At a Glance
- Tasks: Support risk management and assurance framework, ensuring timely resolution of risk issues.
- Company: Charles Street Finance, a growing secured lender with a customer-first approach.
- Benefits: 26 days holiday, health cash plan, private medical insurance, and gym access.
- Other info: Diverse and inclusive workplace with opportunities for personal and professional growth.
- Why this job: Join a dynamic team and make a real impact on risk management in finance.
- Qualifications: Strong background in operational risk, excellent analytical skills, and effective communication.
The predicted salary is between 50000 - 60000 € per year.
Company Description
Charles Street Finance ("CSF") is a specialist secured lender based in Cheadle, South Manchester. Established in 1983, we're a small team but have doubled the size of the loan book over 2 years such that we are seeking to grow and enhance the existing personnel in key areas to further facilitate our ambitions. We are all about a common-sense proposition built around attention to detail and speed of response whilst always putting the customer at the heart of everything we do. A can-do approach fuels our speed of response from enquiry through to payment. Honesty and integrity are fundamental principles across the customer journey and the many long-standing relationships we have cultivated are testament to our service levels and reliability.
Benefits
- 26 days holiday, and a day off for your birthday (increasing with service to 30 days), plus bank holidays
- Free access to company holiday homes
- Buy & sell holidays
- Discretionary annual bonus plus an additional Shared Reward Bonus
- Matched pension contribution
- Health cash plan plus Private medical insurance
- Life assurance and Critical illness cover
- Travel season ticket loans and Ride to work scheme
- Free local gym access
- Local bar /restaurant discounts
Job Description
As a Risk and Assurance Manager, you will support the Business Assurance Director in delivering a robust risk and assurance framework. You'll play a hands-on role in risk management, incident management, data quality and assurance activity. You will have the responsibility for identifying, assessing, and ensuring timely resolution of risk issues, including direct intervention if required. The business is responsible for managing their own risks, but you will provide targeted support where necessary.
- Contribute towards the ongoing development of the risk management framework, including the maintenance and periodic review of policies, procedures and process maps
- Challenge and support risk owners to identify, assess and manage risks well, ensuring risks and controls are clearly documented on Risk and Control self-assessments
- Deliver assurance reviews to test adherence to procedures and the effectiveness of key controls, identify exceptions and monitor suitable fixes
- Lead incident management: capture events, identify root causes, track corrective actions and report trends to management
- Perform focused data quality checks to identify and remediate issues across lending, servicing and operational datasets
- Help prepare clear, insightful risk and assurance reporting for management and governance forums, including dashboards, control updates and key risk indicators
- Summarise findings / lessons learned and input into feedback sessions
- Promote a proactive and transparent risk culture whilst promoting continuous improvement
Qualifications
Essential- Strong background in operational risk / assurance / audit
- Experience identifying risks and controls, completing control testing, updating RCSA's, managing incidents and documenting procedures
- Ability to influence, challenge and communicate effectively at all levels, including senior stakeholders
- Good analytical skills with the ability to interpret data and produce meaningful insights
- Highly organised, detail-oriented and comfortable managing multiple priorities
- Understanding of mortgage lending and asset-backed securitisation
- Relevant professional qualifications
- Knowledge of credit risk processes, underwriting, collections and portfolio monitoring
Additional Information
Charles Street embraces diversity and inclusion, and are proud to be an equal opportunity workplace. If you feel you're going to benefit from any support or reasonable adjustments during any stage of the recruitment process, please don't hesitate to let us know when completing your application. This information will be picked up by our team, so we can try and put steps in place to help you be at your best through this process.
Please note that all successful applicants will undergo relevant employment reference, financial and criminal record checks.
Risk and Assurance Manager in Cheadle Hulme employer: Charles Street Finance
At Charles Street Finance, we pride ourselves on being an excellent employer, offering a supportive and dynamic work environment in Cheadle, South Manchester. Our commitment to employee well-being is reflected in our generous benefits package, including 26 days of holiday plus your birthday off, private medical insurance, and opportunities for professional growth within a close-knit team. Join us to be part of a culture that values integrity, customer focus, and continuous improvement, where your contributions directly impact our success and the satisfaction of our clients.
StudySmarter Expert Advice🤫
We think this is how you could land Risk and Assurance Manager in Cheadle Hulme
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by researching the company and its culture. Understand their values and how they align with your own. This will help you show that you're not just a fit for the role, but for the team too!
✨Tip Number 3
Practice your responses to common interview questions, especially those related to risk management and assurance. Use the STAR method (Situation, Task, Action, Result) to structure your answers and showcase your experience effectively.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re genuinely interested in joining our team at Charles Street Finance.
We think you need these skills to ace Risk and Assurance Manager in Cheadle Hulme
Some tips for your application 🫡
Tailor Your CV:Make sure your CV speaks directly to the Risk and Assurance Manager role. Highlight your experience in operational risk, assurance, and audit, and don’t forget to showcase your analytical skills. We want to see how you can bring value to our team!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're the perfect fit for CSF. Mention specific experiences that relate to risk management and how you embody our values of honesty and integrity. Let us know why you’re excited about this opportunity!
Showcase Your Achievements:When detailing your past roles, focus on your achievements rather than just responsibilities. Use metrics where possible to demonstrate your impact, like how you improved risk assessment processes or enhanced data quality. We love numbers that tell a story!
Apply Through Our Website:We encourage you to apply through our website for a smoother application process. It’s the best way for us to receive your application and ensures you don’t miss out on any important updates. Plus, we can’t wait to hear from you!
How to prepare for a job interview at Charles Street Finance
✨Know Your Risk Management Framework
Before the interview, make sure you understand the key components of a risk management framework. Familiarise yourself with how Charles Street Finance approaches risk and assurance, and be ready to discuss how your experience aligns with their methods.
✨Prepare Real-Life Examples
Think of specific instances where you've identified risks, managed incidents, or improved processes in your previous roles. Be prepared to share these examples during the interview to demonstrate your hands-on experience and problem-solving skills.
✨Showcase Your Analytical Skills
Since the role requires strong analytical abilities, brush up on how to interpret data and produce insights. You might be asked to analyse a scenario or dataset, so practice explaining your thought process clearly and concisely.
✨Emphasise Communication and Influence
The ability to communicate effectively with senior stakeholders is crucial. Prepare to discuss how you've influenced decisions or challenged risk owners in the past. Highlight your interpersonal skills and how they can contribute to fostering a proactive risk culture at Charles Street Finance.
