At a Glance
- Tasks: Conduct credit analysis, assess risks, and manage client relationships in a dynamic banking environment.
- Company: Join a warm, service-led international bank in the heart of London.
- Benefits: Competitive salary of £55k plus discretionary bonuses and career growth opportunities.
- Other info: Enjoy a collaborative office culture with a focus on professional development.
- Why this job: Make an impact by shaping lending decisions and working with diverse clients.
- Qualifications: 3-5 years in credit and marketing, with strong analytical skills and real estate finance knowledge.
The predicted salary is between 49500 - 60500 £ per year.
PERMANENT
| 55,000.00
None
RECRUITER
- | Simon Blau
- Credit and Marketing Officer (Credit Analyst with some Corporate Banking experience)
- London
- Permanent
- 5 days in the Office
55k + Discretionary bonus cer Financial are working alongside an warm service led international bank, who are based in the city.
They are seeking a Credit & Marketing Officer to work with them on a permanant basis.
Responsibilities
- Conduct detailed credit analysis and assess risks across an allocated client portfolio.
- Prepare credit appraisals for new lending applications and credit limit reviews.
- Recommend lending amounts, pricing, terms and conditions for credit committee approval.
- Review loan and security documentation to ensure compliance with approval terms.
- Liaise with agent banks, lawyers and other parties during due diligence.
- Manage client relationships and monitor financial performance and credit risks.
- Conduct annual credit reviews, assign risk ratings and monitor covenant compliance.
- Prepare monthly credit reports and financial returns for senior management and regulators.
The candidate
- 3–5 years’ experience in credit, marketing and property lending.
- Strong analytical skills and financial analysis experience.
- Knowledge of real estate finance and property lending.
- Understanding of invoice financing, trade finance and loan discounting.
- Experience preparing credit appraisals and assessing lending risks.
- Knowledge of loan and security documentation is desirable.
Credit and Marketing Officer (Credit Analyst with some Corporate Banking experience) in London employer: CER Financial
As a Compliance Monitoring Consultant at our esteemed bank in the City of London, you will thrive in a dynamic work culture that prioritises integrity and compliance excellence. We offer competitive benefits, including professional development opportunities and a supportive environment that encourages growth and innovation. Join us to be part of a team that values your contributions and fosters a sense of purpose in ensuring regulatory adherence and financial security.
StudySmarter Expert Advice🤫
We think this is how you could land Credit and Marketing Officer (Credit Analyst with some Corporate Banking experience) in London
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like CER Financial. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Credit and Marketing Officer (Credit Analyst with some Corporate Banking experience) in London
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to CER Financial.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on CER Financial's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at CER Financial
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with CER Financial.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at CER Financial will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former CER Financial employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
