At a Glance
- Tasks: Lead product strategy for Vault and Forward API, driving innovation in payment credentials.
- Company: Join a leading fintech company revolutionising payment systems.
- Benefits: Competitive salary, flexible working options, and opportunities for professional growth.
- Other info: Collaborative environment with a strong emphasis on cross-functional teamwork.
- Why this job: Be at the forefront of payment technology and make a significant impact.
- Qualifications: 5+ years in product management with a focus on payments and developer APIs.
The predicted salary is between 80000 - 100000 € per year.
This role owns one of Checkout.com’s most strategic bets: becoming the system of record for payment credentials, independent of acquiring. You will lead Vault and Forward API – the core infrastructure that enables PSP‑agnostic architectures, network‑token‑first strategies, and the shift toward PAN‑less commerce. This is a mini‑GM role spanning product strategy, infrastructure, and commercial ownership.
What You’ll Own
- Strategy & Commercial Ownership
- Define and drive a 12‑36 month strategy for Vault and Forward API
- Own pricing, packaging, and revenue expansion (including standalone Vault deals)
- Build and defend investment cases (cost‑to‑serve, scheme fees, unit economics)
- Partner with Sales and Solutions to win enterprise, multi‑PSP merchants
- Vault: Credential Platform
- Define core primitives: instruments, customers, tokens, multi‑instrument linking, metadata
- Own PCI DSS 4.x posture and translate compliance into merchant value
- Ensure first‑class integration with network tokens and account updater services
- Drive interoperability with wallets, Flow, and broader Checkout.com surfaces
- Forward API: Programmable Infrastructure
- Own credential forwarding: source resolution, request construction, encryption, token injection, and response handling
- Expand beyond fallback use cases (fraud tools, 3DS, loyalty, partner migrations)
- Ensure reliability, latency, and observability on the critical payment path
- Build debugging and visibility tools for developers
- Developer Experience
- Own the public API surface across Vault and Forward
- Drive SDKs, documentation, and reference architectures
- Reduce integration time from months to days
- Cross‑Functional Leadership
- Partner with Engineering to deliver reliably at scale
- Align with Risk, Compliance, and Legal on PCI scope, regulation, and scheme changes
- Work across Authentication, Routing, and other product teams to ensure seamless credential flows
What You’ll Bring
- Product & Technical Depth
- 5+ years in product management, including 3+ years in payments
- Experience building developer‑facing APIs (REST, webhooks, idempotency, error design)
- Strong technical fluency (OAuth, mTLS, encryption, system design trade‑offs)
- Payments Expertise
- Deep understanding of the card stack (auth, capture, disputes, scheme economics)
- Strong grasp of tokenisation (network, PSP, device‑based)
- Familiarity with PCI DSS (ideally v4.x) and scope reduction
- Experience with scheme programs (VTS, MDES, account updater)
- Commercial & Execution Strength
- Ability to own P&L inputs and pricing strategy
- Data‑driven decision making with clear success metrics
- Comfortable operating across product, engineering, sales, and compliance
How You Work
- Customer‑obsessed with real merchant empathy
- Clear communicator across technical and non‑technical audiences
- High ownership with strong cross‑functional collaboration
Bonus
- Experience building PSP‑agnostic vaults or forwarding layers
- Exposure to regulated markets (EU, UAE, India, Brazil)
- Familiarity with emerging models (e.g. agentic commerce)
- Industry presence (writing, speaking, or scheme participation)
Product Manager, Secure and Exchange employer: Checkout.com
At Checkout.com, we pride ourselves on being an exceptional employer that fosters a culture of innovation and collaboration. As a Product Manager for our Secure and Exchange team, you will not only lead strategic initiatives but also benefit from a supportive environment that prioritises employee growth and development. With access to cutting-edge technology and a commitment to work-life balance, our London office offers a unique opportunity to make a meaningful impact in the payments industry while enjoying a vibrant city life.
StudySmarter Expert Advice🤫
We think this is how you could land Product Manager, Secure and Exchange
✨Tip Number 1
Network, network, network! Reach out to people in the industry, especially those at Checkout.com. Use LinkedIn to connect and engage with them. A personal touch can make all the difference when it comes to landing that interview.
✨Tip Number 2
Prepare for your interviews by understanding the product inside out. Dive deep into Vault and Forward API, and be ready to discuss how you can contribute to their strategy. Show us your passion for payments and how you can drive innovation!
✨Tip Number 3
Don’t just wait for job postings; be proactive! Visit our website regularly and apply directly. Tailor your application to highlight your experience in product management and payments, and let us see how you fit into our vision.
✨Tip Number 4
Follow up after interviews! A quick thank-you email can keep you top of mind. Share any additional thoughts you have about the role or how you can help us achieve our goals. It shows initiative and keeps the conversation going.
We think you need these skills to ace Product Manager, Secure and Exchange
Some tips for your application 🫡
Tailor Your CV:Make sure your CV speaks directly to the role of Product Manager for Secure & Exchange. Highlight your experience in product management, especially in payments, and showcase any relevant projects that align with the responsibilities outlined in the job description.
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about the role and how your skills can help us drive the Vault and Forward API strategy. Be specific about your achievements and how they relate to the job.
Showcase Your Technical Skills:Since this role requires strong technical fluency, don’t shy away from mentioning your experience with APIs, encryption, and system design. Use examples to demonstrate your understanding of the card stack and tokenisation, as these are key to what we do.
Apply Through Our Website:We encourage you to apply through our website for a smoother application process. It helps us keep track of your application and ensures you’re considered for the role. Plus, it shows you’re keen on joining our team!
How to prepare for a job interview at Checkout.com
✨Know Your Product Inside Out
Before the interview, dive deep into Checkout.com’s Vault and Forward API. Understand their functionalities, benefits, and how they fit into the broader payment landscape. Being able to discuss specific features and their impact on merchants will show your genuine interest and expertise.
✨Prepare for Technical Questions
Given the technical nature of the role, brush up on key concepts like OAuth, encryption, and system design trade-offs. Be ready to explain how you’ve applied these in past roles, especially in relation to building developer-facing APIs. This will demonstrate your technical fluency and problem-solving skills.
✨Showcase Your Commercial Acumen
Be prepared to discuss your experience with pricing strategies and P&L management. Think of examples where you’ve driven revenue expansion or built investment cases. This will highlight your ability to align product strategy with commercial goals, which is crucial for this role.
✨Demonstrate Cross-Functional Collaboration
Think of instances where you’ve successfully worked with engineering, sales, and compliance teams. Share stories that illustrate your ability to communicate effectively across different functions and how you’ve ensured seamless project delivery. This will showcase your leadership skills and customer-centric approach.
