Senior Financial Crime Investigator

We’re growing fast and we have some very exciting plans. We’re looking for a Senior Financial Crime Investigator to help us make them happen.

Responsibilities

• Carrying out Customer due diligence (CDD) checks e.g. Peps and Sanctions
• Conduct Investigations stemming from trigger events such as transaction monitoring alerts or source of wealth enquiries to identify suspicious activity
• Performing manual tasks including document reviews and actioning risk based account closures
• Providing recommendations & decisions for financial crime related requests raised by other teams within the business
• Adhering to all relevant financial crime processes/procedures to complete operational financial crime workflows.
• Proactively identifying issues with current processes and procedures and implementing improvements

Qualifications

• A keen interest in Financial Crime and Fraud
• Comfortable working autonomously, learning quickly, and using initiative.
• You have a good understanding of risk mitigation
• Strong verbal and written communication skills
• Good analytical and investigative skills with the ability to make informed decisions using best judgement.
• Attention to detail across all areas of work
• Previous experience working with data and using it to come up with recommendations for process enhancements

Working Hours

• Monday to Thursday: 9:00 AM – 6:00 PM
• Friday: 8:00 AM – 4:00 PM

Benefits

• £33,000 - £37,000 per annum
• Discretionary Performance-Related Annual Bonus of up to 10% (Cash) and 5% (Shares) based on your gross annual salary.
• Workplace pension scheme – we invest in your future with a workplace pension scheme, contributing 5% on earnings up to £50,000.
• Private medical insurance (medical history disregarded)
• Employee Assistance Programme
• Cycle to work scheme
• Season ticket loan
• Free ChipX subscription for UK-based employees
• We are an equal‑opportunity employer and value diversity
• Flexible working arrangements
• 28 days holiday plus bank holidays, plus the days between Christmas and New Year
• Annual training budget for courses, workshops, or conferences to help you advance your career.
• £30 per month Chip Fitness Benefit to suit your Mental/Physical Wellbeing
• Company laptop
• Opportunity to have a huge impact on our product while fast‑tracking your knowledge, responsibility and skills in a high‑growth fintech startup

Our Interview Process

1. Video screen with someone from our Talent team
2. Video interview with the hiring manager
3. Final interview with Head of Financial Crime

We're committed to making our recruitment process accessible to everyone. If you require any reasonable adjustments at any stage of the application or interview process, please let us know at daniel.bowling@getchip.uk and we'll be happy to accommodate.

Equal Opportunities

We are passionate and committed to our people and go beyond the rhetoric of diversity and inclusion. You will be working in an inclusive environment and be encouraged to bring your whole self to work. We will do all that we can to help you successfully balance your work and home life. As a growing business we will encourage you to develop your professional and personal aspirations, enjoy new experiences, and learn from the talented people you will be working with. It’s talent that matters to us and we encourage applications from people irrespective of their gender, race, sexual orientation, religion, age, disability status or caring responsibilities.

Note to Agencies

Chip does not accept unsolicited CVs from recruiters or employment agencies in response to any of our live roles on our career page. Chip will not consider or agree to payment of any referral compensation or recruiter fee relating to these unsolicited CVs. Chip explicitly reserves the right to hire those candidate(s) without any financial obligation to the recruiter or agency. Any unsolicited CVs, including those submitted to hiring managers, are deemed to be the property of Chip.