At a Glance
- Tasks: Assess and underwrite buy-to-let and bridging mortgage applications with precision.
- Company: Reputable financial institution in the UK with a strong focus on employee well-being.
- Benefits: Competitive salary, 25 days holiday, pension contribution, and hybrid working options.
- Why this job: Join a dynamic team and make a real difference in the mortgage industry.
- Qualifications: 5+ years of mortgage underwriting experience and strong analytical skills.
- Other info: Enjoy a flexible work environment with great career advancement opportunities.
The predicted salary is between 36000 - 60000 £ per year.
A financial institution in the UK is seeking a Mortgage Underwriter to assess and underwrite buy-to-let and bridging mortgage applications. The ideal candidate will have at least 5 years of mortgage underwriting experience, strong analytical and communication skills, and a thorough understanding of FCA and PRA requirements.
This role offers a competitive salary and benefits including:
- 25 days holiday
- Pension contribution
- Hybrid working options
Mortgage Underwriter — Hybrid Role with Great Benefits in Fleet employer: Chetwood Bank
Contact Detail:
Chetwood Bank Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Mortgage Underwriter — Hybrid Role with Great Benefits in Fleet
✨Tip Number 1
Network like a pro! Reach out to your connections in the finance sector, especially those who work in mortgage underwriting. A friendly chat can lead to insider info about job openings or even a referral.
✨Tip Number 2
Prepare for interviews by brushing up on FCA and PRA requirements. We know these regulations are crucial for the role, so being well-versed will show you're serious and ready to hit the ground running.
✨Tip Number 3
Practice your communication skills! As an underwriter, you'll need to explain complex information clearly. Try mock interviews with friends or use online resources to refine your pitch.
✨Tip Number 4
Don't forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who take that extra step to connect with us directly.
We think you need these skills to ace Mortgage Underwriter — Hybrid Role with Great Benefits in Fleet
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your mortgage underwriting experience and any relevant qualifications. We want to see how your skills align with the role, so don’t be shy about showcasing your analytical prowess and understanding of FCA and PRA requirements!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you’re the perfect fit for our Mortgage Underwriter position. Share specific examples from your past experience that demonstrate your communication skills and ability to assess mortgage applications.
Be Clear and Concise: When filling out your application, keep your language clear and to the point. We appreciate straightforwardness, so avoid jargon unless it’s necessary. This will help us understand your qualifications without any confusion!
Apply Through Our Website: We encourage you to apply directly through our website. It’s the easiest way for us to receive your application and ensures you’re considered for the role. Plus, you’ll get to see all the great benefits we offer, like hybrid working options and generous holiday!
How to prepare for a job interview at Chetwood Bank
✨Know Your Numbers
Brush up on your mortgage underwriting knowledge, especially around buy-to-let and bridging mortgages. Be ready to discuss specific cases you've worked on and how you assessed risk, as this will show your analytical skills in action.
✨FCA and PRA Familiarity
Make sure you’re well-versed in the FCA and PRA requirements. Prepare to explain how you’ve applied these regulations in your previous roles, as this will demonstrate your understanding of compliance and its importance in underwriting.
✨Communication is Key
Since strong communication skills are essential, practice articulating your thought process clearly. You might be asked to explain complex concepts, so think about how you can simplify your explanations without losing the essence of what you want to convey.
✨Show Enthusiasm for Hybrid Work
With hybrid working being a part of the role, express your enthusiasm for this setup. Share examples of how you’ve successfully managed your time and productivity in a hybrid environment, which will show that you’re adaptable and self-motivated.