Find a job 
Featured Companies 
Featured Universities 
For Companies At a Glance
- Tasks: Assess and analyse credit loan applications, contribute to process improvements, and support team development.
- Company: Dynamic SME lender with a personalised approach to real estate finance.
- Benefits: Hybrid working, supportive team culture, and opportunities for career growth.
- Why this job: Join a fun, ambitious team and make a real impact in the finance sector.
- Qualifications: 5+ years in real estate finance underwriting and strong communication skills.
- Other info: Opportunity to build and lead a team as the business expands.
The predicted salary is between 36000 - 60000 £ per year.
London based – hybrid working
The Company
An established, successful, dynamic SME and Real Estate Finance lender who are about to embark on a substantial UK wide growth and expansion programme. By combining technology with some good common sense, they take a personalised approach to business lending. Their lending decisions are often bespoke and it’s this personal touch that makes them different. A small, ambitious team with diverse backgrounds working in a non-corporate, social environment. They support each other, learn from each other, and have a lot of fun along the way.
The Role
As a senior credit underwriter, you will be an integral part of the credit underwriting team and contribute to the credit philosophy of the business. You will be joining a growing team with an entrepreneurial, commercial mindset and make-work attitude. Initially you will predominantly cover Development Finance and Bridging lending; however, this will broaden into other real estate finance types over time. Successful applicants will be granted a sign-off mandate and be expected to contribute towards streamlining the end-to-end processing of credit decisioning and development of junior team members. As the business grows you will be given the opportunity to build and lead a team.
Key Responsibilities
- Assess and analyse credit loan applications for serviceability and affordability in line with the credit underwriting policy.
- Conduct second reviews of credit recommendations as part of our four-eye underwriting process.
- Accurately report findings from investigations into non-performing loans, providing feedback to the team and senior management.
- Play an active role in monthly credit committee meetings, articulating credit views to the wider business and executive committee.
- Contribute to process improvements, ensuring continuous evolution through the adoption of advanced technological solutions.
- Support day-to-day operations to maintain service level agreements (SLAs).
About You
- 5+ years real estate finance (including development finance) credit underwriting experience with lending mandate in a UK bank or lender.
- Self-motivated, able to work under pressure and driven to succeed.
- Strong communication skills both written and oral.
- Ability to analyse and dissect information and present results in a logical and understandable format for all stakeholders across the business.
- Growth mindset and ability to adapt to changing business requirements in a fast-paced business environment.
Senior Credit Underwriter - Real Estate Finance in London employer: Chamberlain Career Management
Contact Detail:
Chamberlain Career Management Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Credit Underwriter - Real Estate Finance in London
✨Tip Number 1
Network like a pro! Reach out to your connections in the real estate finance sector and let them know you're on the lookout for opportunities. You never know who might have the inside scoop on a role that’s perfect for you.
✨Tip Number 2
Prepare for those interviews by brushing up on your knowledge of credit underwriting policies and recent trends in real estate finance. We want you to walk in feeling confident and ready to impress with your insights!
✨Tip Number 3
Showcase your personality! In a small, ambitious team like this one, they’ll be looking for someone who fits in well. Be yourself and let your passion for the industry shine through during conversations.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re genuinely interested in being part of their dynamic team.
We think you need these skills to ace Senior Credit Underwriter - Real Estate Finance in London
Some tips for your application 🫡
Tailor Your CV: Make sure your CV reflects the skills and experience that match the Senior Credit Underwriter role. Highlight your real estate finance experience and any relevant lending mandates you've held. We want to see how you can bring your unique background to our dynamic team!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to tell us why you're passionate about real estate finance and how your entrepreneurial mindset aligns with our company culture. Keep it personal and engaging – we love a good story!
Showcase Your Communication Skills: As a senior credit underwriter, strong communication is key. In your application, demonstrate your ability to articulate complex information clearly. Whether it's in your CV or cover letter, make sure we can see your knack for presenting ideas logically and understandably.
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows us you’re keen on joining our ambitious team!
How to prepare for a job interview at Chamberlain Career Management
✨Know Your Numbers
As a Senior Credit Underwriter, you'll need to be comfortable with financial data. Brush up on your understanding of credit loan applications, serviceability, and affordability metrics. Be ready to discuss how you've assessed these in past roles.
✨Showcase Your Communication Skills
Strong communication is key in this role. Prepare examples of how you've articulated complex credit views to different stakeholders. Think about times when your communication made a difference in decision-making or team collaboration.
✨Emphasise Your Growth Mindset
This company values adaptability and a growth mindset. Be prepared to share instances where you've successfully navigated change or contributed to process improvements. Highlight your willingness to learn and evolve with the business.
✨Prepare for Team Dynamics
Since you'll be part of a small, ambitious team, think about how you can contribute to a positive team environment. Share experiences that demonstrate your ability to support and mentor junior team members, as well as how you thrive in a non-corporate setting.
