At a Glance
- Tasks: Manage and analyse a diverse portfolio of structured finance assets across Europe.
- Company: Join CIBC, a leading financial institution committed to inclusivity.
- Benefits: Competitive salary, inclusive culture, and opportunities for professional growth.
- Other info: Dynamic work environment with a focus on career development and teamwork.
- Why this job: Make an impact in finance while collaborating with senior professionals and cross-functional teams.
- Qualifications: 3-5 years in project or structured finance; strong analytical and communication skills.
The predicted salary is between 55000 - 65000 € per year.
The Associate, Portfolio Management supports the active management and monitoring of a portfolio of corporate, project finance and structured finance assets across Europe. The role focuses on detailed credit analysis, financial monitoring and execution support across the transaction lifecycle, including amendments, waivers and refinancings. The Associate works closely with senior portfolio managers and cross-functional teams to ensure robust risk management, timely delivery of analysis and compliance with internal and external requirements.
Key Accountabilities
- Portfolio Management & Risk Oversight: Manage a portfolio of complex structured finance loans (including construction and operational assets) and corporate facilities, ensuring continuous monitoring of credit performance and compliance with financing terms. Evaluate borrower performance, identify emerging risks and proactively manage credit exposures in line with internal risk frameworks and risk appetite. Track borrower reporting obligations, review financials, budgets and operating reports, and coordinate risk ratings with Risk Management.
- Transaction & Lifecycle Management: Undertake the evaluation and execution of amendment, waiver and consent requests, including preparation of detailed credit analysis and coordination of approval processes. Review and report on construction monitoring, including drawdown reviews and coordination with technical, legal and financial stakeholders. Support term conversions, refinancings and restructuring processes, ensuring appropriate internal coordination and risk assessment.
- Execution Support & Client Interaction: Support deal teams in the execution of new transactions, refinancings and syndications, including due diligence and post-closing activities. Engage with clients, sponsors, lenders and advisors to represent the Bank’s interests and maintain strong working relationships.
- Governance & Operational Management: Maintain credit files, ensure KYC compliance and support audit and regulatory requests. Coordinate legal documentation processes and ensure alignment with credit approvals. Support internal initiatives including policy development, systems enhancements and process improvements.
- Leadership & Stakeholder Management: Work collaboratively within the portfolio management team, supporting senior colleagues in delivery of objectives. Collaborate across functions to ensure efficient delivery of portfolio and transaction objectives.
CROSS-FUNCTIONAL RELATIONSHIPS: Work closely with Corporate Banking London and European teams to support portfolio oversight and transaction execution. Partner with Credit Risk Management, Legal, Operations, Finance and Tax teams on credit approvals and transaction lifecycle management. Collaborate with Investment Banking, Debt Capital Markets and Global Markets to deliver integrated client solutions. Engage externally with sponsors, borrowers, technical advisors, legal counsel and syndicate banks.
Compliance Requirements/Responsibilities: As an employee of CIBC, the incumbent must comply with all applicable CIBC and Line of Business policies, standards, guidelines and controls.
AUTHORITIES/DECISION RIGHTS: Provide analytical input into credit decisions, including amendments, waivers and restructurings. Identify and escape risks, including borrower performance issues and financial concerns. Contribute to process improvements and operational efficiencies.
JOB DIMENSIONS: Management of a portfolio of structured/project finance assets across multiple jurisdictions and sectors. Regular interaction with senior internal stakeholders and external counterparties. Responsibility for complex credit assessments and transaction lifecycle management.
Knowledge And Skills: Typically 3–5 years experience in project finance, structured finance or credit/portfolio management. Strong financial analysis capability with exposure to complex financing structures. Proficiency in financial modelling and cash flow analysis. Understanding of legal documentation and financing agreements. Strong communication and stakeholder coordination skills. Knowledge of energy, infrastructure and project finance sectors preferred. High attention to detail and ability to manage multiple priorities in a fast-paced environment.
WORKING CONDITIONS: This role operates within a normal office environment.
What You Need To Know: CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact Mailbox.careers-carrieres@cibc.com. You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit.
Job Location: 150 Cheapside, 3rd Flr, London
Employment Type: Regular
Weekly Hours: 35
Skills: Analytical Thinking, Banking, Business Development, Business Finance, Capital Markets, Corporate Banking, Credit Risk Management, Credit Risks, Customer Experience (CX), Financial Modeling, Financial Statement Analysis, High Net Worth Individuals, Internal Stakeholders, Investment Banking, Loan Portfolio Management, Researching, Stakeholder Management, Structuring.
Associate, Portfolio Management employer: CIBC
CIBC is an exceptional employer that fosters a collaborative and inclusive work culture, making it an ideal place for professionals in Portfolio Management. With a strong focus on employee growth, CIBC offers numerous opportunities for career advancement and skill development, all while working in the vibrant city of London. The company prioritises robust risk management and compliance, ensuring that employees are supported in their roles and can thrive in a dynamic financial environment.
StudySmarter Expert Advice🤫
We think this is how you could land Associate, Portfolio Management
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect with professionals on LinkedIn. You never know who might have the inside scoop on job openings or can refer you directly.
✨Tip Number 2
Prepare for interviews by researching the company and its portfolio management strategies. Be ready to discuss how your skills align with their needs, especially in credit analysis and risk management.
✨Tip Number 3
Practice your pitch! You want to be able to clearly articulate your experience and how it relates to managing structured finance assets. Keep it concise and impactful.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, we love seeing candidates who are proactive about their job search.
We think you need these skills to ace Associate, Portfolio Management
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Associate, Portfolio Management role. Highlight your experience in credit analysis and portfolio management, and don’t forget to showcase any relevant financial modelling skills. We want to see how you can bring value to our team!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about portfolio management and how your background aligns with our needs. Be sure to mention any specific projects or experiences that relate to structured finance.
Showcase Your Analytical Skills:Since this role involves a lot of financial monitoring and risk assessment, make sure to highlight your analytical thinking skills. Provide examples of how you've successfully managed complex financial data or made critical decisions based on your analyses.
Apply Through Our Website:We encourage you to apply through our website for the best chance of getting noticed. It’s super easy, and you’ll be able to keep track of your application status. Plus, we love seeing candidates who take the initiative to connect with us directly!
How to prepare for a job interview at CIBC
✨Know Your Numbers
Brush up on your financial analysis skills and be ready to discuss complex financing structures. Make sure you can confidently explain your past experiences with credit assessments and how you've managed portfolios in the past.
✨Understand the Role
Familiarise yourself with the specifics of portfolio management and risk oversight. Be prepared to talk about how you would evaluate borrower performance and manage credit exposures, as well as your understanding of compliance requirements.
✨Showcase Your Communication Skills
Since this role involves engaging with clients and stakeholders, practice articulating your thoughts clearly. Think of examples where you've successfully collaborated with cross-functional teams or managed client relationships.
✨Prepare for Scenario Questions
Expect questions that assess your problem-solving abilities in real-world scenarios. Prepare to discuss how you would handle amendments, waivers, or restructurings, and demonstrate your analytical thinking in these situations.
