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- Tasks: Join our SME Underwriting team to assess risks and support client contracts.
- Company: Cigna Healthcare is a global leader in health services, dedicated to improving lives.
- Benefits: Enjoy a competitive salary, hybrid work, private medical insurance, and educational development.
- Why this job: Be part of a supportive culture that values collaboration and personal growth.
- Qualifications: Strong numeracy, negotiation skills, and attention to detail are essential.
- Other info: Mentorship opportunities available for junior staff.
The predicted salary is between 28800 - 42000 £ per year.
ABOUT US:
Cigna H ealthcare is a global health service company with roots in the US, serving more than 180 million customers and patients throughout the world. We deliver quality health care through choice, predictability, affordability and through integrated capabilities and connected, personalized solutions that advance whole person health.
Cigna’s mission is to help our customers improve their health, well-being and sense of securit y by providing access to care. With our whole health approach, we’re focused on addressing health concerns, improving resilience, reducing stress levels and emotional health issues.
Position:
In this role, you will be part of the SME Underwriting team based in Glasgow. As a Risk and Underwriting Associate Analyst, your focus will be on GEH business and you will discuss the performance of your SME contracts with the respective client managers. You will support the quotes and renewals activity for the SME book of business and will identify the financial risks involved, requiring the development of a detailed understanding of every aspect of the international business unit. The ideal candidate will be able to communicate clearly, take responsibility to achieve set goals and be able to identify and analyse any existing or potential problems, adapting quickly to find a solution. You like to work in a fast paced environment and are ready to learn and develop through the wider Underwriting Team.
Main Duties / Responsibilities
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Perform and review case-specific risk assessments within GEH
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Responsible for terms negotiations with Sales and Client Management
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Monitor account earnings plans to achieve growth and profitability
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Support portfolio management by analysing performance and providing detailed feedback.
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Support Experience Underwriters with large group cases
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Manage complex schemes: partnerships, top-ups, combined propositions…
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Mentorship of junior members of staff
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Provide monthly reports to key stake holders.
Scope and Dimensions
Reports to Underwriting Senior Supervisor. Includes a knowledge and understanding of all aspects of the business. Requires co-ordination and integration with every department including:
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Sales & Client Management
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Finance
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Actuarial
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Systems
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Legal services
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Operational teams
Experience/Education Required
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High level of numeracy
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Negotiating
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Organisational and time management skills
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Knowledge of processes, procedures and systems
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Good business/product knowledge
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Influencing skills
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Attention to detail
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Good communication skills
BENEFITS :
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Competitive salary Multicultural and hybrid working environment
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Private Medical Insurance
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Employee Wellbeing Benefits
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Educational Development Program
Joi n our globally recognized brand where trust, communication, and a positive culture are paramount. Our leadership is consistent, approachable, and supportive, ensuring your well-being and work-life balance.
W e are seeking individuals who thrive in collaborative environments, are passionate about driving meaningful change, and are excited to grow in a company that prioritizes its people .
It’s time to look to your future and apply to work for Cigna today!
About Cigna Healthcare
Cigna Healthcare, a division of The Cigna Group, is an advocate for better health through every stage of life. We guide our customers through the health care system, empowering them with the information and insight they need to make the best choices for improving their health and vitality. Join us in driving growth and improving lives.
Qualified applicants will be considered without regard to race, color, age, disability, sex, childbirth (including pregnancy) or related medical conditions including but not limited to lactation, sexual orientation, gender identity or expression, veteran or military status, religion, national origin, ancestry, marital or familial status, genetic information, status with regard to public assistance, citizenship status or any other characteristic protected by applicable equal employment opportunity laws.
If you require reasonable accommodation in completing the online application process, please email: SeeYourselfEMEA@cigna.com for support. Do not email SeeYourselfEMEA@cigna.com for an update on your application or to provide your resume as you will not receive a response.
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Risk & Underwriting Associate Analyst employer: Cigna
Contact Detail:
Cigna Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Risk & Underwriting Associate Analyst
✨Tip Number 1
Familiarise yourself with Cigna's mission and values. Understanding their focus on whole person health and integrated solutions will help you align your responses during interviews, showcasing how your personal values resonate with theirs.
✨Tip Number 2
Brush up on your numerical and analytical skills. Since the role involves performing risk assessments and analysing performance, being able to demonstrate your proficiency in these areas will set you apart from other candidates.
✨Tip Number 3
Prepare for potential scenario-based questions that assess your problem-solving abilities. Think of examples where you've successfully identified and resolved issues in a fast-paced environment, as this is crucial for the role.
✨Tip Number 4
Network with current or former employees of Cigna, especially those in underwriting or risk analysis roles. They can provide valuable insights into the company culture and expectations, which can help you tailor your approach during the application process.
We think you need these skills to ace Risk & Underwriting Associate Analyst
Some tips for your application 🫡
Understand the Role: Before applying, make sure you fully understand the responsibilities of a Risk & Underwriting Associate Analyst. Familiarise yourself with the key duties mentioned in the job description, such as performing risk assessments and supporting portfolio management.
Tailor Your CV: Customise your CV to highlight relevant skills and experiences that align with the requirements of the position. Emphasise your numeracy, organisational skills, and any experience in risk assessment or underwriting.
Craft a Compelling Cover Letter: Write a cover letter that showcases your passion for the role and the company. Mention specific aspects of Cigna Healthcare's mission that resonate with you and explain how your background makes you a suitable candidate.
Proofread Your Application: Before submitting, carefully proofread your application materials. Check for spelling and grammatical errors, and ensure that all information is clear and concise. A polished application reflects attention to detail, which is crucial for this role.
How to prepare for a job interview at Cigna
✨Understand the Role
Make sure you have a solid grasp of what a Risk & Underwriting Associate Analyst does. Familiarise yourself with the responsibilities outlined in the job description, especially around risk assessments and negotiations. This will help you answer questions confidently and demonstrate your interest in the role.
✨Showcase Your Analytical Skills
Since the role involves analysing performance and identifying financial risks, be prepared to discuss your analytical skills. Bring examples from your past experiences where you've successfully identified problems and proposed solutions, particularly in a fast-paced environment.
✨Prepare for Behavioural Questions
Expect questions that assess your communication and organisational skills. Use the STAR method (Situation, Task, Action, Result) to structure your answers, focusing on how you've effectively communicated with team members or managed your time in previous roles.
✨Demonstrate Cultural Fit
Cigna values collaboration and a positive culture. Be ready to discuss how you thrive in team settings and contribute to a supportive work environment. Share examples of how you've worked well with others to achieve common goals, as this aligns with their mission and values.
