Credit Analyst - CER Financial
Credit Analyst - CER Financial

Credit Analyst - CER Financial

London Full-Time 68000 - 100000 £ / year (est.) No home office possible
C

At a Glance

  • Tasks: Conduct risk analysis on various financial entities and present findings to the credit committee.
  • Company: Join a leading global financial institution, part of Groupe BPCE, based in the City of London.
  • Benefits: Enjoy a competitive salary and the opportunity to work in a dynamic financial environment.
  • Why this job: Be part of a reputable firm, gain valuable experience, and contribute to impactful financial decisions.
  • Qualifications: Finance or Economics background with strong financial analysis skills and knowledge of the fund industry.
  • Other info: Opportunity for career growth and collaboration with experienced professionals in the finance sector.

The predicted salary is between 68000 - 100000 £ per year.

cer Financial are working alongside a leading global financial institution, part of Groupe BPCE, offering a wide range of services including advisory, investment banking, financing, corporate banking, and capital markets who are based in the City of London. They are seeking a Credit Analyst to work with them on a permanent basis.

In this role you will report to the Head of Credit Risk. You will provide risk analysis on Hedge funds, regulated and un-regulated funds, asset managers, private equity funds, pension funds and potentially banking institutions. Risk analysis includes but is not limited to financial and business risk analysis, rating proposals and written recommendations to the credit committee and/or the relevant delegation holder.

The responsibilities of a Credit Analyst will include:

  • Prepare and submit risk analysis for new credit requests or annual reviews of existing clients.
  • Propose internal ratings based on the risk analysis performed and ensure that the ratings are in line with the relevant rating methodology.
  • Check that each request is in line with the Bank’s relevant risk policy.
  • Ensure that the annual reviews and rating updates are done in a timely manner and per relevant standards set by the department.
  • Participate in due diligence meetings.
  • Present the Risk recommendation to the credit committee and/or delegation holder.
  • Provide Risk input to the legal documentation.
  • Actively monitor the risk profile of the existing client portfolio.
  • Ensure a smooth and timely processing of all credit requests.
  • Provide back-up for other credit analysts of the London Risk Department if and when necessary.
  • Assist in transversal tasks when necessary.

The successful Credit Analyst will have:

  • Finance and/or Economics background
  • Strong financial analysis and modelling skills
  • Good knowledge of the fund industry including the hedge fund industry.
  • Ability to produce detailed and concise risk analysis
  • Ability to assess, present and explain complex transactions and new activities to management
  • Ability to assess the key credit, market, legal and operational risks when dealing with funds / banks
  • Good knowledge of derivative products

Credit Analyst - CER Financial employer: cer Financial

At cer Financial, we pride ourselves on being an exceptional employer in the heart of the City of London, offering competitive salaries and a dynamic work environment that fosters professional growth. Our collaborative culture encourages innovation and provides ample opportunities for career advancement, while our commitment to employee well-being ensures a supportive atmosphere where your contributions are valued. Join us to be part of a leading global financial institution that not only prioritises excellence in credit analysis but also invests in the future of its employees.
C

Contact Detail:

cer Financial Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Credit Analyst - CER Financial

✨Tip Number 1

Network with professionals in the finance and credit analysis sectors. Attend industry events, webinars, or local meetups to connect with people who work at financial institutions similar to the one you're applying to. This can give you insights into the company culture and potentially lead to referrals.

✨Tip Number 2

Stay updated on current trends in the hedge fund and asset management industries. Follow relevant news sources and publications to understand the challenges and opportunities these sectors face. This knowledge will help you during interviews when discussing risk analysis and market conditions.

✨Tip Number 3

Prepare for technical interviews by practising your financial modelling and risk analysis skills. Use case studies or past credit requests to simulate the types of analyses you might be asked to perform. Being able to demonstrate your analytical abilities will set you apart from other candidates.

✨Tip Number 4

Familiarise yourself with the specific rating methodologies used by the institution you're applying to. Understanding their approach to risk assessment will allow you to tailor your discussions and show that you're aligned with their processes and standards.

We think you need these skills to ace Credit Analyst - CER Financial

Financial Analysis
Risk Assessment
Credit Risk Analysis
Financial Modelling
Knowledge of Hedge Funds
Understanding of Fund Industry
Ability to Present Complex Information
Attention to Detail
Knowledge of Derivative Products
Communication Skills
Analytical Skills
Time Management
Problem-Solving Skills
Regulatory Knowledge
Team Collaboration

Some tips for your application 🫡

Tailor Your CV: Make sure your CV highlights relevant experience in finance and economics, particularly any roles that involved financial analysis or risk assessment. Use specific examples to demonstrate your skills in analysing hedge funds and other financial institutions.

Craft a Strong Cover Letter: In your cover letter, express your enthusiasm for the role and the company. Discuss your understanding of the fund industry and how your background aligns with the responsibilities of a Credit Analyst. Be sure to mention your ability to produce detailed risk analyses.

Highlight Relevant Skills: Emphasise your strong financial modelling skills and your knowledge of derivative products. Provide examples of how you have successfully assessed credit, market, legal, and operational risks in previous roles.

Proofread Your Application: Before submitting your application, carefully proofread all documents for spelling and grammatical errors. A polished application reflects your attention to detail, which is crucial for a Credit Analyst role.

How to prepare for a job interview at cer Financial

✨Know Your Financial Analysis

Brush up on your financial analysis and modelling skills. Be prepared to discuss specific examples of how you've applied these skills in previous roles, especially in relation to hedge funds and asset management.

✨Understand the Fund Industry

Make sure you have a solid understanding of the fund industry, particularly hedge funds. Familiarise yourself with current trends and challenges in the market, as this knowledge will demonstrate your commitment and expertise.

✨Prepare for Risk Analysis Questions

Expect questions that assess your ability to perform risk analysis. Prepare to explain your approach to evaluating financial and business risks, and be ready to present a sample risk analysis if asked.

✨Practice Presenting Recommendations

Since you'll need to present risk recommendations to the credit committee, practice articulating your thought process clearly and concisely. Use examples from your past experiences to illustrate how you’ve successfully communicated complex information.

Credit Analyst - CER Financial
cer Financial
C
  • Credit Analyst - CER Financial

    London
    Full-Time
    68000 - 100000 £ / year (est.)

    Application deadline: 2027-03-31

  • C

    cer Financial

Similar positions in other companies
Europas größte Jobbörse für Gen-Z
discover-jobs-cta
Discover now
>