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- Tasks: Lead stress testing and capital forecasting for a major UK retail bank.
- Company: Join a Tier-1 banking group with a strong reputation.
- Benefits: Enjoy hybrid working, competitive salary, bonuses, and private healthcare.
- Why this job: Make impactful decisions in a senior role with real influence.
- Qualifications: Experience in credit risk, impairment, or capital management is essential.
- Other info: Great career progression opportunities in a dynamic banking environment.
The predicted salary is between 48000 - 72000 £ per year.
Senior Regulatory Reporting Manager – Impairment, Capital & Stress Testing
Location: Edinburgh (Hybrid – 3 days in office)
Major UK retail bank (part of a Tier-1 banking group)
Are you a senior credit risk professional who enjoys turning complex risk numbers into clear insight and real decisions? Our client is hiring a Senior Regulatory Reporting Manager to play a key role in how a major UK retail bank forecasts, explains and manages its credit risk, impairments and capital position — working closely with Group Risk colleagues in a Tier-1 banking environment. This is a senior, hands-on risk role with real visibility, influence and scope to shape how things are done.
What you’ll be doing:
- Owning impairment and capital forecasting (IFRS9 & RWAs)
- Leading stress testing activity for internal planning and regulatory submissions
- Analysing portfolio performance and drivers — explaining why numbers move
- Challenging model outputs and assumptions (rather than building models day-to-day)
- Presenting clear, confident insights to senior risk and business stakeholders
- Leading improvement projects across impairment, capital and risk analytics
- Acting as a key interface between the retail bank and Group Risk teams
What we’re looking for:
- You’ll likely come from a banking or consulting background, with experience across:
- Credit risk, impairment or capital management
- Stress testing and/or RWA calculations
- Working in highly regulated environments
- Translating complex analysis into practical, senior-level insight
You don’t need to tick every box, but experience with IFRS9, CRD IV, retail credit portfolios, and tools such as SQL, SAS or Python would be a strong plus.
Why this role stands out:
- Senior role with real influence, not just reporting
- Strong exposure to Group-level risk decision-making
- Hybrid working with a stable Edinburgh base
- Excellent long-term career progression within a major UK bank
- Competitive salary, bonus, pension and private healthcare
Contact me for further information on either scott.maxwell@changerecruitmentgroup.com or 07974065745. Alternatively apply online for a quick turnaround.
Senior Manager - Stress Testing employer: Change Recruitment
Contact Detail:
Change Recruitment Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Manager - Stress Testing
✨Tip Number 1
Network like a pro! Reach out to your connections in the banking sector, especially those who work in credit risk or regulatory reporting. A friendly chat can lead to insider info about job openings and even referrals.
✨Tip Number 2
Prepare for interviews by brushing up on your knowledge of IFRS9 and stress testing. Be ready to discuss how you've turned complex data into actionable insights. We want to see you shine when it comes to explaining your thought process!
✨Tip Number 3
Showcase your analytical skills! Bring examples of how you've challenged model outputs or led improvement projects in your previous roles. This will demonstrate your hands-on experience and ability to influence decision-making.
✨Tip Number 4
Don’t forget to apply through our website! It’s the quickest way to get your application noticed. Plus, we love seeing candidates who take the initiative to connect directly with us.
We think you need these skills to ace Senior Manager - Stress Testing
Some tips for your application 🫡
Tailor Your CV: Make sure your CV speaks directly to the role of Senior Regulatory Reporting Manager. Highlight your experience in credit risk, impairment, and capital management, and don’t forget to mention any relevant tools like SQL or Python.
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you’re the perfect fit for this role. Share specific examples of how you've turned complex risk numbers into clear insights and decisions in your previous roles.
Showcase Your Analytical Skills: In your application, emphasise your ability to analyse portfolio performance and challenge model outputs. We want to see how you’ve used your analytical skills to drive improvements in risk analytics and reporting.
Apply Through Our Website: For a quick turnaround, make sure to apply through our website. It’s the best way to ensure your application gets the attention it deserves, and we can’t wait to see what you bring to the table!
How to prepare for a job interview at Change Recruitment
✨Know Your Numbers
As a Senior Regulatory Reporting Manager, you'll need to be comfortable with complex risk numbers. Brush up on IFRS9 and RWA calculations before the interview. Be ready to discuss how you've used these in past roles and how they impact credit risk management.
✨Showcase Your Insights
Prepare to explain how you've turned complex analyses into actionable insights for senior stakeholders. Think of specific examples where your insights led to real decisions or improvements in processes. This will demonstrate your ability to communicate effectively in a senior role.
✨Understand the Regulatory Landscape
Familiarise yourself with the regulatory environment, especially CRD IV and its implications for capital management. Being able to discuss current trends and challenges in regulatory reporting will show that you're not just knowledgeable but also proactive about industry changes.
✨Engage with Improvement Projects
Be prepared to talk about any improvement projects you've led or been involved in, particularly those related to impairment and capital analytics. Highlight your role in these projects and the outcomes achieved, as this will showcase your leadership skills and ability to drive change.
