Director, Financial Risk Risk, Audit, and Compliance London

Company Description

Checkout.com is one of the most exciting fintechs in the world. Our mission is to enable businesses and their communities to thrive in the digital economy. We’re the strategic payments partner for some of the best known fast-moving brands globally such as Wise, Hut Group, Sony Electronics, Homebase, Henkel, Klarna and many others. Purpose-built with performance and scalability in mind, our flexible cloud-based payments platform helps global enterprises launch new products and create experiences customers love. And it\’s not just what we build that makes us different. It\’s how.

We empower passionate problem-solvers to collaborate, innovate and do their best work. That’s why we’re on the Forbes Cloud 100 list and a Great Place to Work accredited company. And we’re just getting started. We’re building diverse and inclusive teams around the world — because that’s how we create even better experiences for our merchants and our partners. And we need your help. Join us to build the digital economy of tomorrow.

Job Description

The role

Reporting into the Global Head of Enterprise Risk, the Director, Prudential Risk will set our governance framework and provide overall risk oversight for our prudential risk management capabilities globally.

This includes identifying, assessing, monitoring, and mitigating risks related to capital adequacy, liquidity, market risk, credit risk, and other areas critical to the company\’s financial stability and regulatory compliance.

How you’ll make an impact

• Lead efforts to manage Checkout’s Prudential Risks including capital, counterparty credit, market, and liquidity through the implementation of sound policies and oversight of controls.
• Evolve and monitor risk appetite metrics for liquidity, market, counterparty credit, and capital risks.
• Monitor and challenge the financial risk profile and capital adequacy frameworks developed by the Treasury Department.
• Develop scenarios for stress testing and challenge the stress testing results on the impact of potential financial risk events presented by the Treasury department.
• Serve as the primary second line liaison with regulatory authorities on prudential risk-related matters.
• Provide regular risk reporting and recommendations to executive management and legal entity boards.
• Collaborate with other teams, such as Finance, Treasury, and Financial Partnerships to coordinate and perform second line oversight including policy guidance.
• Perform ad hoc analysis of the effects of changes in business structure, new products, market events, and regulatory developments on Checkout’s prudential risks.

Qualifications

What we’re looking for

• 10+ years of experience in prudential risk management, within the financial services or fintech industry.
• Deep understanding of regulatory frameworks, and other relevant banking/fintech regulations such as PSD 3 and equivalent regulations globally.
• Proven track record of developing and implementing effective risk management frameworks and controls.
• Strong analytical and problem-solving skills with the ability to translate complex risk data into actionable insights.
• Comfortable working in a fluid, fast-paced environment with shifting priorities in line with the demands of the business strategy.
• Excellent communication and stakeholder management skills.
• Proficient in the use of risk management software and data analysis tools.
• Experience overseeing Prudential Risks including working with finance on default models and loss provisioning.
• Bachelor\’s degree in finance, economics, or a related field; advanced degree preferred.
• Experience in a payments company preferred.

Preferred Qualifications:

• Experience working in a fast-paced, innovative fintech environment.
• A track record of delivery on complex projects, using strong relationship building skills and ability to influence and work cross-functionally.
• Experience working for a global organization and leading initiatives with colleagues across multiple time zones.
• Excellent communication skills including the ability to convey complex ideas succinctly to various audiences.
• Analytical leader, skilled at using metrics and analytics to make recommendations and drive decisions.
• Ability to work effectively with people at all levels in an organization.
• Familiarity with emerging technologies and their risk implications.
• Project management skills and the ability to lead cross-functional initiatives.
• Certification in risk management (e.g., FRM, CRM, PRM).

Additional Information

Apply without meeting all requirements statement

If you don\’t meet all the requirements but think you might still be right for the role, please apply anyway. We\’re always keen to speak to people who connect with our mission and values.

We believe in equal opportunities

We work as one team. Wherever you come from. However you identify. And whichever payment method you use.

Our clients come from all over the world — and so do we. Hiring hard-working people and giving them a community to thrive in is critical to our success.

When you join our team, we’ll empower you to unlock your potential so you can do your best work. We’d love to hear how you think you could make a difference here with us.

We want to set you up for success and make our process as accessible as possible. So let us know in your application, or tell your recruiter directly, if you need anything to make your experience or working environment more comfortable. We’ll be happy to support you.

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