At a Glance
- Tasks: Manage and analyse infrastructure and energy debt investments while conducting credit risk assessments.
- Company: Dynamic financial services firm based in London with a focus on innovation.
- Benefits: Competitive salary of £55,000 per annum and opportunities for professional growth.
- Other info: Collaborative environment with opportunities to guide junior colleagues and engage with clients.
- Why this job: Join a leading firm and make an impact in the financial sector with your expertise.
- Qualifications: Experience in credit risk and asset management, with strong analytical skills.
The predicted salary is between 54000 - 66000 £ per year.
PERMANENT| 55,000.00PER ANNUMRECRUITER: | Simon Blau Senior Associate London Permanent 55,000 cer Financial are working alongside a financial services firm, who are based in London.
They are seeking a Senior Associate to work with them on a permanent basis.
Responsibilities: Monitor and manage a portfolio of infrastructure and energy debt investments.
Conduct regular credit risk analysis, including financial, operational, regulatory, market, and country risk assessments.
Prepare annual credit reviews, waiver requests, amendments, and internal credit papers.
Update and review financial and cash flow models, including downside and stress-testing scenarios.
Assign and maintain internal credit ratings.
Monitor loan covenants, conditions, and key deadlines, ensuring accurate record keeping.
Analyse borrower reports, drawdown requests, and financial, legal, and technical documentation.
Negotiate waivers, restructurings, early repayments, and amendments with borrowers, agents, and legal advisers.
Attend borrower meetings and site visits when required.
Maintain complete and compliant electronic credit files.
Produce portfolio reports, watchlists, and reporting for clients, auditors, and senior management.
Collaborate with internal teams and provide guidance to junior colleagues.
Support new business development, proposals, presentations, and onboarding of new client portfolios.
Ensure compliance with client requirements and regulatory standards.
The successful candidate will have: Proven experience in credit risk, asset management, or project finance.
Strong background in infrastructure and/or energy project finance.
Experience monitoring and managing loan portfolios.
Experience in client-facing environments and presenting to senior stakeholders or credit committees.
Strong understanding of project finance and corporate finance.
Excellent credit analysis and risk assessment skills.
Ability to analyse complex financial models and financing structures.
Experience reviewing legal and loan documentation.
Strong Excel, Word, and Power Point skills.
Excellent report writing and documentation skills.
Bachelor's degree (preferably with honours) in a relevant subject.
Postgraduate qualification is desirable.
Professional banking or finance qualifications.
Senior Associate in London employer: cer Financial
As a leading tax, accountancy and business advisory firm based in London, we pride ourselves on fostering a dynamic work culture that prioritises employee growth and development. Our commitment to excellence is reflected in our supportive environment, where you will have the opportunity to manage high-net-worth clients while mentoring junior team members, ensuring both personal and professional advancement. With competitive salaries and a focus on work-life balance, we offer a rewarding career path for those looking to make a meaningful impact in the field of taxation.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Associate in London
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like cer Financial. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Senior Associate in London
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to cer Financial.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on cer Financial's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at cer Financial
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with cer Financial.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at cer Financial will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former cer Financial employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
