Product Developer, Counterparty Credit Risk – Loans Stress Loss (AVP)

Citi is looking for a Product Developer to join its Counterparty Credit Risk team, where you will serve as the critical link between Technology and business stakeholders - including Risk, the Desk, and Underwriters - with a focus on Loans Stress Loss analysis and delivery. In this role, you will directly influence the accuracy, integrity, and development of risk exposure reporting and systems that shape decision-making across the business. Your work will have tangible impact on the effectiveness of a key risk function within Citi's global banking operations.# Responsibilities* Analyse and validate total outstanding and unused committed credit exposure, along with associated Loans Stress Loss figures, to ensure accuracy and integrity of risk reporting.* Identify the root causes of exposure movements and partner with underwriters, business teams, and the Portfolio Management Group to investigate and confirm findings.* Investigate irregular or unexpected changes in exposure data, coordinating with relevant teams to diagnose and resolve issues spanning collateral, trade bookings, data quality, and model outputs.* Partner with business and technology stakeholders to improve and enhance systems and processes related to Loans Stress Loss, including gathering requirements, producing business requirements documentation, and coordinating user acceptance testing.* Identify and recommend solutions across data analytics, reporting, relationship management systems, trade workflows, and trade processing to improve operational effectiveness.* Assess risk implications when business decisions are made, ensuring actions uphold Citi's standards, comply with applicable regulations, and are escalated transparently where required.# Required Qualifications & Skills* 3 to 5 years of experience in Technology Finance. Experience in Counterparty Credit Risk management is a plus.* Proficiency in Tableau, Python and Excel, applied to data investigation, exposure analysis, and reporting.* Ability to conduct business analysis, troubleshoot data quality issues, and perform both exploratory and descriptive analysis of complex financial datasets.* Comfortable carrying out detailed data investigations under tight timescales, maintaining a high degree of accuracy throughout.* Ability to structure ambiguous problems, develop practical solutions, and follow through to delivery.* Clear and effective communicator, able to engage and align stakeholders across technology and business functions.* Familiarity with risk measurement methodologies and the key drivers within those calculations.# Beneficial Skills & Qualifications* Intellectual curiosity and a conceptual mindset that drives proactive identification of new opportunities for process or system improvement.* Established track record of building and maintaining professional networks across internal and external stakeholders.* Experience contributing to technology delivery processes, such as writing business requirements or coordinating system testing.# What We OfferAt Citi, you will work at the centre of a global financial institution, collaborating with risk, technology, and business teams across functions to deliver meaningful outcomes. This is a role where analytical rigour meets real business impact - and where your contributions are visible.* Hybrid working model with 3 days in the office and 2 days working remotely, supporting a sustainable and productive work-life balance.* Access to continuous learning and professional development opportunities to deepen both technical and domain expertise.* Exposure to a broad cross-section of business stakeholders, giving you the opportunity to build a strong professional network within a global firm.* A performance-driven team environment that values analytical thinking, collaboration, and delivering results.* Competitive compensation and a comprehensive benefits package, including financial wellbeing and family support programmes.* Wellbeing support resources designed to help you perform at your best inside and outside of work.Apply today to bring your risk expertise to a team where your analysis shapes decisions that matter across Citi's global business.-## **Job Family Group:**Technology-## **Job Family:**Technology Product Management-## **Time Type:**Full time-## **Most Relevant Skills**Please see the requirements listed above.-## **Other Relevant Skills**For complementary skills, please see above and/or contact the recruiter.-*Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.**If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review* *.**View Citi's and the poster.* #J-18808-Ljbffr