way in leaving a positive impression. Mention something specific from your conversation to remind them of your fit for the role. It shows you're genuinely interested!
We think you need these skills to ace Credit Analyst - Financials
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Credit Analyst role. Highlight your experience with credit analysis, LBO underwriting, and any relevant financial modelling skills. We want to see how your background aligns with our needs!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about the role and how your skills can help us manage and monitor our European credit portfolio effectively. Keep it concise but impactful.
Showcase Your Analytical Skills: In your application, don’t forget to showcase your analytical skills. Mention specific examples where you've successfully assessed credit risks or made strategic investment decisions. We love seeing real-world applications of your expertise!
Apply Through Our Website: We encourage you to apply through our website for a smoother process. It helps us keep track of your application and ensures you don’t miss out on any important updates. Plus, it’s super easy!
How to prepare for a job interview at City Recruitment Associates
✨Know Your Credit Analysis Inside Out
Make sure you brush up on your credit analysis skills, especially around mid-market LBOs and European leveraged finance. Be ready to discuss specific examples from your past experience where you've successfully evaluated credit risks and made strategic decisions.
✨Understand the Bank's Risk Appetite
Familiarise yourself with the bank's risk appetite and portfolio objectives. During the interview, demonstrate how your approach aligns with these goals, and be prepared to discuss how you would manage risks while optimising returns across various investments.
✨Showcase Your Relationship-Building Skills
Since building effective relationships is key for this role, think of examples where you've successfully collaborated with asset managers or internal stakeholders. Highlight your coaching and mentoring experiences with junior colleagues to show your leadership potential.
✨Prepare for Technical Questions
Expect technical questions related to credit underwriting and portfolio management. Brush up on financial modelling, documentation, and downside assessments. Practising these concepts will help you articulate your thought process clearly during the interview.