At a Glance
- Tasks: Lead and drive our Pension product from concept to delivery, collaborating with cross-functional teams.
- Company: Join a dynamic fintech company focused on innovation and growth.
- Benefits: Enjoy 28 days holiday, private healthcare, hybrid working, and an annual training budget.
- Other info: Flexible working options and a vibrant culture that values your input and growth.
- Why this job: Make a real impact in the fintech space while developing your career in a supportive environment.
- Qualifications: Experience in product management, preferably in fintech, with strong problem-solving skills.
The predicted salary is between 60000 - 80000 £ per year.
Responsibilities
We are looking for a Product Manager to own and drive our Pension proposition. You will lead our newly launched Pension proposition and work within a cross‑functional pod spanning engineering, design, ops, and compliance. You will be accountable for the end‑to‑end Pension product: from shaping the roadmap to driving delivery and iterating on outcomes.
We are not looking for someone who waits to be told what to do. We want someone who brings energy, opinions, and urgency, who can identify what matters most, make a call, and take people with them.
- Own and drive the Pension product roadmap from concept to delivery with a clear view on what will move the needle for customers and the business.
- Work closely with leadership to agree the strategy for Pension.
- Lead ideation and concept refinement and define requirements with a dedicated engineering and design partner, making fast, well‑reasoned product decisions.
- Work in our AI‑native product development lifecycle, leveraging AI tools actively in how you research, prototype, spec, and iterate.
- Manage complex stakeholder relationships across operations, risk, compliance, commercial, and senior leadership, communicating clearly and building alignment.
- Define and own success metrics for the Pension proposition, using data to identify opportunities and course‑correct quickly.
- Coordinate third‑party provider relationships relevant to the Pension product (e.g. SIPP providers, platform integrations).
Monday to Thursday: 9:00 AM – 6:00 PM
Friday: 8:00 AM – 4:00 PM (Start your weekend early!)
Enjoy a structured yet balanced workweek, with an early Friday finish to kickstart your weekend!
Benefits
- 28 Days of Holidays – Plus Public Holidays: Take 28 days to unwind and recharge, plus all public holidays! We prioritise your work‑life balance so you can enjoy life outside of work.
- Private Healthcare with Bupa – Your Health, Our Priority: Get comprehensive care with Vitality’s private healthcare, where your medical history is disregarded, ensuring peace of mind whenever you need it.
- Chip Fitness Benefits – Your Wellbeing, Your Way: Support your fitness and mental wellbeing with access to classes, programs, and personal goals.
- Employee Assistance Programme – We’ve Got Your Back: Access confidential support for personal or work challenges, including mental health resources and practical advice.
- Hybrid Working – Flexibility at Its Best: Work in the office 3 times a week, blending in‑person collaboration with the comfort of home.
- Investing in Your Growth: We support your development with an annual training budget for courses, workshops, or conferences to help you advance your career.
- Pension – We invest in your future with a workplace pension scheme, contributing 5% on earnings up to £50,000.
- Company Laptop – Work Anytime, Anywhere: Get a company laptop to stay productive on the go, wherever you are!
- Working Away Policy – Work from anywhere outside the UK for up to 90 days.
- Cycle to Work Scheme – Ride in Style: Enjoy the Cycle to Work Scheme and pedal your way to a healthier, greener commute.
- Season Ticket Loan.
The most important thing is mindset. We want someone with drive, conviction, and a positive, problem‑solving attitude. The rest is context.
- Positive and resilient: you bring constructive energy to ambiguous and challenging situations, and you make the people around you better.
- Opinionated about product: you form views based on evidence, communicate them with confidence, and back them up when challenged.
- A problem‑solver who leans in: when given a problem, you can break it down, frame options, and recommend a path forward.
- A natural driver: proactive, self‑starting, and energised by ownership rather than daunted by it.
- Decisive under uncertainty: you are comfortable making calls without perfect information and own the outcomes.
- Data‑driven: you use data to spot problems and validate solutions, and you set meaningful success metrics from day one.
- Product management experience, ideally in a scale‑up or high‑growth environment.
- Strong product craft: you understand customers deeply, write sharp requirements, make considered UX decisions, ship quality at pace, and know how to manage and prioritise opportunities and problems to solve in a flexible way.
- Commercially minded: you keep revenue, cost, and business model implications front of mind in every product decision.
- AI curious: you use AI tools actively in your day‑to‑day product process and see them as a genuine advantage, not a novelty.
- Experience in fintech, with strong preference for investments, wealth management, or pension products.
- Familiarity with the UK pension landscape, including SIPP products and pension transfers.
- Understanding of the regulatory environment relevant to pensions (FCA‑regulated products, consumer duty, etc.) is a plus, though not essential from day one.
- Comfortable presenting and aligning with senior leadership, including at exec level.
- Clear, direct communicator — written and verbal — who can adapt their style to different audiences.
- Able to navigate operations, compliance, risk, legal, and commercial stakeholders without losing pace or momentum.
Product Manager (Pensions) employer: Chip
Join a dynamic and innovative team as a Product Manager (Pensions) where your contributions will directly shape our Pension proposition. With a strong emphasis on work-life balance, enjoy a structured workweek with an early finish on Fridays, comprehensive benefits including private healthcare and fitness support, and ample opportunities for professional growth through training budgets and hybrid working arrangements. Our collaborative culture encourages proactive problem-solving and values your unique insights, making this an excellent place to advance your career in a supportive environment.
StudySmarter Expert Advice🤫
We think this is how you could land Product Manager (Pensions)
✨Join Product Management Meetups
Get involved in local product management meetups or workshops. These events are perfect for meeting industry folks, sharing ideas, and staying updated on trends. Plus, you never know who might be hiring—it's a fantastic way to make connections that could lead to a job at places like Chip!
✨Show Off Your Product Sense
Create case studies or mini-projects showcasing your product management skills, and share them on platforms like Medium or LinkedIn. This not only puts your skills on display but also boosts your visibility in the product community. Imagine how impressed the hiring team at Chip would be by your initiative!
✨Utilise Online Communities
Dive into online product management communities like Product Coalition or Mind the Product. Engage in discussions, ask questions, and share your insights. These platforms are goldmines for networking and finding hidden job opportunities—many companies often scout talent from within these circles.
✨Leverage Your University Network
If you’ve recently graduated or are still in uni, tap into your alumni network for connections in product management. Many universities have their own job boards and affinity resources to help graduates land roles. Don't forget to keep an eye out for job openings at Chip through your school's career services!
We think you need these skills to ace Product Manager (Pensions)
Some tips for your application 🫡
Show Off Your Product Passion:When applying for a product management role like Product Manager (Pensions), let your passion for developing products shine through in your cover letter. Share specific examples of products you've managed, how you solved user needs, and any successful outcomes you've achieved. This is your chance to showcase your understanding of the product lifecycle!
Highlight Your Cross-Functional Skills:Product management isn't just about understanding the product; it’s about collaborating with different teams! Make sure to emphasise your experience working with developers, designers, and marketers. Use your CV to showcase your ability to bridge gaps between these areas, and include relevant experiences that demonstrate your communication and leadership skills!
Include Your Metrics and Achievements:In a full-time product management application, data speaks volumes! Quantify your achievements wherever possible. Did you increase user retention by a certain percentage? Launch a product ahead of schedule? Include these metrics in your CV to paint a picture of your impact and effectiveness in previous roles.
Tailor Your CV to the Role:Make sure your CV is tailored for the Product Manager (Pensions) position at Chip. Use keywords from the job description and ensure your relevant experiences are front and centre. Highlight any certifications or relevant training you’ve completed that will make you stand out as a strong candidate for the role. And remember, we’re excited to see your application on our website!
How to prepare for a job interview at Chip
✨Understand the Product Life Cycle
As a product management candidate, we need to get our head around the complete product life cycle. Be prepared to discuss real-world examples of how you’ve managed product development from ideation to launch. Bring specific insights on tools like JIRA or Trello that can help streamline these processes.
✨Showcase Your Cross-Functional Skills
Product management is all about collaboration. We should be ready to highlight how we’ve worked across teams—think marketing, engineering, and design. Prepare to discuss scenarios where you had to mediate differing opinions and how you got everyone on board with a shared vision.
✨Prepare for Case Studies
In a full-time role, we can expect to encounter case study questions during our interviews. Practise solving hypothetical product problems on the spot, such as prioritising features for a new app or improving user engagement metrics. This will show our analytical thinking and decision-making skills.
✨Know Your Metrics
Let’s face it, numbers are our best friends in product management. We should prepare to discuss key performance indicators (KPIs) and how we've used analytics to inform product decisions. Dive into examples where data has driven our strategy for improvements or justified product changes.
