At a Glance
- Tasks: Drive commercial decisions using analytics, automation, and capital modelling.
- Company: Join Centrica, a family of brands revolutionising a greener future.
- Benefits: Hybrid working, competitive salary, and opportunities for professional growth.
- Other info: Dynamic role with the chance to influence strategy in a customer-focused environment.
- Why this job: Make a real impact on business decisions while developing your skills in data science.
- Qualifications: Experience in capital modelling and strong Python skills required.
The predicted salary is between 60000 - 75000 £ per year.
We are Centrica! We're so much more than an energy company. We're a family of brands revolutionising a cleaner, greener future. Working here is #MoreThanACareer - we're powered by purpose. Together we can make an impact that will truly change tomorrow. Whether you're developing cutting-edge green tech, helping customers on the front line or simplifying operations behind the scenes. Your work here isn't just a job - it's a mission. We all play a vital role in energising a greener, fairer future.
We're looking for a Senior Capital Analyst / Data Scientist who wants to move beyond regulatory reporting and use analytics, automation, and modelling to drive real commercial and underwriting decisions across a business serving ~10 million customers. You'll sit at the intersection of capital, underwriting, and data science shaping how the capital model is used, building intelligent workflows, and turning complex signals into actionable insight for senior leaders.
Location: We offer a hybrid approach, with home working alongside time in our Windsor or London offices for team collaboration.
What you'll be doing:
- Capital model development & use case expansion: Enhance and evolve the capital model. Proactively identify new business use cases for capital outputs and embed them across the organisation. Bring stakeholders with you, improving decision quality and model adoption.
- Automation & trusted workflows: Streamline and automate core processes - data ingestion, validation, run logging, results storage. Ensure outputs are reliable, reproducible, and ready for decision making at pace.
- Underwriting performance & actionable insight: Monitor underwriting performance and emerging trends (profitability, loss ratio drivers, etc.). Drive recommendations that influence pricing and underwriting decisions. Prioritise early trend detection over retrospective explanation.
- Best-in-class dashboards & visualisation: Build and own clear, interactive dashboards and 'what-if' tools. Make capital and underwriting insights easy to explore and hard to misinterpret using tools such as Plotly, Streamlit, or similar.
- Competitor & market intelligence (AI + analytics): Develop repeatable, AI-powered monitoring of competitor propositions, service levels, and customer sentiment (where appropriate). Deliver concise 'what changed / so what / now what' updates that inform commercial and underwriting strategy.
Here's who we're looking for:
- Experience in capital modelling (ideally within insurance), with the ability to translate outputs into business decisions.
- Strong understanding of underwriting and portfolio performance, including how to investigate trends and recommend actions.
- Advanced Python capability (pandas, automation mindset) with experience building tools and workflows.
- Strong data visualisation skills, with a focus on clarity, usability, and impact.
- Ability to influence and communicate with senior stakeholders, confidently presenting insights and recommendations.
- A proactive mindset - someone who can spot opportunities, not just problems.
Bonus experience:
- SQL (SQLite/Postgres).
- Experience using LLMs / AI workflows with appropriate controls and evaluation.
- Exposure to competitor intelligence or market analysis.
This role is ideal for you if you're looking to move beyond a purely technical or regulatory actuarial seat and into a position where your work genuinely influences business decisions. You'll have the opportunity to combine capital modelling with data science, automation, and commercial insight, giving you a far broader skillset than a traditional role. Rather than simply producing outputs, you'll own how those outputs are used - building tools, surfacing trends early, and shaping underwriting and pricing strategy in a visible way. If you enjoy working with data, creating intuitive solutions, and seeing your insights drive real action at scale, this role offers a unique platform to develop quickly while having meaningful impact across a large, customer-focused business.
Senior Capital & Underwriting Analyst - Windsor in Earlsfield employer: Centrica
At Centrica, we pride ourselves on being more than just an energy company; we are a family of brands dedicated to creating a cleaner, greener future. Our hybrid work model allows for flexibility while fostering collaboration in our Windsor and London offices, ensuring that every team member can contribute meaningfully to our mission. With a strong focus on employee growth, innovative projects, and a culture that values purpose-driven work, we empower our analysts to shape the future of capital and underwriting decisions, making this an exceptional place to advance your career.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Capital & Underwriting Analyst - Windsor in Earlsfield
✨Tip Number 1
Network like a pro! Reach out to people in the industry, especially those at Centrica. Use LinkedIn to connect and engage with them. A friendly chat can sometimes lead to opportunities that aren’t even advertised!
✨Tip Number 2
Prepare for interviews by understanding the company’s mission and values. Centrica is all about a greener future, so think about how your skills in capital modelling and data science can contribute to that vision. Show them you’re not just a fit for the role, but for the company culture too!
✨Tip Number 3
Practice your storytelling skills! When discussing your past experiences, frame them in a way that highlights your impact on business decisions. Use specific examples of how your insights led to actionable outcomes, especially in capital and underwriting contexts.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen. Plus, it shows you’re genuinely interested in being part of the Centrica family. Let’s make that impact together!
We think you need these skills to ace Senior Capital & Underwriting Analyst - Windsor in Earlsfield
Some tips for your application 🫡
Show Your Passion:When writing your application, let your enthusiasm for the role and our mission shine through. We want to see how you can contribute to a greener future and why you're excited about the opportunity to work with us.
Tailor Your CV:Make sure your CV is tailored to highlight your experience in capital modelling and data science. We’re looking for specific examples that demonstrate your skills and how they align with the responsibilities of the Senior Capital & Underwriting Analyst role.
Be Clear and Concise:Keep your application clear and to the point. Use straightforward language to explain your achievements and how they relate to the job. We appreciate clarity, especially when it comes to complex topics like data visualisation and analytics.
Apply Through Our Website:Don’t forget to apply through our website! It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows you’re serious about joining our team!
How to prepare for a job interview at Centrica
✨Know Your Capital Modelling Inside Out
Make sure you brush up on your capital modelling knowledge, especially within the insurance sector. Be ready to discuss how you've translated modelling outputs into actionable business decisions in the past. This will show that you understand the role's core requirements and can hit the ground running.
✨Show Off Your Data Visualisation Skills
Prepare to showcase your data visualisation abilities. Bring examples of dashboards or tools you've built, particularly using Plotly or Streamlit. Being able to explain how these tools have influenced decision-making will demonstrate your practical experience and impact.
✨Be Ready to Discuss Automation
Think about processes you've streamlined or automated in previous roles. Be prepared to share specific examples of how you've improved efficiency and reliability in data workflows. This will highlight your proactive mindset and ability to drive change.
✨Engage with Stakeholders
Practice articulating your insights and recommendations clearly and confidently. You might be asked how you've influenced senior stakeholders in the past, so have a few stories ready that illustrate your communication skills and ability to bring people along with you.
