Banking, Commercial Banking, Summer Analyst, London - United Kingdom 2027

You’re the brains behind our work. Citi’s Commercial Bank (“CCB”) is looking for Summer Analysts to join our team. Our Commercial Banking division works with businesses with annual sales ranging from $10 million to more than $3 billion. Our Commercial Banking Team works to find ways for our clients to maximize their growth while taking full advantage of Citi’s banking products.

The Summer Analyst Program strives to bring in the best and brightest talent and support them as they develop into the next generation of commercial banking leaders globally. Your time here will look something like this...

The 10-week Summer Analyst Program starts in June and begins with in-depth training. People learn differently, so we combine formal training with a complete hands-on experience to help you quickly ramp up and adapt to your role and the culture at Citi. There will be ongoing sales, credit, product, technology, and professional skills training throughout the program along with a robust junior and senior mentorship structure to help you develop professionally.

By the conclusion of the Program, you can expect to have thorough experience with and a strong understanding of:

• The CCB target market, value proposition, and client coverage model
• How bankers interact with clients and identify their needs
• The various credit product types and how these solutions best fit client needs
• The commercial loan underwriting process, including loan structuring and documentation
• The end-to-end credit process including new origination of credit and the monitoring of a credit portfolio
• Engaging with clients, prospects, and centres of influence
• Citi credit and regulatory policies and procedures

We provide you with the knowledge and skills you need to succeed. The Summer Analyst will work directly with Relationship Managers and Analysts on a portfolio of clients and interface with various Citi teams across the firm and around the world including credit underwriting, cash management, loans, FX, derivatives, capital markets and investment banking. The Summer Analyst is a critical team member supporting Relationship Managers with managing the existing portfolio and generating new business.

Analysts play a critical role in meeting the needs of our clients and prospects, including:

• Conducting company research and industry analysis
• Analysing financial data and performing financial modelling focused on company valuations, discounted cash flow analysis, and pro-forma analyses
• Supporting the commercial lending process, which includes secured and unsecured revolving lines of credit, term loans, syndicated loans, leveraged loans, cross-border loans approved locally and extended overseas through the CCB’s global network of 26 countries
• Taking ownership of the client experience, including partnering with Bankers and Product teams to determine which products to leverage in order to help clients achieve their goals
• Playing a role in deal management and client presentation preparation, including creating business development presentations, pitch books, prospect memos, and other client-related decks
• Interacting with partners across the firm, including product, credit risk, in-business controls, legal, marketing, operations, risk, compliance, and technology teams

Who we think will be a good fit:

We’re looking for motivated individuals, who are eager to start their careers at a global organization, tend to think globally, and have an innovative outlook on business. We know that anyone, not just those with business degrees can have a knack for business, so we’re open to all disciplines and candidates with diverse work experience. We’ll also be looking for the following:

• Ability to work both independently, as well as on a team
• Organizational skills, a high degree of self-motivation, initiative, and leadership potential
• Ability to prepare deliverables for meetings with high profile clients and executives while exhibiting professionalism, maturity, integrity, and insight throughout interactions with the clients
• Strong communication, interpersonal, customer service and relationship-building skills
• Innovative and creative problem-solving ability
• Intellectual curiosity
• Cooperation and focus in achieving group and client objectives
• Unquestioned commitment to integrity ethical decision-making

We want to hear from you if:

• You are due to be graduating in 2028
• On course to achieve a 2:1 (or equivalent) at undergraduate level in any degree
• You have an interest in business
• You are fluent in a 2nd language (this is desirable but not essential)

Applications will close Friday 9th October 2026. Please note that the salary ranges are not reflecting correctly, we will discuss the remuneration later on during the application process.

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.