Banking, Commercial Banking, Summer Analyst, London - United Kingdom 2027

Banking, Commercial Banking, Summer Analyst, London - United Kingdom 2027

Internship 22500 - 27500 £ / year (est.) Home office (partial)
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At a Glance

  • Tasks: Support Relationship Managers and analyse financial data to drive client success.
  • Company: Join Citi, a leading global bank with a commitment to innovation.
  • Benefits: Gain hands-on experience, mentorship, and professional development in a dynamic environment.
  • Other info: Applications close on 9th October 2026; diverse candidates encouraged to apply.
  • Why this job: Kickstart your career in commercial banking and make a real impact on businesses.
  • Qualifications: Must be graduating in 2028 with a 2:1 degree and a passion for business.

The predicted salary is between 22500 - 27500 £ per year.

You’re the brains behind our work.

Citi’s Commercial Bank (“CCB”) is looking for Summer Analysts to join our team.

Our Commercial Banking division works with businesses with annual sales ranging from $10 million to more than $3 billion.

Our Commercial Banking Team works to find ways for our clients to maximize their growth while taking full advantage of Citi’s banking products.

That means knowing all about our deposit and lending, as well as our cash management, trade, FX (foreign exchange) and capital markets solutions.

The Summer Analyst Program strives to bring in the best and brightest talent and support them as they develop into the next generation of commercial banking leaders globally.

Your time here will look something like this...

The 10‑week Summer Analyst Program starts in June and begins with in-depth training.

People learn differently, so we combine formal training with a complete hands‑on experience to help you quickly ramp up and adapt to your role and the culture at Citi.

There will be ongoing sales, credit, product, technology, and professional skills training throughout the program along with a robust junior and senior mentorship structure to help you develop professionally.

By the conclusion of the Program, you can expect to have thorough experience with and a strong understanding of:

  • The CCB target market, value proposition, and client coverage model
  • How bankers interact with clients and identify their needs
  • The various credit product types and how these solutions best fit client needs.
  • The commercial loan underwriting process, including loan structuring and documentation
  • The end‑to‑end credit process including new origination of credit and the monitoring of a credit portfolio
  • Engaging with clients, prospects, and centres of influence
  • Citi credit and regulatory policies and procedures
  • We provide you with the knowledge and skills you need to succeed.

The Summer Analyst will work directly with Relationship Managers and Analysts on a portfolio of clients and interface with various Citi teams across the firm and around the world including credit underwriting, cash management, loans, FX, derivatives, capital markets and investment banking.

The Summer Analyst is a critical team member supporting Relationship Managers with managing the existing portfolio and generating new business.

Analysts play a critical role in meeting the needs of our clients and prospects, including:

  • Conducting company research and industry analysis
  • Analysing financial data and performing financial modelling focused on company valuations, discounted cash flow analysis, and pro‑forma analyses
  • Supporting the commercial lending process, which includes secured and unsecured revolving lines of credit, term loans, syndicated loans, leveraged loans, cross‑border loans approved locally and extended overseas through the CCB’s global network of 26 countries
  • Taking ownership of the client experience, including partnering with Bankers and Product teams to determine which products to leverage in order to help clients achieve their goals
  • Playing a role in deal management and client presentation preparation, including creating business development presentations, pitch books, prospect memos, and other client‑related decks
  • Interacting with partners across the firm, including product, credit risk, in‑business controls, legal, marketing, operations, risk, compliance, and technology teams

Who we think will be a good fit

  • Ability to work both independently, as well as on a team
  • Organizational skills, a high degree of self‑motivation, initiative, and leadership potential
  • Ability to prepare deliverables for meetings with high profile clients and executives while exhibiting professionalism, maturity, integrity, and insight throughout interactions with the clients
  • Strong communication, interpersonal, customer service and relationship‑building skills
  • Innovative and creative problem‑solving ability
  • Intellectual curiosity
  • Cooperation and focus in achieving group and client objectives
  • Unquestioned commitment to integrity ethical decision‑making

We want to hear from you if

  • You are due to be graduating in 2028
  • On course to achieve a 2:1 (or equivalent) at undergraduate level in any degree
  • You have an interest in business
  • You are fluent in a 2nd language (this is desirable but not essential)

Applications will close Friday 9th October 2026.

Please note that the salary ranges are not reflecting correctly, we will discuss the remuneration later on during the application process.

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View Citi’s EEO Policy Statement and the Know Your Rights poster.

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Banking, Commercial Banking, Summer Analyst, London - United Kingdom 2027 employer: Citi

Citi is an exceptional employer, offering a dynamic work environment that fosters innovation and collaboration within the Equities Technology team. Employees benefit from cutting-edge technology, opportunities for professional growth, and a culture that values diversity and inclusion. With a focus on high-performance analytics and real-time data solutions, Citi empowers its engineers to make impactful contributions while enjoying a supportive atmosphere in a globally recognized financial institution.

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Contact Details:

Citi Recruitment Team

StudySmarter Expert Advice🤫

We think this is how you could land Banking, Commercial Banking, Summer Analyst, London - United Kingdom 2027

Tap into Campus Resources

Universities often have strong ties with banks and financial institutions. Make sure to check in with your career services for any internship fairs or networking events. These can be golden opportunities to meet representatives from firms like Citi and make a lasting impression.

Join Finance Societies and Clubs

Get involved with finance or investment clubs at your university. These not only offer great networking potential but often host guest speakers from the industry. Show your enthusiasm and engage with these professionals—who knows, they might tip you off about internship openings at Citi!

Have Your Application Ready to Go

Internship applications can be competitive and come with tight deadlines. Be proactive! Have your CV and cover letter prepared and tailored for roles at Citi. When the openings go live, you’ll want to be one of the first to apply.

Leverage LinkedIn for Connections

LinkedIn is a powerful tool, especially in the banking sector. Follow recruiters from Citi and connect with alumni who are working in similar roles. Don’t hesitate to drop them a message to introduce yourself and express your interest in internships—they might have insider info or even refer you!

We think you need these skills to ace Banking, Commercial Banking, Summer Analyst, London - United Kingdom 2027

Analytical Skills
Financial Modelling
Company Research
Industry Analysis
Credit Underwriting
Client Relationship Management
Communication Skills

Some tips for your application 🫡

Show Off Those Grades!:In banking and financial services, your academic background is super important. Make sure to highlight your grades, especially in finance, economics, or maths. If you've got any relevant coursework or projects, don’t hesitate to include them in your CV!

Craft Your Cover Letter with Care:For an internship, we want to see your enthusiasm and motivation. Use your cover letter to explain why you’re excited about this opportunity at Citi and what you hope to learn. Be personal and connect the dots between your education and the role of Banking, Commercial Banking, Summer Analyst, London - United Kingdom 2027.

Squeaky Clean CV:Your CV should be clear and free of jargon. Focus on the skills that matter most in the banking sector, like analytical thinking and attention to detail. Don't forget to include any internships or part-time jobs that show your experience in a banking environment!

Utilise Relevant Experiences:If you've been involved in finance-related clubs or societies at university, mention that in your application. Showing your practical experience alongside your studies can make a real difference and demonstrate your passion for the financial world. We love seeing candidates who go the extra mile!

How to prepare for a job interview at Citi

Show Us Your Analytical Skills

As an intern in the banking and financial services sector, you'll want to showcase your analytical skills. Be ready to tackle numerical and case questions during your interview. Brush up on your data interpretation abilities and consider scenarios where you've used data to solve problems.

Know Your Financial Tools

Familiarise yourself with the financial tools and software commonly used in banking, like Bloomberg or Excel for financial modelling. We recommend having a couple of examples where you've applied these tools in your studies or projects to impress the interviewer.

Be Passionate About Learning

Internships are all about learning, so express your enthusiasm for the banking industry. Share what trends you're excited about, or recent news you've followed, to show you're motivated and engaged. This can set you apart from other candidates who might be less enthusiastic.

Prepare for Behavioural Questions

Expect behavioural questions that assess your fit within a team and your ability to handle challenges. Think of examples from your studies or group projects that highlight your teamwork, adaptability, and communication skills. We want to see how you've navigated situations that are relevant to the workplace!