At a Glance
- Tasks: Investigate financial crime and conduct customer due diligence checks.
- Company: Join Chip, a fast-growing fintech revolutionising wealth management.
- Benefits: Enjoy a starting salary of £30,000, bonuses, and flexible working.
- Other info: Be part of a diverse team with a fun culture and great growth opportunities.
- Why this job: Make a real impact in a mission-driven company while growing your career.
- Qualifications: Interest in financial crime, analytical skills, and good communication.
The predicted salary is between 24000 - 36000 £ per year.
What you can expect to be doing:
- Carrying out Customer due diligence (CDD) checks e.g. Peps and Sanctions
- Investigate transaction monitoring alerts for suspicious activity
- Performing manual tasks including document reviews and account closures
- Provisioning recommendations & decisions for financial crime related requests raised by other teams within the business
- Adhering to all relevant financial crime processes/procedures and maintain the best business practice is kept at all times
What we’re looking for:
- You have a keen interest in Financial Crime and Fintech
- Comfortable working autonomously, challenging existing and creating new processes
- You have a good understanding of AML regulations
- Experience using SQL is a bonus
- Excellent verbal and written communication skills
- Good analytical skills and the ability to formulate questions and recommendations
- Attention to detail
What we’re really looking for:
Someone with a genuine interest in Chip and is excited about being part of a fast-growing company and our mission to build the investment super app of the future.
At the interview stages, we will be looking for empathy, eq, fun stories, and the ability to smile even when things are tough.
Working Hours:
- Monday to Thursday: 9:00 AM – 6:00 PM
- Friday: 8:00 AM – 4:00 PM (Start your weekend early!)
Enjoy a structured yet balanced workweek, with an early Friday finish to kickstart your weekend!
PERKS:
- Starting salary of £30,000 per annum
- Discretionary Performance-Related Bi-Annual Bonus of up to 10% (Cash) and 5% (Shares) based on your gross annual salary.
- We invest in your future with a workplace pension scheme, contributing 5% match on earnings.
- Private medical insurance (medical history disregarded)
- Employee Assistance Programme
- Cycle to work scheme
- Season ticket loan
- Free ChipX subscription for UK-based employees
- Flexible working arrangements
- 28 days holiday plus bank holidays, plus the days between Christmas and New Year
- Annual training budget for courses, workshops, or conferences to help you advance your career.
- £30 per month Chip Fitness Benefit to suit your Mental/Physical Wellbeing
- Company laptop
- Opportunity to have a huge impact on our product while fast-tracking your knowledge, responsibility and skills in a high-growth fintech startup
Our Interview Process:
- Video screen with someone from our Talent team
- Take home task
- Video interview with the Financial Crime Team Lead
- Final interview with Financial Crime Manager
About us:
Our mission is to make our customers wealthy. We’re building the wealth super app of the future. An app to build your long-term wealth across savings, investments and pensions. We use technology to break down barriers so users can invest like the ultra-wealthy, giving them one simple place to manage, grow and protect their wealth.
Chip serves over 400,000 active customers and looks after over £6 billion in assets. These customers trust us to build the most amazing product we can, so working at Chip comes with real purpose.
Chip is being built by a fast-growing team of designers, developers, customer service professionals, marketers, banking experts, and entrepreneurs.
Our vision:
We know planning for your future can be a tedious, daunting task often avoided, so we want to change that. We’re building the wealth app for our community, giving them one place for saving and investing.
We’re giving customers control and guidance to effortlessly build their long-term wealth using award-winning tech, while celebrating their achievements along the way.
Who we are:
Chip has a creative and diverse team of 180, from all different backgrounds and industries. We’re driven and passionate people, but no one takes themselves too seriously.
Our Values:
- Be ACCOUNTABLE: Everything you do matters, Care about the end result, Challenge the norm, Disagree, yet commit to making it happen once a decision has been made, Do the best job possible
- Be BOLD: Share our Ambition and do your bit to achieve it, Innovate: challenge the norm, break the mould and make it happen, Set goals that truly align with our mission, Do your best for our customers
- Be COLLABORATIVE: Work cross-functionally - we win as a team, Build strong relationships based on trust, Treat others fairly and respectfully, Hold others to account, Be supportive and inclusive, Have fun together
Equal Opportunities:
We are passionate and committed to our people and go beyond the rhetoric of diversity and inclusion. You will be working in an inclusive environment and be encouraged to bring your whole self to work.
Financial Crime Investigator in City of London employer: Chip
Chip is an exceptional employer that fosters a vibrant and inclusive work culture, where employees are encouraged to bring their authentic selves to work. With a strong focus on personal and professional growth, Chip offers a range of benefits including flexible working arrangements, a generous training budget, and a supportive environment that values diversity. Located in a fast-paced fintech landscape, employees have the unique opportunity to make a significant impact while enjoying a balanced work-life schedule, complete with early Friday finishes.
StudySmarter Expert Advice🤫
We think this is how you could land Financial Crime Investigator in City of London
✨Tip Number 1
Get to know the company culture! Before your interview, check out Chip's social media and website to see what they're all about. This will help you connect with the team and show that you're genuinely interested in being part of their mission.
✨Tip Number 2
Practice your storytelling skills! Think of fun or challenging experiences you've had that relate to financial crime or teamwork. Sharing these stories can make you memorable and show off your personality during the interview.
✨Tip Number 3
Prepare some thoughtful questions for your interviewers. Ask about their experiences at Chip or how they tackle challenges in financial crime. This shows you're engaged and ready to contribute to the team!
✨Tip Number 4
Don’t forget to follow up after your interview! A quick thank-you email can go a long way in leaving a positive impression. Plus, it’s a great chance to reiterate your excitement about the role and the company.
We think you need these skills to ace Financial Crime Investigator in City of London
Some tips for your application 🫡
Show Your Passion for Financial Crime:When writing your application, let your enthusiasm for financial crime and fintech shine through. We want to see that you’re genuinely interested in the field and excited about the role!
Tailor Your CV and Cover Letter:Make sure to customise your CV and cover letter for this specific role. Highlight your relevant experience, especially with AML regulations and any analytical skills you possess. We love seeing how you fit into our mission!
Be Yourself:We’re looking for real people with interests outside of work. Don’t hesitate to share a bit about yourself in your application. Whether you’re a gamer or a musician, we want to know what makes you unique!
Apply Through Our Website:For the best chance of success, make sure to apply directly through our website. It’s the easiest way for us to keep track of your application and get back to you quickly!
How to prepare for a job interview at Chip
✨Know Your AML Regulations
Brush up on your knowledge of Anti-Money Laundering (AML) regulations before the interview. Being able to discuss these regulations confidently will show that you have a genuine interest in financial crime and understand the importance of compliance in the fintech space.
✨Showcase Your Analytical Skills
Prepare to discuss specific examples where you've used your analytical skills to solve problems or make recommendations. Think about times when you had to investigate suspicious activity or conduct due diligence checks, as this will resonate well with the role.
✨Be Yourself and Share Your Interests
Remember, they want to see the real you! Don’t hesitate to share your hobbies or interests outside of work. Whether you're into gaming, dancing, or writing fan-fiction, showing your personality can help you connect with the team and demonstrate that you’re a good cultural fit.
✨Prepare for Team Dynamics
Since collaboration is key in this role, think about how you’ve worked in teams before. Be ready to share stories that highlight your ability to work cross-functionally and support your colleagues, as well as how you handle challenges while keeping a positive attitude.
