At a Glance
- Tasks: Lead strategic initiatives in liquidity and balance sheet optimisation for a global financial institution.
- Company: Join Citi, a trusted partner in financial services with a commitment to growth and progress.
- Benefits: Enjoy competitive salary, generous holiday allowance, private medical insurance, and hybrid working options.
- Other info: Be part of a diverse team that values your unique contributions and supports your career growth.
- Why this job: Make a real impact on financial performance while developing your expertise in a dynamic environment.
- Qualifications: Experience in Treasury, Liquidity Risk Management, or Financial Analytics; advanced quantitative skills required.
The predicted salary is between 78750 - 96250 £ per year.
Bring your skills in leadership, quantitative analysis, strategic planning, treasury and risk management, technological adaptation, and stakeholder influence to Citi’s Balance Sheet Management and Liquidity Management Services (LMS) in Services. By joining Citi, you will become part of a global organisation whose mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress.
Team/Role Overview: This role sits within the LMS Optimization and Pricing team within Citi Services. The primary objective of the team is to maximize the financial performance, liquidity efficiency, and balance sheet productivity of Citi’s global deposit franchise through actionable commercial strategies, analytical tools, targeted optimization campaigns, disciplined pricing governance, and regulatory capital frameworks. We operate at the critical intersection of business strategy, treasury modelling, and technology execution. The team collaborates extensively with global and regional stakeholders—including Product Heads, Sales Teams, Balance Sheet Leads, Corporate and Business Treasury (Liquidity Management / GLRM), Market Managers, Risk Management, Controllers, and Technology partners.
As the LMS Liquidity Analytics & Optimization Lead, you will lead the strategic agenda on deposit optimization and liquidity frameworks. You will own the analytical and technical enhancement of our proprietary data-mart, interface directly with Treasury governance bodies, drive multi-million-dollar revenue and liquidity optimization workstreams, and provide executive-level pricing advisory for key franchise relationships.
The team regularly delivers on the following core strategic mandates:
- Align optimization principles across all clusters using consistent, robust financial and regulatory parameters.
- Establish pricing and deposit beta strategies tailored to dynamic and shifting interest rate cycles.
- Enhance global pricing governance, guidelines, and intercompany transfer pricing agreements within established finance and treasury limits.
- Advance client-level revenue attribution methodologies and cost-of-funds (CoF) frameworks across global jurisdictions.
- Deliver Citi franchise balance sheet optimization strategies to maximise returns while preserving core operational deposits.
- Partner with Corporate Treasury and Risk to assess behavioral assumptions and improve quantitative models aligned with global regulatory guidelines (PRA, Basel III, Fed FR 2052a).
What you’ll do: Ensure that the liquidity optimization process, analytics infrastructure, and commercial pricing strategies are effectively implemented across the franchise to achieve defined revenue and balance sheet targets. As a senior leader within this global team, you will drive core optimization workstreams, shape regulatory liquidity models, lead cross-functional remediation programs, and oversee end-to-end technology.
Primary responsibilities will include:
- Liquidity & Balance Sheet Optimization: Drive global optimization initiatives to deliver annualized revenue targets and liquidity value across the Services deposit franchise.
- Treasury Liquidity Frameworks & Governance Advocacy: Represent LMS in high-level Treasury forums. Advocate for and lead model enhancements with Global Liquidity Risk Management (GLRM) and Corporate Treasury. Lead rapid response analytics for macroeconomic stress testing to model deposit behavioural impacts for Board presentations.
- Stakeholder Management: Partner with global clusters and sales teams to optimize RLAP/LCR/NSFR and maintain target performance thresholds.
- Project Management: Oversee the lifecycle of analytical projects, from data acquisition to final delivery and follow-up.
- Technology Implementation: Oversee business architecture and functional requirements for end-to-end analytics technology, including data acquisition and analysis to generate actionable insights and support strategic initiatives.
- Data Quality Management: Lead the escalation and follow-up process for data quality issues to ensure the integrity of underlying data.
- Metric Development: Design, develop, and implement new metrics to track performance and drive business outcomes.
- Stakeholder Training, Enablement & Talent Development: Lead comprehensive global training curriculums for cluster balance sheet leads, product managers, and sales teams on liquidity models, Clearview tools, and optimization levers.
As an integral part of the broader Pricing and Optimization team, you will also contribute to a range of activities spanning subject matter expertise on client liquidity value, client pricing, client financials, and Services data architecture.
What we’ll need from you: The individual will have a global role developing strategies with constant interaction and exposure to seniors in Product, Treasury, Finance, Risk, and Sales across the organization.
- Leadership & Strategic Management: Proven ability to drive consensus across competing priorities, manage multi-faceted project scopes, and influence global stakeholders across 7+ regional clusters without direct line authority.
- Treasury & Regulatory Liquidity Expertise: Deep subject-matter expertise in regulatory liquidity metrics, including RLAP (Resolution Liquidity Adequacy and Positioning), LCR (Liquidity Coverage Ratio), NSFR (Net Stable Funding Ratio), and Basel III/PRA capital and liquidity standards.
- Quantitative Modelling & Analytics: Advanced quantitative skills with the proven ability to interrogate and model large-scale, complex transactional and balance sheet datasets to inform commercial decision-making.
- Strategic Advisory & Executive Communication: Exceptional ability to synthesize highly complex, technical liquidity and quantitative modelling concepts into concise, high-impact executive narratives and presentations for senior management, governance committees (FLRC/LIMRF), and Board-level reporting.
- Market & Economic Insight: Strong commercial acumen and deep understanding of macroeconomic cycles, interest rate dynamics, deposit beta behaviours, and transfer pricing mechanisms.
Education & Professional Experience: Significant progressive experience in Treasury, Liquidity Risk Management, Balance Sheet Management, Product Management, or Financial Analytics within a Tier-1 global financial institution. Bachelor’s degree in Finance, Economics, Quantitative Finance, Financial Engineering, Computer Science, or Data Analytics; master’s degree / MBA / CFA / FRM strongly preferred.
What we can offer you: This is a role that will offer you the opportunity to build an in-depth knowledge of Services products and how balance sheet dynamics play out to create value for clients and shareholders. We work hard to have a positive financial and social impact on the communities we serve. In turn, we put our employees first and provide the best-in-class benefits they need to be well, live well and save well.
By joining Citi London, you will not only be part of a business casual workplace with a hybrid working model (up to 2 days working at home per week), but also receive a competitive base salary (which is annually reviewed), and enjoy a whole host of additional benefits such as:
- Generous holiday allowance starting at 27 days plus bank holidays; increasing with tenure.
- A discretional annual performance related bonus.
- Private medical insurance packages to suit your personal circumstances.
- Employee Assistance Program.
- Pension Plan.
- Paid Parental Leave.
- Special discounts for employees, family, and friends.
- Access to an array of learning and development resources.
Alongside these benefits, Citi is committed to ensuring our workplace is where everyone feels comfortable coming to work as their whole self every day. We want the best talent around the world to be energized to join us, motivated to stay, and empowered to thrive.
Senior Vice President, Balance Sheet & Pricing Management Product Manager - Services in London employer: Citi
Citi is an exceptional employer, offering a dynamic work environment that fosters innovation and collaboration within the Equities Technology team. Employees benefit from cutting-edge technology, opportunities for professional growth, and a culture that values diversity and inclusion. With a focus on high-performance analytics and real-time data solutions, Citi empowers its engineers to make impactful contributions while enjoying a supportive atmosphere in a globally recognized financial institution.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Vice President, Balance Sheet & Pricing Management Product Manager - Services in London
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Citi. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Senior Vice President, Balance Sheet & Pricing Management Product Manager - Services in London
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Citi.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Citi's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Citi
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Citi.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Citi will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Citi employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.