At a Glance
- Tasks: Lead impairment and capital forecasting, stress testing, and provide insights to senior stakeholders.
- Company: Major UK retail bank within a Tier-1 banking group.
- Benefits: Competitive salary, bonus, pension, private healthcare, and hybrid working.
- Why this job: Shape credit risk management and influence key decisions in a dynamic banking environment.
- Qualifications: Experience in credit risk, impairment, capital management, and regulatory environments.
- Other info: Excellent career progression opportunities and a stable base in Edinburgh.
The predicted salary is between 36000 - 60000 £ per year.
Edinburgh (Hybrid – 3 days in office)
Major UK retail bank (part of a Tier-1 banking group)
Are you a senior credit risk professional who enjoys turning complex risk numbers into clear insight and real decisions? Our client is hiring a Senior Regulatory Reporting Manager to play a key role in how a major UK retail bank forecasts, explains and manages its credit risk, impairments and capital position — working closely with Group Risk colleagues in a Tier-1 banking environment. This is a senior, hands-on risk role with real visibility, influence and scope to shape how things are done.
What you’ll be doing:
- Owning impairment and capital forecasting (IFRS9 & RWAs)
- Leading stress testing activity for internal planning and regulatory submissions
- Analysing portfolio performance and drivers — explaining why numbers move
- Challenging model outputs and assumptions (rather than building models day-to-day)
- Presenting clear, confident insights to senior risk and business stakeholders
- Leading improvement projects across impairment, capital and risk analytics
- Acting as a key interface between the retail bank and Group Risk teams
What we’re looking for:
You’ll likely come from a banking or consulting background, with experience across:
- Credit risk, impairment or capital management
- Stress testing and/or RWA calculations
- Working in highly regulated environments
- Translating complex analysis into practical, senior-level insight
You don’t need to tick every box, but experience with IFRS9, CRD IV, retail credit portfolios, and tools such as SQL, SAS or Python would be a strong plus.
Why this role stands out:
- Senior role with real influence, not just reporting
- Strong exposure to Group-level risk decision-making
- Hybrid working with a stable Edinburgh base
- Excellent long-term career progression within a major UK bank
- Competitive salary, bonus, pension and private healthcare
Contact me for further information on either or. Alternatively apply online for a quick turnaround.
Senior Manager - Regulatory Reporting employer: Change Recruitment
Contact Detail:
Change Recruitment Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Manager - Regulatory Reporting
✨Tip Number 1
Network like a pro! Reach out to your connections in the banking and consulting sectors. Attend industry events or webinars to meet potential employers and get your name out there. Remember, it’s all about who you know!
✨Tip Number 2
Prepare for those interviews by brushing up on your knowledge of IFRS9 and stress testing. Be ready to discuss how you've turned complex risk numbers into actionable insights. Show them you can not only analyse but also communicate effectively with senior stakeholders.
✨Tip Number 3
Don’t underestimate the power of follow-ups! After an interview, send a quick thank-you email to express your appreciation and reiterate your interest in the role. It keeps you fresh in their minds and shows your enthusiasm.
✨Tip Number 4
Apply through our website for a smoother process! We want to see your application and help you land that Senior Regulatory Reporting Manager role. Plus, it gives you a better chance to showcase your skills directly to us.
We think you need these skills to ace Senior Manager - Regulatory Reporting
Some tips for your application 🫡
Tailor Your CV: Make sure your CV speaks directly to the role of Senior Regulatory Reporting Manager. Highlight your experience in credit risk, impairment, and capital management, and don’t forget to mention any relevant tools like SQL or Python.
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain how your background aligns with the job description. Share specific examples of how you've turned complex risk numbers into clear insights in previous roles.
Showcase Your Analytical Skills: In your application, emphasise your ability to analyse portfolio performance and challenge model outputs. We want to see how you’ve made an impact in past positions by presenting insights to senior stakeholders.
Apply Through Our Website: For a quick turnaround, make sure to apply through our website. It’s the best way for us to receive your application and get you on the path to joining our team!
How to prepare for a job interview at Change Recruitment
✨Know Your Numbers
As a Senior Regulatory Reporting Manager, you'll need to demonstrate your understanding of credit risk and impairment metrics. Brush up on IFRS9 and RWA calculations, and be ready to discuss how these impact decision-making in a banking environment.
✨Showcase Your Analytical Skills
Prepare to explain complex analyses in simple terms. Think about examples where you've translated intricate data into actionable insights for senior stakeholders. This will show your ability to communicate effectively in a high-pressure environment.
✨Familiarise Yourself with the Regulatory Landscape
Since this role involves working in a highly regulated environment, make sure you understand the key regulations affecting the banking sector. Be prepared to discuss how you've navigated these in past roles and how they influence your approach to risk management.
✨Demonstrate Leadership and Influence
This position is all about having a real impact. Think of instances where you've led improvement projects or influenced decision-making processes. Highlight your experience in collaborating with cross-functional teams, especially in a Tier-1 banking context.