At a Glance
- Tasks: Lead and innovate our Pension product from concept to delivery, driving real impact.
- Company: Join a fast-growing fintech startup revolutionising wealth management.
- Benefits: Enjoy competitive salary, flexible working, and a range of perks including private medical insurance.
- Other info: Collaborative culture with opportunities for personal and professional growth.
- Why this job: Be part of a dynamic team making saving and investing simpler for everyone.
- Qualifications: Product management experience with a proactive, problem-solving mindset.
The predicted salary is between 65000 - 75000 £ per year.
We are looking for a Product Manager to own and drive our Pension proposition. You will lead our newly launched Pension proposition and work within a cross-functional pod spanning engineering, design, ops, and compliance. You will be accountable for the end-to-end Pension product: from shaping the roadmap to driving delivery and iterating on outcomes.
What you can expect to be doing:
- Own and drive the Pension product roadmap from concept to delivery with a clear view on what will move the needle for customers and the business.
- Work closely with leadership to agree the strategy for Pension.
- Lead ideation and concept refinement and define requirements with a dedicated engineering and design partner, making fast, well-reasoned product decisions.
- Work in our AI-native product development lifecycle, leveraging AI tools actively in how you research, prototype, spec, and iterate.
- Manage complex stakeholder relationships across operations, risk, compliance, commercial, and senior leadership, communicating clearly and building alignment.
- Define and own success metrics for the Pension proposition, using data to identify opportunities and course-correct quickly.
- Coordinate third-party provider relationships relevant to the Pension product (e.g. SIPP providers, platform integrations).
What we’re looking for:
- The most important thing is mindset. We want someone with drive, conviction, and a positive, problem-solving attitude.
- A natural driver: proactive, self-starting, and energised by ownership rather than daunted by it.
- Opinionated about product: you form views based on evidence, communicate them with confidence, and back them up when challenged.
- A problem-solver who leans in: when given a problem, you can break it down, frame options, and recommend a path forward.
- Positive and resilient: you bring constructive energy to ambiguous and challenging situations, and you make the people around you better.
- Decisive under uncertainty: you are comfortable making calls without perfect information and own the outcomes.
Product skills:
- Product management experience, ideally in a scale-up or high-growth environment.
- Strong product craft: you understand customers deeply, write sharp requirements, make considered UX decisions, ship quality at pace, and know how to manage and prioritise opportunities and problems to solve in a flexible way.
- Data-driven: you use data to spot problems and validate solutions, and you set meaningful success metrics from day one.
- Commercially minded: you keep revenue, cost, and business model implications front of mind in every product decision.
- AI curious: you use AI tools actively in your day-to-day product process and see them as a genuine advantage, not a novelty.
Domain knowledge (nice to have):
- Experience in fintech, with strong preference for investments, wealth management, or pension products.
- Familiarity with the UK pension landscape, including SIPP products and pension transfers.
- Understanding of the regulatory environment relevant to pensions (FCA-regulated products, consumer duty, etc.) is a plus, though not essential from day one.
Stakeholder and communication skills:
- Comfortable presenting and aligning with senior leadership, including at exec level.
- Able to navigate operations, compliance, risk, legal, and commercial stakeholders without losing pace or momentum.
- Clear, direct communicator — written and verbal — who can adapt their style to different audiences.
What we’re really looking for:
We’re looking for someone who’s genuinely excited about Chip and energised by the opportunity to help build the future of wealth, making saving, investing and pensions simpler and more accessible for everyone. We work in a regulated space, so the bar is high. But we’ve built a team of smart, thoughtful people who care about doing great work and enjoy doing it together. Technical skills matter, obviously. But they’re not the only thing we hire for. We want real people. People with interests, perspective and personality. The best teams are made up of individuals who bring different experiences into the room, not just polished CVs and good interview answers. So alongside the technical side, we’ll be looking for empathy, self-awareness, sound judgement, resilience and a collaborative mindset. People who are good to work with, especially when things get hard.
Working Hours:
- Monday to Thursday: 9:00 AM – 6:00 PM
- Friday: 8:00 AM – 4:00 PM (Start your weekend early!)
Enjoy a structured yet balanced workweek, with an early Friday finish to kickstart your weekend!
PERKS:
- Competitive salary based on experience (£65,000 to £75,000)
- Discretionary Performance-Related Annual Bonus
- Workplace pension scheme - We invest in your future with a workplace pension scheme, contributing 5% on earnings up to £50,000.
- Private medical insurance (medical history disregarded)
- Employee Assistance Programme
- Cycle to work scheme
- Season ticket loan
- Free ChipX subscription for UK-based employees
- Flexible working arrangements
- 28 days holiday plus bank holidays, plus the days between Christmas and New Year
- Annual training budget for courses, workshops, or conferences to help you advance your career.
- £30 per month Chip Fitness Benefit to suit your Mental/Physical Wellbeing
- Company laptop
- Opportunity to have a huge impact on our product while fast-tracking your knowledge, responsibility and skills in a high-growth fintech startup.
Our Interview Process:
- Video screen with someone from our Talent team
- Product Skills Interview
- Project Walkthrough Interview
- Leadership & Values Interview
About Chip:
What started in 2017 as an automated way to save has evolved into a fast-growing wealth platform helping over 500,000 people build and manage more than £5 billion of their money. Today, Chip brings together high-interest savings, investing, and pensions into one seamless experience, designed for real life, not spreadsheets. We believe wealth shouldn’t be complicated, intimidating, or reserved for the few. So we’re rethinking how people engage with their money. Combining powerful technology with thoughtful design to make long-term financial growth feel effortless, intuitive, and even rewarding. Whether it’s setting money aside, investing for the future, or consolidating a pension, Chip is becoming the place people trust to take control of their financial lives. And we’re just getting started. As we expand deeper into investments and pensions, we’re building a product that doesn’t just manage money, it actively works for our customers.
Our vision: To be the most personal digital wealth manager in the UK.
Who we are: Chip has a creative and diverse team of 200, from all different backgrounds and industries. We’re driven and passionate people, but no one takes themselves too seriously. Don’t just take our word for it. We have a few awards under our belt, including Best Personal Finance App at the 2022, 2024 & 2025 British Bank Awards.
Our Values:
- Be ACCOUNTABLE: Everything you do matters, Care about the end result, Challenge the norm, Disagree, yet commit to making it happen once a decision has been made, Do the best job possible.
- Be BOLD: Share our Ambition and do your bit to achieve it, Innovate: challenge the norm, break the mould and make it happen, Set goals that truly align with our mission, Do your best for our customers.
- Be COLLABORATIVE: Work cross-functionally - we win as a team, Build strong relationships based on trust, Treat others fairly and respectfully, Hold others to account, Be supportive and inclusive, Have fun together.
Equal Opportunities: We are passionate and committed to our people and go beyond the rhetoric of diversity and inclusion. You will be working in an inclusive environment and be encouraged to bring your whole self to work. We will do all that we can to help you successfully balance your work and home life. As a growing business we will encourage you to develop your professional and personal aspirations, enjoy new experiences, and learn from the talented people you will be working with. It’s talent that matters to us and we encourage applications from people irrespective of their gender, race, sexual orientation, religion, age, disability status or caring responsibilities.
Product Manager - Pensions in London employer: Chip
Chip is an exceptional employer that fosters a dynamic and inclusive work culture, where innovation and collaboration are at the forefront. As a Product Manager in our fast-growing fintech startup, you will have the opportunity to make a significant impact on our Pension proposition while enjoying a competitive salary, flexible working arrangements, and a strong commitment to employee development through training budgets and wellness benefits. Join us in shaping the future of wealth management in a supportive environment that values diversity and encourages personal growth.
StudySmarter Expert Advice🤫
We think this is how you could land Product Manager - Pensions in London
✨Join Product Management Meetups
Get involved in local product management meetups or workshops. These events are perfect for meeting industry folks, sharing ideas, and staying updated on trends. Plus, you never know who might be hiring—it's a fantastic way to make connections that could lead to a job at places like Chip!
✨Show Off Your Product Sense
Create case studies or mini-projects showcasing your product management skills, and share them on platforms like Medium or LinkedIn. This not only puts your skills on display but also boosts your visibility in the product community. Imagine how impressed the hiring team at Chip would be by your initiative!
✨Utilise Online Communities
Dive into online product management communities like Product Coalition or Mind the Product. Engage in discussions, ask questions, and share your insights. These platforms are goldmines for networking and finding hidden job opportunities—many companies often scout talent from within these circles.
✨Leverage Your University Network
If you’ve recently graduated or are still in uni, tap into your alumni network for connections in product management. Many universities have their own job boards and affinity resources to help graduates land roles. Don't forget to keep an eye out for job openings at Chip through your school's career services!
We think you need these skills to ace Product Manager - Pensions in London
Some tips for your application 🫡
Show Off Your Product Passion:When applying for a product management role like Product Manager - Pensions, let your passion for developing products shine through in your cover letter. Share specific examples of products you've managed, how you solved user needs, and any successful outcomes you've achieved. This is your chance to showcase your understanding of the product lifecycle!
Highlight Your Cross-Functional Skills:Product management isn't just about understanding the product; it’s about collaborating with different teams! Make sure to emphasise your experience working with developers, designers, and marketers. Use your CV to showcase your ability to bridge gaps between these areas, and include relevant experiences that demonstrate your communication and leadership skills!
Include Your Metrics and Achievements:In a full-time product management application, data speaks volumes! Quantify your achievements wherever possible. Did you increase user retention by a certain percentage? Launch a product ahead of schedule? Include these metrics in your CV to paint a picture of your impact and effectiveness in previous roles.
Tailor Your CV to the Role:Make sure your CV is tailored for the Product Manager - Pensions position at Chip. Use keywords from the job description and ensure your relevant experiences are front and centre. Highlight any certifications or relevant training you’ve completed that will make you stand out as a strong candidate for the role. And remember, we’re excited to see your application on our website!
How to prepare for a job interview at Chip
✨Understand the Product Life Cycle
As a product management candidate, we need to get our head around the complete product life cycle. Be prepared to discuss real-world examples of how you’ve managed product development from ideation to launch. Bring specific insights on tools like JIRA or Trello that can help streamline these processes.
✨Showcase Your Cross-Functional Skills
Product management is all about collaboration. We should be ready to highlight how we’ve worked across teams—think marketing, engineering, and design. Prepare to discuss scenarios where you had to mediate differing opinions and how you got everyone on board with a shared vision.
✨Prepare for Case Studies
In a full-time role, we can expect to encounter case study questions during our interviews. Practise solving hypothetical product problems on the spot, such as prioritising features for a new app or improving user engagement metrics. This will show our analytical thinking and decision-making skills.
✨Know Your Metrics
Let’s face it, numbers are our best friends in product management. We should prepare to discuss key performance indicators (KPIs) and how we've used analytics to inform product decisions. Dive into examples where data has driven our strategy for improvements or justified product changes.
