At a Glance
- Tasks: Lead product strategy for Vault and Forward API, driving innovation in payment credentials.
- Company: Join Checkout.com, a key player in fintech powering global digital transactions.
- Benefits: Flexible hybrid work model, competitive salary, and opportunities for personal growth.
- Other info: Collaborative culture that values diversity and supports your career journey.
- Why this job: Make a real impact in the fast-paced world of payments and fintech.
- Qualifications: 5+ years in product management with a focus on payments and developer APIs.
The predicted salary is between 80000 - 100000 € per year.
We’re Checkout.com - you might not know our name, but we’re behind many of the digital experiences people use every day. When you book a holiday, order food, renew a subscription or check out online with brands like Spotify, Klarna, Uber Eats, TikTok, Sony, or eBay, there’s a good chance our technology powers the payment behind the scenes. At Checkout.com, we’re building where the world checks out - enabling over ten billion transactions every year for more than one billion shoppers globally. Our platform helps the world’s most ambitious businesses deliver seamless digital experiences at scale.
We’re also building a company designed for people who want to do career-defining work. We move fast, think globally, and believe great teams are built by hiring exceptional people with conviction, curiosity, and a focus on impact. With 20 offices across six continents and London as our HQ, we’re shaping the future of fintech and we’re just getting started.
This role owns one of Checkout.com’s most strategic bets: becoming the system of record for payment credentials, independent of acquiring. You will lead Vault and Forward API - the core infrastructure that enables PSP-agnostic architectures, network-token-first strategies, and the shift toward PAN-less commerce. This is a mini-GM role spanning product strategy, infrastructure, and commercial ownership.
What You’ll Own
- Strategy & Commercial Ownership
- Define and drive a 12 - 36 month strategy for Vault and Forward API
- Own pricing, packaging, and revenue expansion (including standalone Vault deals)
- Build and defend investment cases (cost-to-serve, scheme fees, unit economics)
- Partner with Sales and Solutions to win enterprise, multi-PSP merchants
- Vault: Credential Platform
- Define core primitives: instruments, customers, tokens, multi-instrument linking, metadata
- Own PCI DSS 4.x posture and translate compliance into merchant value
- Ensure first-class integration with network tokens and account updater services
- Drive interoperability with wallets, Flow, and broader Checkout.com surfaces
- Forward API: Programmable Infrastructure
- Own credential forwarding: source resolution, request construction, encryption, token injection, and response handling
- Expand beyond fallback use cases (fraud tools, 3DS, loyalty, partner migrations)
- Ensure reliability, latency, and observability on the critical payment path
- Build debugging and visibility tools for developers
- Developer Experience
- Own the public API surface across Vault and Forward
- Drive SDKs, documentation, and reference architectures
- Reduce integration time from months to days
- Cross-Functional Leadership
- Partner with Engineering to deliver reliably at scale
- Align with Risk, Compliance, and Legal on PCI scope, regulation, and scheme changes
- Work across Authentication, Routing, and other product teams to ensure seamless credential flows
What You’ll Bring
- Product & Technical Depth
- 5+ years in product management, including 3+ years in payments
- Experience building developer-facing APIs (REST, webhooks, idempotency, error design)
- Strong technical fluency (OAuth, mTLS, encryption, system design trade-offs)
- Payments Expertise
- Deep understanding of the card stack (auth, capture, disputes, scheme economics)
- Strong grasp of tokenisation (network, PSP, device-based)
- Familiarity with PCI DSS (ideally v4.x) and scope reduction
- Experience with scheme programs (VTS, MDES, account updater)
- Commercial & Execution Strength
- Ability to own P&L inputs and pricing strategy
- Data-driven decision making with clear success metrics
- Comfortable operating across product, engineering, sales, and compliance
How You Work
- Customer-obsessed with real merchant empathy
- Clear communicator across technical and non-technical audiences
- High ownership with strong cross-functional collaboration
Bonus
- Experience building PSP-agnostic vaults or forwarding layers
- Exposure to regulated markets (EU, UAE, India, Brazil)
- Familiarity with emerging models (e.g. agentic commerce)
- Industry presence (writing, speaking, or scheme participation)
Additional Information
We create the conditions for high performers to thrive, through real ownership, fewer blockers, and work that makes a difference from day one. Here, you’ll move fast, take on meaningful challenges, and be recognized for the impact you deliver. It’s a place where ambition gets met with opportunity, and where your growth is in your hands. We work as one team, and we back each other to succeed. So whatever your background or identity, if you’re ready to grow and make a difference, you’ll be right at home here.
It’s important we set you up for success and make our process as accessible as possible. So let us know in your application, or tell your recruiter directly, if you need anything to make your experience or working environment more comfortable.
We understand that work is just one part of your life. Our hybrid working model offers flexibility, with three days per week in the office to support collaboration and connection.
Curious about what it’s like to be part of our team? Visit our Careers Page to learn more about our culture, open roles, and what drives us. For a closer look at daily life at Checkout.com, follow us on LinkedIn and Instagram.
Product Manager, Secure and Exchange in London employer: Checkout.com
At Checkout.com, we pride ourselves on being an exceptional employer that fosters a culture of innovation and collaboration. Our London headquarters offers a dynamic work environment where employees are empowered to take ownership of their projects, driving meaningful impact from day one. With a strong focus on personal growth, flexible hybrid working arrangements, and a commitment to diversity and inclusion, we provide the perfect platform for ambitious individuals to thrive in the fast-paced world of fintech.
StudySmarter Expert Advice🤫
We think this is how you could land Product Manager, Secure and Exchange in London
✨Tip Number 1
Network like a pro! Reach out to people in the fintech space, especially those at Checkout.com. A friendly chat can open doors and give you insights that a job description just can't.
✨Tip Number 2
Prepare for the interview by understanding our products inside out. Dive into the Vault and Forward API details, and think about how your experience aligns with our mission. Show us you’re not just another candidate!
✨Tip Number 3
Practice your pitch! Be ready to explain how your skills can help us shape the future of payments. Keep it concise but impactful – we want to see your passion for the role.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen. Plus, it shows you’re serious about joining our team at Checkout.com.
We think you need these skills to ace Product Manager, Secure and Exchange in London
Some tips for your application 🫡
Tailor Your Application:Make sure to customise your CV and cover letter for the Product Manager role. Highlight your experience in payments and product management, and show us how your skills align with our mission at Checkout.com.
Showcase Your Technical Skills:Since this role involves building developer-facing APIs, don’t shy away from detailing your technical fluency. Mention any relevant projects or experiences that demonstrate your understanding of system design and payment processes.
Be Data-Driven:We love numbers! When discussing your past roles, include metrics that showcase your impact. Whether it’s revenue growth or improved integration times, let us see how you’ve made a difference through data-driven decisions.
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it gives you a chance to explore more about our culture and values!
How to prepare for a job interview at Checkout.com
✨Know Your Product Inside Out
Before the interview, dive deep into Checkout.com's products, especially the Vault and Forward API. Understand their functionalities, benefits, and how they fit into the broader payment landscape. This will help you articulate your vision for the role and demonstrate your genuine interest.
✨Showcase Your Technical Fluency
Given the technical nature of the Product Manager role, be prepared to discuss your experience with APIs, encryption, and system design. Bring examples of past projects where you’ve successfully navigated these areas, as this will highlight your capability to lead in a tech-driven environment.
✨Demonstrate Commercial Acumen
Be ready to talk about pricing strategies and revenue expansion. Think of ways you could build investment cases for Checkout.com’s products. Showing that you can think commercially will set you apart as someone who understands the business side of product management.
✨Emphasise Cross-Functional Collaboration
This role requires working closely with various teams. Prepare examples of how you've successfully collaborated across departments in the past. Highlight your communication skills and ability to bridge gaps between technical and non-technical stakeholders, which is crucial for success at Checkout.com.
