Senior Product Manager, Finance App

We're Checkout.com - you might not know our name, but we're behind many of the digital experiences people use every day. When you book a holiday, order food, renew a subscription or check out online with brands like Spotify, Klarna, Uber Eats, TikTok, Sony, or eBay, there's a good chance our technology powers the payment behind the scenes. At Checkout.com, we're building where the world checks out - enabling over ten billion transactions every year for more than one billion shoppers globally. Our platform helps the world's most ambitious businesses deliver seamless digital experiences at scale. We're also building a company designed for people who want to do career-defining work. We move fast, think globally, and believe great teams are built by hiring exceptional people with conviction, curiosity, and a focus on impact.

The Consumer team drives high-performing, delightful payment experiences through our Connect suite, including flagship products like Flow and Remember Me. As we expand our ecosystem, we are looking for a Senior Product Manager to lead a new consumer financial product - one that deepens Checkout.com's consumer relationships beyond the checkout moment. This is an early-stage, high-impact role: you will be building from the ground up, with the ambition to reach significant consumer scale within 12-18 months. The product sits at the intersection of consumer finance, regulated financial services, and Checkout.com's merchant network - and is designed to create a virtuous flywheel between merchants and consumers.

Key Responsibilities

• Product Strategy & Roadmap: Define and execute the product strategy for a regulated consumer financial product. Own the roadmap from internal alpha through to public launch, making sharp scope decisions at every phase.
• 0-to-1 Execution: Drive a phased rollout - from a small internal group today to broader scale. Ship fast, build the right feedback loops, and make the product progressively ready for public launch.
• Regulatory & Compliance: Partner with Legal and Compliance to ensure the product meets FCA requirements for e-money issuance and financial services in the UK. Navigate KYC/AML flows, Consumer Duty obligations, and SCA compliance without compromising the consumer experience.
• Consumer Economics: Own the commercial model for consumer engagement - including incentives, retention economics, and the path to a financially sustainable product. Decisions connect to the P&L, not just the roadmap.
• Cross-Functional Leadership: Align a broad set of internal partners - Engineering, Risk, Compliance, Treasury, Marketing, and Care - behind a shared plan across multiple concurrent workstreams.
• Consumer Obsession: Define and track consumer-facing KPIs - activation, engagement, and retention. Build the feedback loop from early users into the product iteration cycle.

About You

• Proven 0-to-1 experience: 5-7 years of Product Management, with a track record of taking a consumer fintech product from early-stage build to public launch.
• Consumer fintech domain depth: Strong understanding of regulated consumer financial products - accounts, cards, KYC/AML flows, and FCA-regulated consumer experiences.
• Commercially literate: Able to model the economics of a consumer product and connect roadmap decisions to P&L outcomes.
• Regulatory literacy: Comfortable navigating FCA e-money frameworks and Consumer Duty. You know when to involve Legal and how to build compliance into the product without breaking the experience.
• Execution-first mindset: Operates well with ambiguity and incomplete information. Knows how to move fast in a small team while building foundations for scale.
• High-EQ cross-functional operator: Can align engineering, design, legal, risk, and treasury behind a plan - without direct authority over any of them.

Here, you'll move fast, take on meaningful challenges, and be recognized for the impact you deliver. It's a place where ambition gets met with opportunity, and where your growth is in your hands. We work as one team, and we back each other to succeed. So whatever your background or identity, if you're ready to grow and make a difference, you'll be right at home here. It's important we set you up for success and make our process as accessible as possible. So let us know in your application, or tell your recruiter directly, if you need anything to make your experience or working environment more comfortable.

We create the conditions for high performers to thrive, through real ownership, fewer blockers, and work that makes a difference from day one. Life at Checkout.com We understand that work is just one part of your life. Our hybrid working model offers flexibility, with three days per week in the office to support collaboration and connection.