Credit Risk Analyst Apply now

Credit Risk Analyst

London Full-Time 36000 - 60000 £ / year (est.)
Apply now
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At a Glance

  • Tasks: Join our Credit Risk team to assess data, manage client accounts, and mitigate risks.
  • Company: CFP Energy Group is dedicated to fairness and respect in the workplace.
  • Benefits: Enjoy 25 days annual leave, hybrid work, and a comprehensive benefits package.
  • Why this job: Be part of a dynamic team that values initiative and offers growth opportunities.
  • Qualifications: Strong analytical skills, attention to detail, and ability to work under pressure required.
  • Other info: Flexible problem-solving approach and computer literacy are essential for success.

The predicted salary is between 36000 - 60000 £ per year.

As part of the Credit Risk team under the Executions and Solutions department, you will be involved in liaising with both internal account managers and account management coordinators, as well as external clients and prospect clients, third party intermediaries, credit rating agencies, credit insurance providers and credit insurance brokers regarding energy supply, contractual arrangements, credit management, as well as complementary services. There will be a focus on critically assessing data and contracts, commercial risk management, providing knowledge and expertise to internal

departments, ensuring key client accounts are closely managed and facilitating sustainable business growth., * Assisting the lead credit risk analyst in planning and timely management of credit requests from internal counterparties;

  • Completing accurate credit assessments based on both quantitative and qualitative data, submitting credit insurance requests, and undertaking periodic credit limit reviews;

  • Checking, monitoring and updating credit exposures and insurance cover levels.

  • Proactively identifying solutions to ensure appropriate credit risk mitigation, such as requesting alternative forms of collateral (i.e., third-party guarantees, bank guarantees, letters of credit, security deposits, escrow accounts);

  • Monitoring and managing the effective delivery of alternative forms of collateral, as well as updating and renewing these facilities as required;

  • Efficiently and effectively communicating credit decisions to internal counterparties, providing relevant feedback, and requesting the required information for reassessment;

  • Exploring, implementing, and reviewing credit decisions relating to renewals, site additions and payment term amendments;

  • Continuously monitoring the credit risk environment and macro-economic trends;

  • Mining and aggregating data and producing relevant reports for further analysis;

  • Undertaking various data entry, validation and administrative tasks;

  • Performing ad-hoc tasks in line with the team’s needs

  • Excellent verbal and written communication skills;

  • Strong technical background with excellent analytical and numerical skills and high attention to the detail;

  • Ability to read and understand financial data and perform financial analysis;

  • Self-starter who takes the initiative to expand upon tasks at hand, improve business processes and develop professionally;

  • Flexible approach to problem-solving and creative thinking to deliver actionable solutions;

  • A conscientious, responsible and intellectually curious individual who takes pride in their work;

  • Ability to work under pressure, comfortable working in a fast-paced, constantly evolving environment and able to quickly respond to changing business needs and demands;

  • Able to prioritise and manage your own workload with reduced supervision;

  • Computer literate with good knowledge of MS Office

  • Working with large data sets

25 days annual leave in addition to Bank holidays.

  • Hybrid working pattern; 3 days a week in the office and 2 days remote.

  • Company pension scheme.

  • Life and medical insurance, and eyecare scheme.

  • Employee Assistance Program.

  • Cycle to work scheme.

  • Family-friendly policies.

  • Recruit and Reward scheme.

  • Access to perk-box benefits package.

The CFP Energy Group is committed to ensuring equal opportunities, fairness of treatment, dignity and respect, and the elimination of all forms of discrimination in the workplace for all employees/contractors and job applicants.

CFP Energy (UK) Ltd

245 Hammersmith Road, London W6 8PW

Hybrid work

Full-time, 245 Hammersmith Road, London W6 8PW

Credit Risk Analyst employer: CFP Energy (UK) Ltd

At CFP Energy, we pride ourselves on being an exceptional employer, offering a dynamic work culture that fosters collaboration and innovation. Our Credit Risk Analyst role not only provides competitive benefits such as a hybrid working pattern, generous annual leave, and comprehensive health insurance, but also emphasizes professional growth through continuous learning and development opportunities. Located in the heart of London, our commitment to diversity and inclusion ensures a respectful and supportive environment where every employee can thrive.
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Contact Detail:

CFP Energy (UK) Ltd Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Credit Risk Analyst

✨Tip Number 1

Familiarize yourself with the energy sector and current macro-economic trends. Understanding the specific challenges and opportunities in this industry will help you engage more effectively during interviews and discussions.

✨Tip Number 2

Brush up on your analytical skills, especially in relation to financial data. Being able to demonstrate your ability to assess credit risks through quantitative and qualitative analysis will set you apart from other candidates.

✨Tip Number 3

Network with professionals in the credit risk and energy sectors. Attend industry events or join relevant online forums to connect with potential colleagues and gain insights into the role and company culture.

✨Tip Number 4

Prepare to discuss your problem-solving approach. Be ready to share examples of how you've creatively tackled challenges in previous roles, as this aligns with the flexible and proactive mindset we value at StudySmarter.

We think you need these skills to ace Credit Risk Analyst

Credit Risk Assessment
Data Analysis
Financial Analysis
Attention to Detail
Communication Skills
Problem-Solving Skills
Commercial Risk Management
Contractual Knowledge
Technical Aptitude
Ability to Work Under Pressure
Self-Starter
Flexibility in Problem-Solving
Time Management
Proficiency in MS Office
Experience with Large Data Sets

Some tips for your application 🫡

Understand the Role: Make sure to thoroughly read the job description for the Credit Risk Analyst position. Understand the key responsibilities and required skills, such as credit assessments, data analysis, and communication with internal and external stakeholders.

Tailor Your CV: Customize your CV to highlight relevant experience and skills that align with the job requirements. Emphasize your analytical abilities, experience with financial data, and any previous roles in credit risk management or related fields.

Craft a Strong Cover Letter: Write a compelling cover letter that showcases your enthusiasm for the role and the company. Mention specific experiences that demonstrate your problem-solving skills and ability to work under pressure, as well as your understanding of the credit risk environment.

Highlight Technical Skills: In your application, be sure to mention your proficiency with MS Office and any experience you have working with large data sets. This is crucial for the role, so provide examples of how you've used these skills in past positions.

How to prepare for a job interview at CFP Energy (UK) Ltd

✨Understand the Credit Risk Landscape

Familiarize yourself with the current credit risk environment and macro-economic trends. Be prepared to discuss how these factors can impact credit assessments and decision-making.

✨Showcase Your Analytical Skills

Highlight your ability to critically assess data and contracts. Prepare examples of how you've used quantitative and qualitative data in previous roles to make informed credit decisions.

✨Communicate Effectively

Demonstrate your excellent verbal and written communication skills. Practice explaining complex credit concepts in a clear and concise manner, as you will need to communicate decisions to internal stakeholders.

✨Be Proactive and Solution-Oriented

Emphasize your self-starter attitude and flexibility in problem-solving. Share instances where you've identified risks and proposed actionable solutions, particularly in managing credit exposures and collateral.

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