At a Glance
- Tasks: Lead risk assessment and approval for complex Structured Trade Finance transactions across global markets.
- Company: Join a leading Corporate & Investment Banking team with a focus on innovation.
- Benefits: Competitive salary, professional development, and opportunities to work internationally.
- Other info: Ideal for those seeking to influence senior stakeholders and drive commercial success.
- Why this job: Make impactful decisions in a dynamic environment while collaborating with top industry professionals.
- Qualifications: Experience in Structured Trade Finance and strong analytical skills required.
The predicted salary is between 50000 - 70000 £ per year.
About the job We are seeking a Senior Manager to join our Product Risk team within Corporate & Investment Banking.
The role is responsible for the independent underwriting, approval and ongoing monitoring of complex Structured Trade Finance transactions across EMEA, US and other international markets.
The successful candidate will act as a senior risk partner to the Structured Trade Finance business, providing independent credit judgement, transaction structuring challenge and portfolio oversight across a broad range of self-liquidating and asset-backed financing solutions.
Key Responsibilities Independently assess and approve Structured Trade Finance transactions, including prepayment finance, borrowing base facilities, inventory finance, insurance-backed trade receivable purchases, factoring and other structured working capital solutions.
Evaluate obligor, transaction, collateral, performance and country risks, determining appropriate risk appetite, ratings and transaction conditions.
Challenge transaction structures, collateral arrangements, cash flow mechanics, insurance coverage, security packages and legal documentation.
Prepare recommendations for transactions requiring higher approval.
Monitor the Structured Trade Finance portfolio, identifying emerging risks, collateral performance, sector concentrations and early warning indicators.
Partner with Origination, Structuring, Legal and Distribution teams to develop commercially sound financing solutions while maintaining prudent risk standards.
Contribute to product policies, underwriting standards and governance for Structured Trade Finance.
Present and defend recommendations before credit committees and senior management.
Experience & Knowledge Required Extensive experience (Less than 7 years of experience can be considered for Manager position) in Structured Trade Finance, Commodity Trade Finance, Structured Working Capital or Credit Risk.
Deep understanding of products including: Prepayment and Pre-export Finance (PXF).
Borrowing Base Facilities.
Inventory Finance.
Trade Receivable Purchase Programmes.
Factoring and Receivables Finance.
Insurance-backed Trade Finance.
Transactional Security Structures.
Strong knowledge of collateral management, security perfection, cash flow waterfalls and operational risk mitigants.
Experience underwriting complex cross-border transactions under delegated credit authority.
Knowledge of commodity markets, structured collateral arrangements and trade credit insurance would be advantageous.
Experience presenting transactions to senior credit committees.
Qualifications University degree in Finance, Economics, Engineering, Law or related discipline.
CFA, FRM or equivalent professional qualification is desirable.
Fluent spoken and written English.
Competencies Excellent credit judgement and analytical capability.
Strong structuring and documentation skills.
Ability to influence senior stakeholders through constructive challenge.
Commercial mindset balanced with sound risk discipline.
Strong communication and presentation skills.
Collaborative approach within an international environment.
Please note that priority will be given to candidates who are eligible to work in the UK.
Skills Client Orientation Empathy Ethics Innovation Proactive Thinking #J-18808-Ljbffr
Senior Manager/Manager - Structured Trade Finance Product Risk in London employer: CFA Institute
M&G plc is an exceptional employer that prioritises employee wellbeing and professional growth, offering a comprehensive benefits package including an 18% pension scheme, generous annual leave, and robust family support policies. Our inclusive work culture fosters collaboration and innovation, ensuring that every team member can thrive while contributing to our mission of providing confidence in financial solutions. Located in a vibrant area, we embrace flexible working arrangements to support a healthy work-life balance.
