At a Glance
- Tasks: Conduct credit reviews and monitor portfolio risk with a dynamic team.
- Company: Join Citi, a global leader in financial services with a commitment to innovation.
- Benefits: Enjoy competitive pay, flexible working hours, and opportunities for professional growth.
- Other info: Work in a collaborative office environment with minimal travel.
- Why this job: Make an impact by managing credit risk and shaping financial policies.
- Qualifications: 5-8 years of experience in risk analytics and strong analytical skills required.
The predicted salary is between 59400 - 72600 £ per year.
The Credit Portfolio Senior Analyst is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties globally.
Responsibilities:
- Contribute to the development of new techniques and improvement of processes and work-flows by applying in-depth disciplinary knowledge and integrating subject matter and industry expertise within Risk Management.
- Develop recommendations to adjust credit policies by analyzing credit and financial performance and utilizing statistical scoring, segmentation, and regression and simulation techniques.
- Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, reconciliation, and quality testing.
- Research customer and/or management queries using risk systems and data and support ad-hoc risk policy analyses and projects as required.
- Participate in developing, testing, and optimizing credit policies, ensuring consistency and regulatory compliance, and assist in the implementation of those policies, processes and other related initiatives.
- Manage risk levels for the entire credit spectrum across multiple products and retail formats and prepare risk management presentations for senior management.
- Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
Recommended Qualifications:
- 5-8 years of relevant experience.
- Knowledge of commercial risk analytics.
- Ability to apply credit and risk principles toward business goals.
- Demonstrated ability to synthesize, prioritize and drive results with a sense of urgency.
- Proven ability to remain organized in a fast-paced environment, managing multiple projects.
- Proven interpersonal, organizational and analytic skills.
Education:
- Bachelor's degree/University degree or equivalent experience.
Working Environment:
- Office setting, minimal travelling and working hours in the office may be required during projects.
- Minimal physical effort required. High levels of prolonged and intense concentration may be required in front of computer.
Job Family Group: Risk Management
Job Family: Portfolio Credit Risk Management
Time Type: Full time
Most Relevant Skills: Analytical Thinking, Credible Challenge, Governance, Policy, Procedure, and Regulation, Portfolio Analysis, Risk Management Lifecycle.
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
Collateral Risk Analyst (Assistant Vice President) in London employer: Citi Group
Citi Belfast is an exceptional employer, offering a dynamic work environment that fosters collaboration and innovation in the financial sector. With a strong focus on employee growth, you will have opportunities to mentor junior staff while driving impactful governance and risk management initiatives. The hybrid work model and competitive benefits package further enhance the appeal of working in this vibrant location, making it a rewarding place for professionals seeking meaningful careers.
StudySmarter Expert Advice🤫
We think this is how you could land Collateral Risk Analyst (Assistant Vice President) in London
✨Tap into Campus Networks
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We think you need these skills to ace Collateral Risk Analyst (Assistant Vice President) in London
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Citi Group.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Citi Group's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Citi Group
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Citi Group.
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✨Network with Industry Professionals
Before your interview, reach out to current or former Citi Group employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
