At a Glance
- Tasks: Conduct investigations and perform due diligence to combat financial crime.
- Company: Join a fast-growing fintech startup with a mission to simplify wealth management.
- Benefits: Competitive salary, performance bonuses, flexible working, and 28 days holiday.
- Other info: Collaborative culture with opportunities for personal and professional growth.
- Why this job: Make a real impact in the financial sector while developing your skills.
- Qualifications: Interest in financial crime, strong analytical skills, and attention to detail.
The predicted salary is between 33000 - 37000 € per year.
We’re growing fast and we have some very exciting plans. We’re looking for a Senior Financial Crime Investigator to help us make them happen.
What you can expect to be doing:
- Carrying out Customer due diligence (CDD) checks e.g. Peps and Sanctions
- Conduct Investigations stemming from trigger events such as transaction monitoring alerts or source of wealth enquiries to identify suspicious activity
- Performing manual tasks including document reviews and actioning risk based account closures
- Providing recommendations & decisions for financial crime related requests raised by other teams within the business
- Adhering to all relevant financial crime processes/procedures to complete operational financial crime workflows.
- Proactively identifying issues with current processes and procedures and implementing improvements
What we’re looking for:
- A keen interest in Financial Crime and Fraud
- Comfortable working autonomously, learning quickly, and using initiative.
- You have a good understanding of risk mitigation
- Strong verbal and written communication skills
- Good analytical and investigative skills with the ability to make informed decisions using best judgement.
- Attention to detail across all areas of work
- Previous experience working with data and using it to come up with recommendations for process enhancements
What we’re really looking for:
We’re looking for someone who’s genuinely excited about Chip and energised by the opportunity to help build the future of wealth, making saving, investing and pensions simpler and more accessible for everyone. We work in a regulated space, so the bar is high. But we’ve built a team of smart, thoughtful people who care about doing great work and enjoy doing it together. Technical skills matter, obviously. But they’re not the only thing we hire for. We want real people. People with interests, perspective and personality. The best teams are made up of individuals who bring different experiences into the room, not just polished CVs and good interview answers. So alongside the technical side, we’ll be looking for empathy, self-awareness, sound judgement, resilience and a collaborative mindset. People who are good to work with, especially when things get hard.
Working Hours:
Monday to Thursday: 9:00 AM – 6:00 PM
Friday: 8:00 AM – 4:00 PM (Start your weekend early!)
Enjoy a structured yet balanced workweek, with an early Friday finish to kickstart your weekend!
PERKS:
- £33,000 - £37,000 per annum
- Discretionary Performance-Related Annual Bonus of up to 10% (Cash) and 5% (Shares) based on your gross annual salary.
- Workplace pension scheme - We invest in your future with a workplace pension scheme, contributing 5% on earnings up to £50,000.
- Private medical insurance (medical history disregarded)
- Employee Assistance Programme
- Cycle to work scheme
- Season ticket loan
- Free ChipX subscription for UK-based employees
- Flexible working arrangements
- 28 days holiday plus bank holidays, plus the days between Christmas and New Year
- Annual training budget for courses, workshops, or conferences to help you advance your career.
- £30 per month Chip Fitness Benefit to suit your Mental/Physical Wellbeing
- Company laptop
- Opportunity to have a huge impact on our product while fast-tracking your knowledge, responsibility and skills in a high-growth fintech startup
Our Interview Process:
- Video screen with someone from our Talent team
- Video interview with the hiring manager
- Final interview with Head of Financial Crime
About Chip:
Chip’s mission is to make your life wealthy. We're building the wealth super app of the future. An app to build your long-term wealth across savings, investments and pensions. We use technology to break down barriers so users can invest like the ultra-wealthy, giving them one simple place to manage, grow and protect their wealth. The Sunday Times listed Chip as the 6th fastest growing tech company in Britain… and we're not slowing down. Chip serves over 500,000 active customers and looks after over £6 billion in assets. These customers trust us to build the most amazing product we can, so working at Chip comes with real purpose.
Chip is being built by a fast-growing team of designers, developers, customer service professionals, marketers, banking experts, and entrepreneurs. Our funding story though is a little different. Chip is one of the most crowd-funded businesses in Europe, having raised over £50m from 29,000 investors, over 9 years. Crowdfunding is in our DNA and only Brewdog has more investors than Chip.
Our vision: To be the most personal digital wealth manager in the UK.
Who we are: Chip has a creative and diverse team of 180, from all different backgrounds and industries. We’re driven and passionate people, but no one takes themselves too seriously. Don’t just take our word for it. We have a few awards under our belt, including Best Personal Finance App at the 2022, 2024 & 2025 British Bank Awards.
Our Values:
- Be ACCOUNTABLE: Everything you do matters, Care about the end result, Challenge the norm, Disagree, yet commit to making it happen once a decision has been made, Do the best job possible
- Be BOLD: Share our Ambition and do your bit to achieve it, Innovate: challenge the norm, break the mould and make it happen, Set goals that truly align with our mission, Do your best for our customers
- Be COLLABORATIVE: Work cross-functionally - we win as a team, Build strong relationships based on trust, Treat others fairly and respectfully, Hold others to account, Be supportive and inclusive, Have fun together
Equal Opportunities: We are passionate and committed to our people and go beyond the rhetoric of diversity and inclusion. You will be working in an inclusive environment and be encouraged to bring your whole self to work. We will do all that we can to help you successfully balance your work and home life. As a growing business we will encourage you to develop your professional and personal aspirations, enjoy new experiences, and learn from the talented people you will be working with. It’s talent that matters to us and we encourage applications from people irrespective of their gender, race, sexual orientation, religion, age, disability status or caring responsibilities.
Senior Financial Crime Investigator in London employer: Chip
At Chip, we pride ourselves on being an exceptional employer, offering a vibrant work culture that fosters collaboration and innovation. With a strong focus on employee growth, we provide ample opportunities for professional development, flexible working arrangements, and a comprehensive benefits package, including private medical insurance and a generous holiday allowance. Join us in our mission to revolutionise wealth management while enjoying a supportive environment where your contributions truly matter.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Financial Crime Investigator in London
✨Tip Number 1
Get to know the company culture! Before your interview, check out Chip's social media and website to see what they're all about. This will help you connect with the team and show that you're genuinely interested in being part of their mission.
✨Tip Number 2
Prepare for those tricky questions! Think about how your experience aligns with the role of a Senior Financial Crime Investigator. Be ready to share specific examples of how you've tackled challenges in the past, especially around risk mitigation and investigations.
✨Tip Number 3
Show off your personality! Chip values real people, so don’t be afraid to let your character shine through during interviews. Share your interests and how they relate to the role – it’ll help you stand out from the crowd.
✨Tip Number 4
Follow up after your interview! A quick thank-you email can go a long way. Mention something specific from your conversation to remind them of your enthusiasm and fit for the role. Plus, it shows you’re proactive!
We think you need these skills to ace Senior Financial Crime Investigator in London
Some tips for your application 🫡
Show Your Passion for Financial Crime:When you're writing your application, let your enthusiasm for financial crime and fraud shine through. We want to see that you’re genuinely excited about the role and how it fits into our mission at Chip.
Be Clear and Concise:Keep your application straightforward and to the point. Use clear language to describe your experience and skills, especially those related to risk mitigation and investigative work. We appreciate a well-structured application!
Highlight Your Analytical Skills:Make sure to showcase your analytical and investigative skills in your application. Give examples of how you've used data to make informed decisions or improve processes in the past. We love seeing candidates who can think critically!
Apply Through Our Website:Don’t forget to apply through our website! It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows you’re keen on joining our team at Chip!
How to prepare for a job interview at Chip
✨Know Your Financial Crime Basics
Before the interview, brush up on your knowledge of financial crime and fraud. Understand key concepts like Customer Due Diligence (CDD), transaction monitoring, and risk mitigation. This will not only help you answer questions confidently but also show your genuine interest in the role.
✨Showcase Your Investigative Skills
Prepare to discuss specific examples from your past experiences where you've successfully identified suspicious activity or improved processes. Use the STAR method (Situation, Task, Action, Result) to structure your answers, making it easy for the interviewer to see your analytical and decision-making skills in action.
✨Demonstrate Your Collaborative Mindset
Chip values teamwork, so be ready to talk about how you've worked with others to achieve common goals. Share instances where you've built strong relationships across teams and how that collaboration led to successful outcomes. This will highlight your ability to fit into their culture.
✨Ask Thoughtful Questions
At the end of the interview, don’t forget to ask insightful questions about the company’s approach to financial crime or their future plans. This shows that you're not just interested in the job, but also in contributing to Chip's mission and growth. It’s a great way to leave a lasting impression!
