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For Companies At a Glance
- Tasks: Join our SME Underwriting team to assess risks and support client contracts.
- Company: Cigna Healthcare is a global leader in health services, dedicated to improving lives.
- Benefits: Enjoy a competitive salary, hybrid work, private medical insurance, and educational development.
- Why this job: Be part of a supportive culture that values collaboration and personal growth.
- Qualifications: Strong numeracy, negotiation skills, and attention to detail are essential.
- Other info: Mentorship opportunities available for junior staff.
The predicted salary is between 28800 - 43200 £ per year.
About Us
Cigna Healthcare is a global health service company with roots in the US, serving more than 180 million customers and patients throughout the world. We deliver quality health care through choice, predictability, affordability and through integrated capabilities and connected, personalized solutions that advance whole person health.
Cigna’s mission is to help our customers improve their health, well-being and sense of security by providing access to care. With our whole health approach, we’re focused on addressing health concerns, improving resilience, reducing stress levels and emotional health issues.
Position
In this role, you will be part of the SME Underwriting team based in Glasgow. As a Risk and Underwriting Associate Analyst, your focus will be on the performance of your SME contracts, discussing and negotiating with the respective client managers. You will support new business quotes and renewals activity for the SME book of business and will identify the financial risks involved, requiring the development of a detailed understanding of every aspect of the international business unit. The ideal candidate will be able to communicate clearly, take responsibility to achieve set goals and be able to identify and analyse any existing or potential problems, adapting quickly to find a solution. You like to work in a fast paced environment and are ready to learn and develop through the wider Underwriting Team.
Main Duties / Responsibilities
- Perform and review case-specific risk assessments within GEH
- Responsible for terms negotiations with Sales and Client Management
- Monitor account earnings plans to achieve growth and profitability
- Support portfolio management by analysing performance and providing detailed feedback.
- Support Experience Underwriters with large group cases
- Manage complex schemes: partnerships, top-ups, combined propositions…
- Mentorship of junior members of staff
- Provide monthly reports to key stakeholders.
Scope and Dimensions
Reports to Underwriting Senior Supervisor. Includes a knowledge and understanding of all aspects of the business. Requires co-ordination and integration with every department including:
- Sales & Client Management
- Finance
- Actuarial
- Systems
- Legal services
- Operational teams
Experience/Education Required
- High level of numeracy
- Negotiating
- Organisational and time management skills
- Knowledge of processes, procedures and systems
- Good business/product knowledge
- Influencing skills
- Attention to detail
- Good communication skills
Benefits
- Competitive salary Multicultural and hybrid working environment
- Private Medical Insurance
- Employee Wellbeing Benefits
- Educational Development Program
Join our globally recognized brand where trust, communication, and a positive culture are paramount. Our leadership is consistent, approachable, and supportive, ensuring your well-being and work-life balance.
We are seeking individuals who thrive in collaborative environments, are passionate about driving meaningful change, and are excited to grow in a company that prioritizes its people.
It’s time to look to your future and apply to work for Cigna today!
About Cigna Healthcare
Cigna Healthcare, a division of The Cigna Group, is an advocate for better health through every stage of life. We guide our customers through the health care system, empowering them with the information and insight they need to make the best choices for improving their health and vitality. Join us in driving growth and improving lives.
Qualified applicants will be considered without regard to race, color, age, disability, sex, childbirth (including pregnancy) or related medical conditions including but not limited to lactation, sexual orientation, gender identity or expression, veteran or military status, religion, national origin, ancestry, marital or familial status, genetic information, status with regard to public assistance, citizenship status or any other characteristic protected by applicable equal employment opportunity laws.
If you require reasonable accommodation in completing the online application process, please email for support. Do not email for an update on your application or to provide your resume as you will not receive a response.
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Risk & Underwriting Associate Analyst employer: Cigna
Contact Detail:
Cigna Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Risk & Underwriting Associate Analyst
✨Tip Number 1
Familiarise yourself with Cigna's mission and values. Understanding their focus on whole person health and integrated solutions will help you align your responses during interviews, showcasing how your personal values resonate with theirs.
✨Tip Number 2
Brush up on your numerical and analytical skills. Since the role involves risk assessments and financial analysis, being able to demonstrate your proficiency in these areas through examples or scenarios can set you apart from other candidates.
✨Tip Number 3
Prepare to discuss your experience with negotiation and communication. Given that the role requires terms negotiations and clear communication with client managers, having specific examples ready will show your capability in these essential skills.
✨Tip Number 4
Network with current or former employees of Cigna. Engaging with them can provide insights into the company culture and expectations, which can be invaluable when tailoring your approach during the interview process.
We think you need these skills to ace Risk & Underwriting Associate Analyst
Some tips for your application 🫡
Understand the Role: Before applying, make sure you fully understand the responsibilities of a Risk & Underwriting Associate Analyst. Familiarise yourself with the key duties mentioned in the job description, such as performing risk assessments and supporting portfolio management.
Tailor Your CV: Customise your CV to highlight relevant experience and skills that align with the job requirements. Emphasise your numeracy, organisational skills, and any previous experience in risk assessment or underwriting.
Craft a Compelling Cover Letter: Write a cover letter that showcases your passion for the role and the company. Mention specific aspects of Cigna Healthcare's mission that resonate with you and explain how your background makes you a suitable candidate.
Highlight Soft Skills: In your application, don't forget to mention your communication skills and ability to work in a fast-paced environment. These are crucial for the role and will help demonstrate your fit within the team.
How to prepare for a job interview at Cigna
✨Understand the Role
Make sure you have a solid grasp of what a Risk & Underwriting Associate Analyst does. Familiarise yourself with the key responsibilities mentioned in the job description, such as performing risk assessments and supporting quotes and renewals. This will help you answer questions confidently.
✨Showcase Your Numeracy Skills
Since a high level of numeracy is required for this role, be prepared to discuss your experience with data analysis and financial assessments. You might even want to brush up on relevant mathematical concepts or tools that could be useful in the position.
✨Prepare for Negotiation Scenarios
Given that terms negotiations are part of the job, think about past experiences where you've successfully negotiated terms or resolved conflicts. Be ready to share these examples during the interview to demonstrate your influencing skills.
✨Emphasise Team Collaboration
Cigna values collaboration, so be prepared to discuss how you've worked effectively in teams before. Highlight any experiences where you contributed to a team goal or supported colleagues, especially in fast-paced environments.
