At a Glance
- Tasks: Partner with Citi Private Bankers to identify and advise on bespoke lending opportunities.
- Company: Join Citi, a leading global bank with a commitment to diversity and inclusion.
- Benefits: Competitive salary, comprehensive benefits, and opportunities for professional growth.
- Other info: Dynamic role with a focus on collaboration and driving growth in a fast-paced environment.
- Why this job: Make a real impact by providing tailored lending solutions to high-net-worth clients.
- Qualifications: Experience in UHNW lending and strong analytical skills required.
The predicted salary is between 80000 - 100000 £ per year.
Citi Wealth Lending provides competitive borrowing solutions that are strategically integrated into our client’s broader Wealth Management goals. Our Lending Advisors partner with Citi Private Bankers to advise clients on new loan and refinancing opportunities and to restructure existing loans as part of clients overall capital management. We have Lending representation across 8 countries to provide seamless coverage to our Global clients. Lending Advisors provide advice across a variety of asset classes ranging from complex marketable securities loans and less liquid financial assets including Private Equity and Hedge Funds, commercial real estate to more bespoke personal assets such as aviation, fine art and collectibles.
Responsibilities
- Establish and maintain a strong partnership with the Citi Private Bank (“CPB”) Banker teams to proactively identify lending opportunities with their clients and prospects through account planning.
- Join client and prospect meetings with Bankers to raise awareness of the solutions that are available.
- Advise clients and Bankers on appropriate bespoke lending solutions and drive a culture of excellence in execution in the region.
- Establish a reputation of execution and excellence in execution for clients.
- Act as the subject matter expert and first line of control lending opportunities.
- Partner with in‑business Underwriting team and 2nd line risk to pre‑screen requests and structure bespoke loan proposals that meet the client need while managing overall Firm targets.
- Build and maintain a strong pipeline of lending opportunities to grow the EMEA portfolio as part of the wider Citi Wealth lending growth aspirations, ensuring effective and consistent compliance to control standards.
- Manage expectations through strong communication with clients and their Bankers.
- Coordinate with Business Managers and Finance functions to assist in growth planning, capital optimization and team communication.
Qualifications
- A good track record of experience in UHNW lending origination and credit/collateral analysis in a private bank.
- Expert knowledge in structured lending.
- Ability to advise clients and where appropriate creatively structure sophisticated solutions to help clients meet their objectives.
- Experience with assessing and structuring loans secured by a variety of asset classes including complex marketable securities loans and less liquid financial assets, commercial real estate to more bespoke personal assets such as aviation, fine art and collectibles.
- Ability to advise clients on optimal loan structure and think creatively in delivering market leading solutions.
- Excellent oral and written communication skills.
- Strong negotiation skills.
- Strong initiative and interactive approach to problem solving.
- Detail oriented with strong analytical skills.
- Strong collaboration skills in a team environment.
- Desire to drive growth in a dynamic business.
- Bachelor’s Degree required (or equivalent experience).
Certification Regime
Candidates applying for this role must be aware that it is a Certified Role, subject to the Certification Regime. The Certification Regime is one element of the Individual Accountability Regime which has come into effect on 7 March 2016. Under the Certification Regime, certain Citi entities must ensure that employees working in certain roles categorized as specified significant harm functions (Certified Roles) are assessed as fit and proper to carry out their role. Under the guidance provided by the FCA and PRA, firms should have regard to the following when assessing fitness and propriety: honesty, integrity, reputation; financial soundness; competence and capability. In accordance, you will be assessed for this role against the Fit and Proper requirements through extensive interviews, self‑disclosures, permitted criminal record checks, reference checks, credit checks and other background checks. If hired for this role, you will also be required to complete an annual declaration regarding your Fitness and Propriety.
Equal Opportunity and EEO Statement
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and apply for a career opportunity, please review Accessibility at Citi. View Citi’s EEO Policy Statement and the Know Your Rights poster.
Lending Advisor - Vice President employer: Citi
Citi Wealth Lending is an exceptional employer, offering a dynamic work environment where Lending Advisors can thrive in their careers while providing bespoke lending solutions to ultra-high-net-worth clients. With a strong emphasis on collaboration and professional growth, employees benefit from extensive training opportunities and the chance to work alongside industry experts in a global setting. The company's commitment to diversity and inclusion ensures that all voices are heard, making it a rewarding place to build a meaningful career.
StudySmarter Expert Advice🤫
We think this is how you could land Lending Advisor - Vice President
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We think you need these skills to ace Lending Advisor - Vice President
Some tips for your application 🫡
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How to prepare for a job interview at Citi
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Citi.
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