Life and Business Protection Consultant
Life and Business Protection Consultant

Life and Business Protection Consultant

Full-Time 36000 - 60000 £ / year (est.) Home office (partial)
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At a Glance

  • Tasks: Help clients secure their futures with tailored insurance advice and build strong relationships.
  • Company: Join Christie Insurance, a leading independent broker with over 90 years of expertise.
  • Benefits: Enjoy uncapped commission, flexible working, 25 days holiday, and opportunities for personal development.
  • Why this job: Make a meaningful impact while thriving in a dynamic, fast-paced environment focused on teamwork and excellence.
  • Qualifications: Experience in life insurance and employee benefits; CII Cert-R05 is required.
  • Other info: Hybrid working pattern available in Milton Keynes, Salisbury, or Chester.

The predicted salary is between 36000 - 60000 £ per year.

Location: Milton Keynes/Salisbury/Chester - Hybrid working pattern

Purpose of the role: Are you passionate about helping people secure their futures and thrive on building relationships? In this role, you will connect with new clients to provide tailored advice on business insurance and employee benefits, while strengthening bonds with existing clients through cross-selling. You will also build strong relationships with insurers, staying ahead of industry trends to offer the best protection solutions. You will develop your profile to become the go-to expert in life and business protection both internally and externally.

Duties and Responsibilities:

  • Advising on solutions including key person insurance and shareholder protection to ensure business continuity during unforeseen circumstances.
  • Assessing business clients' needs and recommending suitable products aligned with their goals.
  • Ensuring all advice and sales adhere to insurance regulations.
  • Securing new clients and cross-selling to existing clients.
  • Developing your reputation internally and externally as a professional, knowledgeable broker to build relationships.
  • Acting as intermediaries between insurance companies and clients.
  • Explaining various policy options, recommending appropriate coverage amounts, and guiding clients toward insurance products that best suit their individual or business needs.

Skills and Experience:

  • Demonstrable experience as an advisor on Life Insurance, Key Person Insurance, Shareholder Protection, and Employee Benefits, specifically within a commercial setting or the SME (Small and Medium Enterprise) sector.
  • A well-founded understanding of the fundamentals of Insurance and its legal context and operation of the Insurance marketplace.
  • A proven track record of maintaining strong conversion rates in both quoting and selling to new and existing clients.
  • A strong understanding of life insurance, corporate protection products, and other solutions designed to safeguard assets, manage debt, and secure income.
  • Highly professional with an engaging and friendly manner maintaining a client-led approach.
  • Strong relationship building, influencing and team building skills.
  • Proficient in financial analysis and economic principles to manage policies and claims.
  • Ability to use software for statistical analysis and predictive modelling.
  • CII Cert- R05 (Minimum qualification required).

What We Offer:

  • Uncapped commission structure paid monthly.
  • 25 days holiday (plus 8 bank holidays).
  • Flexible working.
  • Company sick pay.
  • Income protection if you fall ill.
  • Pension.
  • Life assurance.
  • Opportunities for learning and development.
  • Contributions to eye tests.
  • Employee Assistance Programme.

About Us: Christie Insurance is proud to be part of a renowned group of companies that deliver exceptional sector expertise and comprehensive support to our clients. With over 90 years of heritage, Christie & Co leads our group and collaborates with Christie Finance and Christie Insurance to create a unique and effective business model. Together, we provide an all-encompassing solution for our clients and pride ourselves on being an independent Commercial Insurance Broker, not an aggregator. At Christie Insurance, we are driven by a passion for sales, a commitment to excellence, and a dedication to teamwork. We offer a dynamic and fast-paced environment where you can thrive and achieve uncapped commission. As an independent broker, we provide unparalleled opportunities to connect with professionals across various sectors, empowering you to make a meaningful impact while building a successful career.

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Contact Detail:

Christie Insurance Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Life and Business Protection Consultant

✨Tip Number 1

Network actively within the insurance industry, especially with professionals who specialise in life and business protection. Attend relevant events or webinars to meet potential clients and insurers, which can help you build relationships that are crucial for this role.

✨Tip Number 2

Stay updated on the latest trends and changes in the insurance market. This knowledge will not only enhance your conversations with clients but also position you as a knowledgeable expert, making you more appealing to potential employers like us.

✨Tip Number 3

Consider obtaining additional certifications related to life and business protection. While the CII Cert-R05 is the minimum requirement, further qualifications can set you apart from other candidates and demonstrate your commitment to professional development.

✨Tip Number 4

Practice your relationship-building skills by engaging with existing clients or colleagues. Role-playing scenarios where you explain complex insurance products can help you refine your approach and boost your confidence when meeting new clients.

We think you need these skills to ace Life and Business Protection Consultant

Life Insurance Knowledge
Business Insurance Expertise
Employee Benefits Understanding
Client Relationship Management
Cross-Selling Skills
Insurance Regulation Compliance
Strong Communication Skills
Financial Analysis Proficiency
Statistical Analysis Software Skills
Predictive Modelling Ability
Negotiation Skills
Problem-Solving Skills
Team Building Skills
Adaptability to Industry Trends
CII Cert-R05 Qualification

Some tips for your application 🫡

Understand the Role: Before applying, make sure you fully understand the responsibilities and skills required for the Life and Business Protection Consultant position. Tailor your application to highlight your relevant experience in life insurance and business protection.

Highlight Relevant Experience: In your CV and cover letter, emphasise your demonstrable experience in advising on life insurance, key person insurance, and shareholder protection. Use specific examples to showcase your success in maintaining strong conversion rates and building client relationships.

Showcase Your Skills: Make sure to mention your strong relationship-building skills, proficiency in financial analysis, and understanding of the insurance marketplace. These are crucial for the role and should be evident in your application.

Craft a Compelling Cover Letter: Write a personalised cover letter that reflects your passion for helping clients secure their futures. Discuss how your background aligns with the company's values and how you can contribute to their success as a Life and Business Protection Consultant.

How to prepare for a job interview at Christie Insurance

✨Know Your Products Inside Out

Make sure you have a solid understanding of life insurance, key person insurance, and shareholder protection. Be prepared to discuss how these products can benefit clients and align with their business goals.

✨Demonstrate Relationship-Building Skills

Since this role involves connecting with new clients and strengthening existing relationships, be ready to share examples of how you've successfully built rapport in previous roles. Highlight your communication skills and client-led approach.

✨Stay Updated on Industry Trends

Research current trends in the insurance market and be prepared to discuss how they might impact clients. Showing that you're knowledgeable about the industry will position you as a credible candidate.

✨Prepare for Scenario-Based Questions

Expect questions that assess your problem-solving abilities, such as how you would handle a client with specific needs or concerns. Think of examples from your past experience where you successfully advised clients on insurance solutions.

Life and Business Protection Consultant
Christie Insurance
C
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