Product Manager (Pensions)

Product Manager (Pensions)

Full-Time 60000 - 80000 £ / year (est.) No working from home possible
Chip

At a Glance

  • Tasks: Lead and drive our Pension product from concept to delivery, collaborating with cross-functional teams.
  • Company: Join a dynamic fintech company focused on innovation and growth.
  • Benefits: Enjoy 28 days holiday, private healthcare, hybrid working, and an annual training budget.
  • Other info: Flexible working options and a vibrant culture that values your input and growth.
  • Why this job: Make a real impact in the fintech space while developing your career in a supportive environment.
  • Qualifications: Experience in product management, preferably in fintech, with strong problem-solving skills.

The predicted salary is between 60000 - 80000 £ per year.

Responsibilities

We are looking for a Product Manager to own and drive our Pension proposition. You will lead our newly launched Pension proposition and work within a cross‑functional pod spanning engineering, design, ops, and compliance. You will be accountable for the end‑to‑end Pension product: from shaping the roadmap to driving delivery and iterating on outcomes.

We are not looking for someone who waits to be told what to do. We want someone who brings energy, opinions, and urgency, who can identify what matters most, make a call, and take people with them.

  • Own and drive the Pension product roadmap from concept to delivery with a clear view on what will move the needle for customers and the business.
  • Work closely with leadership to agree the strategy for Pension.
  • Lead ideation and concept refinement and define requirements with a dedicated engineering and design partner, making fast, well‑reasoned product decisions.
  • Work in our AI‑native product development lifecycle, leveraging AI tools actively in how you research, prototype, spec, and iterate.
  • Manage complex stakeholder relationships across operations, risk, compliance, commercial, and senior leadership, communicating clearly and building alignment.
  • Define and own success metrics for the Pension proposition, using data to identify opportunities and course‑correct quickly.
  • Coordinate third‑party provider relationships relevant to the Pension product (e.g. SIPP providers, platform integrations).

Monday to Thursday: 9:00 AM – 6:00 PM
Friday: 8:00 AM – 4:00 PM (Start your weekend early!)
Enjoy a structured yet balanced workweek, with an early Friday finish to kickstart your weekend!

Benefits

  • 28 Days of Holidays – Plus Public Holidays: Take 28 days to unwind and recharge, plus all public holidays! We prioritise your work‑life balance so you can enjoy life outside of work.
  • Private Healthcare with Bupa – Your Health, Our Priority: Get comprehensive care with Vitality’s private healthcare, where your medical history is disregarded, ensuring peace of mind whenever you need it.
  • Chip Fitness Benefits – Your Wellbeing, Your Way: Support your fitness and mental wellbeing with access to classes, programs, and personal goals.
  • Employee Assistance Programme – We’ve Got Your Back: Access confidential support for personal or work challenges, including mental health resources and practical advice.
  • Hybrid Working – Flexibility at Its Best: Work in the office 3 times a week, blending in‑person collaboration with the comfort of home.
  • Investing in Your Growth: We support your development with an annual training budget for courses, workshops, or conferences to help you advance your career.
  • Pension – We invest in your future with a workplace pension scheme, contributing 5% on earnings up to £50,000.
  • Company Laptop – Work Anytime, Anywhere: Get a company laptop to stay productive on the go, wherever you are!
  • Working Away Policy – Work from anywhere outside the UK for up to 90 days.
  • Cycle to Work Scheme – Ride in Style: Enjoy the Cycle to Work Scheme and pedal your way to a healthier, greener commute.
  • Season Ticket Loan.

The most important thing is mindset. We want someone with drive, conviction, and a positive, problem‑solving attitude. The rest is context.

  • Positive and resilient: you bring constructive energy to ambiguous and challenging situations, and you make the people around you better.
  • Opinionated about product: you form views based on evidence, communicate them with confidence, and back them up when challenged.
  • A problem‑solver who leans in: when given a problem, you can break it down, frame options, and recommend a path forward.
  • A natural driver: proactive, self‑starting, and energised by ownership rather than daunted by it.
  • Decisive under uncertainty: you are comfortable making calls without perfect information and own the outcomes.
  • Data‑driven: you use data to spot problems and validate solutions, and you set meaningful success metrics from day one.
  • Product management experience, ideally in a scale‑up or high‑growth environment.
  • Strong product craft: you understand customers deeply, write sharp requirements, make considered UX decisions, ship quality at pace, and know how to manage and prioritise opportunities and problems to solve in a flexible way.
  • Commercially minded: you keep revenue, cost, and business model implications front of mind in every product decision.
  • AI curious: you use AI tools actively in your day‑to‑day product process and see them as a genuine advantage, not a novelty.
  • Experience in fintech, with strong preference for investments, wealth management, or pension products.
  • Familiarity with the UK pension landscape, including SIPP products and pension transfers.
  • Understanding of the regulatory environment relevant to pensions (FCA‑regulated products, consumer duty, etc.) is a plus, though not essential from day one.
  • Comfortable presenting and aligning with senior leadership, including at exec level.
  • Clear, direct communicator — written and verbal — who can adapt their style to different audiences.
  • Able to navigate operations, compliance, risk, legal, and commercial stakeholders without losing pace or momentum.

Product Manager (Pensions) employer: Chip

Join a dynamic and supportive team as a Remote Customer Support Executive, where your passion for customer care will be valued and nurtured. With flexible working hours and a focus on employee well-being, we offer a competitive salary, performance-related bonuses, and a workplace pension scheme to help you secure your future. Embrace the opportunity to grow within a fast-paced, innovative company that celebrates individuality and fosters a positive work culture, all from the comfort of your home in the UK.

Chip

Contact Details:

Chip Recruitment Team

We think you need these skills to ace Product Manager (Pensions)

Product Management
Stakeholder Management
Data Analysis
Roadmap Development
AI Tools Utilisation
Communication Skills
Problem-Solving Skills