At a Glance
- Tasks: Review and assess credit applications for buy-to-let and commercial properties.
- Company: Join a leading international bank based in London.
- Benefits: Competitive salary of up to £60,000 per annum and permanent position.
- Other info: Dynamic work environment with opportunities for professional growth.
- Why this job: Make an impact in the real estate sector while developing your financial expertise.
- Qualifications: 3+ years in commercial risk management and strong financial analysis skills.
The predicted salary is between 60000 - 60000 £ per year.
PERMANENT| 60,000.00PER ANNUMRECRUITER: | Simon Blau Credit Analyst – Real Estate Focused Bank London International Bank Permanent Up to 60k5 days in the officecer Financial are working alongside an international bank, who are based in London.
They are seeking a Credit Analyst to work with them on a permanent basis.
Responsibilities: Review and assess buy-to-let and commercial property credit applications.
Ensure proposals comply with bank policies, credit standards and regulations.
Raise and resolve credit queries with Relationship Managers within agreed timelines.
Identify credit/process gaps and ensure complete documentation.
Monitor existing loan portfolios and review portfolio performance.
Prepare credit, committee and annual review reports.
Maintain accurate credit records and electronic files.
Liaise with Credit Administration, Finance, Compliance and Audit.
Keep up to date with bank processes, systems and regulatory changes.
Support ad-hoc credit projects as required.
The successful candidate:3+ years’ commercial risk management experience, including credit decision-making and sanctioning.
Experience in Relationship Management is preferred.
Strong academic and professional qualifications.
Good knowledge of the UK economy, BTL and commercial real estate markets.
Understanding of SME lending, Trade Finance and credit risk.
Strong financial analysis skills, including financial statements, projections and business models.
Knowledge of credit risks, mitigants and lending structures.
Understanding of BASEL, PRA and FCA requirements and policy compliance.
Strong Excel, spreadsheet and database skills.
Knowledge of SME/emerging markets and industry trends is desirable.
Corporate workout/restructuring experience is an advantage.
Credit Analyst – Real Estate Focused Bank employer: CER Financial
As a Compliance Monitoring Consultant at our esteemed bank in the City of London, you will thrive in a dynamic work culture that prioritises integrity and compliance excellence. We offer competitive benefits, including professional development opportunities and a supportive environment that encourages growth and innovation. Join us to be part of a team that values your contributions and fosters a sense of purpose in ensuring regulatory adherence and financial security.
