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- Tasks: Analyse credit risks for various finance projects and present findings to the credit committee.
- Company: Join a global financial institution in the heart of London, offering diverse financial services.
- Benefits: Enjoy a permanent role with opportunities for professional growth and development.
- Why this job: Be part of a dynamic team impacting major financial decisions in a fast-paced environment.
- Qualifications: Finance or Economics background with strong analytical skills and knowledge of project finance.
- Other info: Collaborate with a supportive team and gain exposure to high-level financial transactions.
The predicted salary is between 36000 - 60000 £ per year.
Location: City of London
Type: Permanent
cer Financial is working alongside a global financial institution, offering a wide range of services including advisory, investment banking, financing, corporate banking, and capital markets based in the City of London. They are seeking a Credit Analyst to work with them on a permanent basis. In this role, you will report to the Head of Credit Risk. You will provide risk analysis on project finance, corporate, acquisition finance (LBO), real estate finance, and any other structured finance activity originated within the Credit Risk London perimeter.
Responsibilities:
- Liaise with business lines and ensure that all requests are processed in a timely manner at the appropriate decision level.
- Check that each request is in line with the Bank’s relevant risk policy.
- Provide an independent and written credit analysis on each credit request.
- Present the Risk recommendation to the credit committee and/or delegation holder.
- Review and validate the internal ratings proposed by the business lines.
- Ensure that annual reviews and rating updates are done in a timely manner.
- Actively monitor the risk profile of the existing client portfolio.
- Report watch list counterparties either as part of the routine watch list reviews or by raising a specific credit alert.
- Provide back-up for other credit analysts of the London Credit Risk team.
- Assist in transversal tasks when necessary.
Qualifications:
- Finance and/or Economics background
- Strong financial analysis and modelling skills
- Detailed knowledge of the European project finance and LBO markets
- Ability to produce detailed and concise risk analysis
- Ability to assess, present and explain complex transactions and new activities to management
- Thorough understanding of typical legal documentation
Credit Analyst - Corporate and Asset Finance | London, UK employer: cer Financial
Contact Detail:
cer Financial Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Analyst - Corporate and Asset Finance | London, UK
✨Tip Number 1
Network with professionals in the finance sector, especially those working in credit risk or corporate finance. Attend industry events or webinars to connect with potential colleagues and learn more about the company culture at StudySmarter.
✨Tip Number 2
Familiarise yourself with the latest trends in project finance and LBO markets. Being well-versed in current market conditions will help you stand out during interviews and demonstrate your proactive approach to understanding the role.
✨Tip Number 3
Prepare to discuss specific examples of your financial analysis and modelling skills. Think of scenarios where you've successfully assessed risk or presented complex transactions, as these will be crucial in showcasing your fit for the role.
✨Tip Number 4
Research the legal documentation typically involved in credit analysis. Understanding these documents will not only enhance your knowledge but also show your commitment to excelling in the Credit Analyst position at StudySmarter.
We think you need these skills to ace Credit Analyst - Corporate and Asset Finance | London, UK
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in finance and credit analysis. Emphasise your financial modelling skills and any specific knowledge of project finance or LBO markets, as these are crucial for the role.
Craft a Strong Cover Letter: In your cover letter, explain why you are interested in the Credit Analyst position and how your background aligns with the responsibilities outlined in the job description. Be specific about your experience with risk analysis and presenting recommendations.
Showcase Analytical Skills: Provide examples in your application that demonstrate your ability to conduct detailed and concise risk analyses. Mention any tools or methodologies you have used in previous roles to assess financial risks.
Highlight Team Collaboration: Since the role involves liaising with business lines and providing backup for other analysts, mention any experiences where you successfully collaborated with teams or contributed to group projects in your application.
How to prepare for a job interview at cer Financial
✨Know Your Financial Analysis
Brush up on your financial analysis and modelling skills. Be prepared to discuss specific examples of how you've applied these skills in previous roles, especially in project finance or LBO transactions.
✨Understand the Risk Policies
Familiarise yourself with the bank's risk policies and be ready to explain how you would ensure compliance in your role. This shows that you understand the importance of risk management in credit analysis.
✨Prepare for Technical Questions
Expect technical questions related to credit analysis and structured finance. Practice explaining complex transactions clearly and concisely, as this will demonstrate your ability to communicate effectively with management.
✨Showcase Your Teamwork Skills
Since the role involves liaising with various business lines, be prepared to discuss your experience working in teams. Highlight instances where you've collaborated successfully to achieve a common goal.
