Credit Analyst - Financials in City of London

Credit Analyst - Financials in City of London

City of London Full-Time 60000 - 80000 £ / year (est.) No home office possible
City Recruitment Associates

At a Glance

  • Tasks: Manage and monitor European credit portfolios, ensuring alignment with risk appetite and strategic objectives.
  • Company: International Bank based in London, focused on global investment promotion.
  • Benefits: Competitive salary, professional development, and opportunities for career advancement.
  • Other info: Collaborative environment with opportunities to mentor junior colleagues.
  • Why this job: Join a dynamic team and make impactful decisions in the financial sector.
  • Qualifications: Experience in credit analysis and strong understanding of European leveraged finance.

The predicted salary is between 60000 - 80000 £ per year.

Manage and monitor GIPD’s European credit portfolio, with core responsibility for BSLBSL exposure via a Separately Managed Account (SMA) and expanding coverage of European DL investments (acting as fund LP) and mid-market LBO co-investments.

Act as primary reviewer and challenger of credit inputs from the BSL Asset Manager for SMA investments, adding independent credit judgment and ensuring alignment with the Bank’s risk appetite and portfolio objectives.

Lead the development of DL capabilities, including evaluation of DL funds, GP platforms, and underlying LBO exposures, supporting both investment and gatekeeping decisions.

Apply strong credit underwriting skills (including mid-market LBO analysis) alongside a portfolio manager mindset to optimise risk-return across BSL, DL funds, and co-investments.

Provide concise, high-quality reporting and portfolio insights to Deputy HoD, HoD, RMD, UGM, and GM to support risk management and strategic decision-making.

Support senior management in shaping and expanding the Bank’s European credit franchise across (i) BSL SMA investments, (ii) DL fund LP investments, and (iii) mid-market LBO co-investments with DL GPs.

Build effective relationships with Asset Managers, GPs, and internal stakeholders, while developing junior colleagues through coaching and knowledge sharing.

  • BSL (SMA) Portfolio Oversight: Review and challenge Asset Manager’s credit inputs; assess individual credits, portfolio positioning, and relative value; enhance internal reporting quality and efficiency; ensure robust monitoring of risks and performance.
  • DL & Fund Investment Coverage: Evaluate DL funds and GPs, including fund structure, strategy, terms, and performance metrics; conduct GP-level analysis and ongoing monitoring; support investment selection and gatekeeping.
  • LBO Credit Underwriting & Co-investments: Perform credit analysis on mid-market LBO co-investment opportunities, including financial modelling, structure, documentation, and downside assessment.
  • Portfolio Management & Risk Control: Monitor portfolio risks across BSL, DL and mid-market LBO co-investment exposures; ensure adherence to credit standards and risk limits; identify concentration, structural, and market risks.
  • Deal Execution & Investment Process: Prepare credit memos, investment notes, and portfolio reviews; support internal approval processes and Credit Committee discussions with clear and balanced recommendations.
  • Operational & Reporting Excellence: Maintain efficient reporting frameworks (including BSL SMA), leveraging external managers and internal tools; ensure timely and high-quality communication to senior management.

Build and maintain relationships with BSL Asset Manager, DL GPs, and other market participants. Strong experience in sub-IG corporate credit analysis, with solid grounding in LBO underwriting (rating agency, bank, or buyside experience acceptable). Good understanding of European DL market, including fund structures, GP dynamics, key terms, and private credit ecosystem. Demonstrated ability to combine detailed credit work with portfolio-level thinking and strategic perspective.

Credit Analyst - Financials in City of London employer: City Recruitment Associates

As a leading International Bank located in the heart of London, we pride ourselves on fostering a dynamic and inclusive work culture that encourages professional growth and collaboration. Our Credit Analysts benefit from comprehensive training programs, mentorship opportunities, and the chance to work alongside industry experts, all while contributing to impactful investment decisions in the European credit market. With a commitment to innovation and excellence, we offer a stimulating environment where your contributions are valued and rewarded.
City Recruitment Associates

Contact Detail:

City Recruitment Associates Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Credit Analyst - Financials in City of London

✨Tip Number 1

Network like a pro! Reach out to professionals in the finance sector, especially those working in credit analysis. Attend industry events or webinars, and don’t be shy about asking for informational interviews. Building connections can open doors that job applications alone can't.

✨Tip Number 2

Prepare for interviews by diving deep into the company’s recent projects and their approach to credit analysis. Tailor your responses to show how your skills align with their needs, especially in areas like mid-market LBO analysis and risk management. We want to see you shine!

✨Tip Number 3

Showcase your analytical skills through real-world examples. When discussing your experience, highlight specific instances where you’ve successfully managed credit portfolios or conducted thorough credit analyses. This will demonstrate your capability and confidence in handling the role.

✨Tip Number 4

Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who take the initiative to engage directly with us. Let’s make it happen together!

We think you need these skills to ace Credit Analyst - Financials in City of London

Credit Underwriting Skills
Mid-Market LBO Analysis
Portfolio Management
Risk Management
Financial Modelling
Credit Analysis
Reporting Skills
Relationship Management
Investment Selection
Gatekeeping
Understanding of European Leveraged Finance
Knowledge of Private Credit Markets
Analytical Skills
Coaching and Knowledge Sharing

Some tips for your application 🫡

Tailor Your CV: Make sure your CV is tailored to the Credit Analyst role. Highlight your experience with credit analysis, LBO underwriting, and any relevant financial modelling skills. We want to see how your background aligns with our needs!

Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about the role and how your skills can contribute to our European credit portfolio. Keep it concise but impactful – we love a good story!

Showcase Your Analytical Skills: In your application, don’t forget to showcase your analytical skills. Mention specific examples where you've successfully assessed credit risks or made strategic investment decisions. We’re looking for that portfolio manager mindset!

Apply Through Our Website: We encourage you to apply through our website for a smoother process. It helps us keep track of your application and ensures you don’t miss out on any important updates. Plus, it’s super easy!

How to prepare for a job interview at City Recruitment Associates

✨Know Your Credit Fundamentals

Brush up on your credit analysis skills, especially around mid-market LBOs and European leveraged finance. Be ready to discuss specific examples from your past experience that demonstrate your understanding of credit underwriting and portfolio management.

✨Showcase Your Analytical Mindset

Prepare to explain how you approach credit inputs and portfolio positioning. Use real-life scenarios to illustrate your ability to challenge assumptions and provide independent credit judgment, aligning with the bank's risk appetite.

✨Build Relationships in the Room

Demonstrate your interpersonal skills by discussing how you've built effective relationships with asset managers and stakeholders in previous roles. Highlight your coaching experiences with junior colleagues to show your leadership potential.

✨Communicate Clearly and Concisely

Practice summarising complex information into concise reports or presentations. Be prepared to share how you’ve supported senior management with high-quality insights and recommendations, ensuring clarity in your communication style.

Credit Analyst - Financials in City of London
City Recruitment Associates
Location: City of London

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