Job Description City + Capital are currently representing a highly respected and well-capitalised specialist property finance lender that have retained our services to appoint an experienced & knowledgeable Underwriter to their growing team. Our client is an established specialist property finance lender with a strong reputation for providing flexible, relationship-led funding solutions across the UK real estate market. The business supports a range of property-backed transactions, including bridging loans, development finance and commercial investment facilities. Their experienced team combines commercial decision-making with disciplined credit standards and a strong focus on service. Continued growth has created the need for an additional underwriting professional who can assess new opportunities, support transaction execution and help maintain the quality of the existing loan portfolio. Following completion, you will help monitor loan performance, drawdowns, receipts, renewals, valuations, extensions and restructures. Complete sensitivity analysis and relevant benchmarking Review legal documents, valuations and quantity surveyor reports Monitor loan performance against the original underwriting Maintain accurate loan monitoring records and systems Identify project delays, funding shortfalls and emerging credit risks The successful candidate will ideally demonstrate previous loan analysis, underwriting or credit management experience within the property finance or mortgage markets. You will be analytical in approach, with a commercial mindset and a view to supporting client’s wherever necessary. Experience in property finance underwriting, credit analysis or lending analysis Strong financial modelling and analytical skills Ability to review valuation reports, quantity surveyor reports and legal documents Portfolio monitoring, extension or restructuring experience would be advantageous Salary will be complemented by access to the company bonus scheme too, which can significantly increase annual earnings. The position offers genuine breadth across underwriting, transaction execution and portfolio management, creating strong long-term development potential within a growing specialist lender. It is also a role that comes with genuine opportunity to progress internally, where excellent performance is delivered. Hybrid working is available. If this role sounds like one that you are both qualified for and interested in, we look forward to receiving your application as soon as possible.
Risk Underwriter in London employer: City + Capital
Joining this dynamic development finance lender means becoming part of a forward-thinking team that values innovation and collaboration. With a strong focus on employee growth, you will have the opportunity to influence key lending decisions and build lasting relationships in a supportive environment. Located in a vibrant area, the company offers a unique chance to engage closely with the full lending process, ensuring your contributions are both impactful and rewarding.
