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- Tasks: Design and build scalable systems while ensuring compliance and data integrity.
- Company: Join Chip, a fast-growing fintech startup on a mission to build the wealth super app.
- Benefits: Enjoy a competitive salary, performance bonuses, and comprehensive health insurance.
- Why this job: Make a real impact in a dynamic environment with opportunities for personal and professional growth.
- Qualifications: Experience with Kubernetes, AWS, PHP or GO, and a passion for risk and compliance.
- Other info: Flexible working arrangements and a fun, inclusive team culture await you!
The predicted salary is between 60000 - 84000 £ per year.
We are looking for a talented and dedicated Senior Backend Engineer to join our growing team. You will play a critical role in designing and building robust, scalable systems that ensure the organisation's operations adhere to regulatory requirements. This role will collaborate closely with product, risk, compliance, and data teams to translate complex regulatory needs into technical solutions, ensuring data integrity, security, and audibility. That’s why the role requires a particular level of autonomy and accountability.
What you can expect to be doing:
- Work with Product to improve the compliance posture of the company
- Build tools to enable user authentication, integration with compliance third-party providers: KYC, PEPS checks, etc.
- Improve user onboarding by reducing friction and reducing churn, while maintaining the compliance posture
- Improve data governance
- Build both green-field microservices that handle specific functions, but also integrate with existing systems
What we’re looking for:
- Experience working with Kubernetes, Terraform & Docker images
- Experience with a cloud-based platform (preferably AWS)
- Programming language experience in PHP or GO
- Familiarity with SAST and DAST tools
- Strong knowledge of CI/CD pipelines & how to maintain them
- An understanding of Microservices and Event-Driven architecture
- Interest in risk and compliance, and keeping up to date with the latest findings
- Proven record of working in agile environments
- Be able to work on your own or as part of a small team
- Experience working with sensitive data and data governance
- Self-driven, happy to take on challenges and upskill more junior team members
What we’re really looking for:
Someone with a genuine interest in Chip and is excited about being part of a fast-growing company and our mission to build the investment super app of the future. Although we’re in the financial space, and under the scrutiny that comes with it, the current engineering team works well together, and even sometimes with a smile. We’re sure you’ve got the technical skills, otherwise, you would have stopped reading by now, so let us be clear on what will make us want to work with you. We want a real person, with interests outside of work, to join our team. You could be a dancer, a gamer, a musician, a parent, a hockey fan, or even that one person that still writes Twilight fan-fiction. Doesn’t matter to us. At the interview stages, we will be looking for empathy, EQ, fun stories, and the ability to smile even when things are tough.
Working Hours:
Monday to Thursday: 9:00 AM – 6:00 PM
Friday: 8:00 AM – 4:00 PM (Start your weekend early!)
Enjoy a structured yet balanced workweek, with an early Friday finish to kickstart your weekend!
PERKS:
- £75,000 - £80,000 per annum
- Discretionary Performance-Related Bi-Annual Bonus of up to 10% (Cash) and 5% (Shares) based on your gross annual salary.
- Workplace pension scheme – We invest in your future with a workplace pension scheme, contributing 5% on earnings up to £50,000.
- Fully comprehensive private medical insurance (medical history disregarded)
- Employee Assistance Programme
- Cycle to work scheme
- Season ticket loan
- Free ChipX subscription for UK-based employees
- Flexible working arrangements
- 28 days holiday plus bank holidays, plus the days between Christmas and New Year
- Annual training budget for courses, workshops, or conferences to help you advance your career.
- £30 per month Chip Fitness Benefit to suit your Mental/Physical Wellbeing
- Company laptop
- Opportunity to have a huge impact on our product while fast-trailing your knowledge, responsibility and skills in a high-growth fintech startup
Our Interview Process:
- Video screen with someone from our Talent team
- Short take-home test
- Video interview with the hiring manager
- Final interview with Product Manager
About Chip:
Our mission is to make our customers wealthy. We're building the wealth super app of the future. An app to build your long-term wealth across savings, investments and pensions. We use technology to break down barriers so users can invest like the ultra-wealthy, giving them one simple place to manage, grow and protect their wealth. The Sunday Times listed Chip as the 6th fastest growing tech company in Britain... and we’re not slowing down. Chip serves over 400,000 active customers and looks after over £6 billion in assets. These customers trust us to build the most amazing product we can, so working at Chip comes with real purpose.
Chip is being built by a fast-growing team of designers, developers, customer service professionals, marketers, banking experts, and entrepreneurs. Our funding story though is a little different. Chip is one of the most crowd-funded businesses in Europe, having raised over £50m from 29,000 investors, over 9 years. Crowdfunding is in our DNA and only Brewdog has more investors than Chip.
Our vision:
We know planning for your future can be a tedious, daunting task often avoided, so we want to change that. We’re building the wealth app for our community, giving them one place for saving and investing. We’re giving customers control and guidance to effortlessly build their long-term wealth using award-winning tech, while celebrating their achievements along the way.
Who we are:
Chip has a creative and diverse team of 180, from all different backgrounds and industries. We’re driven and passionate people, but no one takes themselves too seriously. Don’t just take our word for it. We have a few awards under our belt, including Best Personal Finance App at the 2022, 2024 & 2025 British Bank Awards.
Our Values:
- Be ACCOUNTABLE: Everything you do matters, Care about the end result, Challenge the norm, Disagree, yet commit to making it happen once a decision has been made, Do the best job possible
- Be BOLD: Share our Ambition and do your bit to achieve it, Innovate: challenge the norm, break the mould and make it happen, Set goals that truly align with our mission, Do your best for our customers
- Be COLLABORATIVE: Work cross-functionally – we win as a team, Build strong relationships based on trust, Treat others fairly and respectfully, Hold others to account, Be supportive and inclusive, Have fun together
Equal Opportunities:
We are passionate and committed to our people and go beyond the rhetoric of diversity and inclusion. You will be working in an inclusive environment and be encouraged to bring your whole self to work. We will do all that we can to help you successfully balance your work and home life. As a growing business we will encourage you to develop your professional and personal aspirations, enjoy new experiences, and learn from the talented people you will be working with. It’s talent that matters to us and we encourage applications from people irrespective of their gender, race, sexual orientation, religion, age, disability status or caring responsibilities.
Senior Backend Engineer (Remote within the UK) employer: Chip
Contact Detail:
Chip Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Backend Engineer (Remote within the UK)
✨Tip Number 1
Get your networking game on! Reach out to folks in the industry, especially those already at Chip. A friendly chat can go a long way in getting your foot in the door.
✨Tip Number 2
Prepare for those interviews like a pro! Brush up on your technical skills and be ready to discuss how you can tackle compliance challenges. Show us your passion for building robust systems!
✨Tip Number 3
Don’t forget to showcase your personality! We want to see the real you, so share your interests outside of work. Whether you're into gaming or music, let that shine through during your chats with us.
✨Tip Number 4
Apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re genuinely interested in joining our awesome team at Chip.
We think you need these skills to ace Senior Backend Engineer (Remote within the UK)
Some tips for your application 🫡
Show Your Passion: When you're writing your application, let your enthusiasm for the role and our mission shine through. We want to see that you're genuinely excited about being part of a fast-growing company like Chip!
Tailor Your CV: Make sure to customise your CV to highlight your experience with Kubernetes, Terraform, and Docker, as well as your programming skills in PHP or GO. We love seeing how your background aligns with what we're looking for!
Be Yourself: We’re not just looking for technical skills; we want to know the real you! Share your interests outside of work, whether it’s gaming, dancing, or even writing fan-fiction. It helps us see if you’d fit into our fun and collaborative culture.
Apply Through Our Website: Don’t forget to submit your application through our website! It’s the best way for us to keep track of your application and ensure it gets the attention it deserves. We can’t wait to hear from you!
How to prepare for a job interview at Chip
✨Know Your Tech Stack
Make sure you’re well-versed in the technologies mentioned in the job description, like Kubernetes, Terraform, and Docker. Brush up on your PHP or GO skills, and be ready to discuss how you've used these tools in past projects.
✨Show Your Compliance Knowledge
Since this role involves working closely with compliance and risk teams, it’s crucial to demonstrate your understanding of regulatory requirements. Prepare examples of how you've ensured data integrity and security in previous roles.
✨Be Ready for Collaboration
This position requires a collaborative spirit. Think of instances where you’ve worked cross-functionally, especially with product or data teams. Highlight your ability to communicate effectively and build strong relationships.
✨Bring Your Personality
Chip values real people with interests outside of work. Don’t hesitate to share your hobbies or fun stories during the interview. This will help showcase your personality and fit within the team culture.
