At a Glance
- Tasks: Drive commercial decisions using analytics and capital modelling in a dynamic energy company.
- Company: Join a family of brands revolutionising energy for a greener future.
- Benefits: Flexible rewards, hybrid working, and support for your well-being.
- Other info: Opportunity to influence business decisions and grow your career in a supportive culture.
- Why this job: Make a real impact on sustainability while developing your skills in a collaborative environment.
- Qualifications: Experience in capital modelling, strong Python skills, and a proactive mindset.
The predicted salary is between 55000 - 65000 £ per year.
Join us, be part of more. We're so much more than an energy company. We're a family of brands revolutionising how we power the planet. We're energisers. One team of 21,000 colleagues that's energising a greener, fairer future by creating an energy system that doesn't rely on fossil fuels, whilst living our powerful commitment to igniting positive change in our communities. Here, you can find more purpose, more passion, and more potential. That's why working here is #MoreThanACareer. We do energy differently - we do it all. We make it, store it, move it, sell it, and mend it.
We're looking for a Senior Capital Analyst / Data Scientist who wants to move beyond regulatory reporting and use analytics, automation, and modelling to drive real commercial and underwriting decisions across a business serving ~10 million customers. You'll sit at the intersection of capital, underwriting, and data science shaping how the capital model is used, building intelligent workflows, and turning complex signals into actionable insight for senior leaders.
Location: We offer a hybrid approach, with home working alongside time in our Windsor or London offices for team collaboration.
What you'll be doing:
- Capital model development & use-case expansion
- Enhance and evolve the capital model.
- Proactively identify new business use cases for capital outputs and embed them across the organisation.
- Bring stakeholders with you, improving decision quality and model adoption.
- Automation & trusted workflows
- Streamline and automate core processes - data ingestion, validation, run logging, results storage.
- Ensure outputs are reliable, reproducible, and ready for decision-making at pace.
- Underwriting performance & actionable insight
- Monitor underwriting performance and emerging trends (profitability, loss ratio drivers, etc.).
- Drive recommendations that influence pricing and underwriting decisions.
- Prioritise early trend detection over retrospective explanation.
- Best-in-class dashboards & visualisation
- Build and own clear, interactive dashboards and "what-if" tools.
- Make capital and underwriting insights easy to explore and hard to misinterpret using tools such as Plotly, Streamlit, or similar.
- Competitor & market intelligence (AI + analytics)
- Develop repeatable, AI-powered monitoring of competitor propositions, service levels, and customer sentiment (where appropriate).
- Deliver concise "what changed / so what / now what" updates that inform commercial and underwriting strategy.
Here's who we're looking for:
- Experience in capital modelling (ideally within insurance), with the ability to translate outputs into business decisions.
- Strong understanding of underwriting and portfolio performance, including how to investigate trends and recommend actions.
- Advanced Python capability (pandas, automation mindset) with experience building tools and workflows.
- Strong data visualisation skills, with a focus on clarity, usability, and impact.
- Ability to influence and communicate with senior stakeholders, confidently presenting insights and recommendations.
- A proactive mindset - someone who can spot opportunities, not just problems.
- Bonus experience: SQL (SQLite/Postgres), Experience using LLMs / AI workflows with appropriate controls and evaluation, Exposure to competitor intelligence or market analysis.
This role is ideal for you if you're looking to move beyond a purely technical or regulatory actuarial seat and into a position where your work genuinely influences business decisions. You'll have the opportunity to combine capital modelling with data science, automation, and commercial insight, giving you a far broader skillset than a traditional role. Rather than simply producing outputs, you'll own how those outputs are used - building tools, surfacing trends early, and shaping underwriting and pricing strategy in a visible way. If you enjoy working with data, creating intuitive solutions, and seeing your insights drive real action at scale, this role offers a unique platform to develop quickly while having meaningful impact across a large, customer-focused business.
Why should you apply? We're not a perfect place - but we're a people place. Our priority is supporting all of the different realities our people face. Life is about so much more than work. We get it. That's why we've designed our total rewards to give you the flexibility to choose what you need, when you need it, making sure that you and your family are supported not only financially, but physically and emotionally too.
If you're full of energy, fired up about sustainability, and ready to craft not only a better tomorrow, but a better you, then come and find your purpose in a team where your voice matters, your growth is non-negotiable, and your ambitions are our priority.
Senior Capital & Underwriting Analyst in Bradford employer: Centrica - CHP
Join a forward-thinking energy company that prioritises not just innovation in sustainable practices but also the well-being and growth of its employees. With a hybrid working model based in Windsor or London, you'll enjoy a collaborative work culture that values your insights and encourages professional development, all while making a meaningful impact on the future of energy. Here, you can expect flexible rewards tailored to your needs, ensuring a supportive environment for both your personal and professional life.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Capital & Underwriting Analyst in Bradford
✨Tip Number 1
Network like a pro! Reach out to current employees on LinkedIn or at industry events. Ask them about their experiences and the company culture. This can give you insider info and might even lead to a referral!
✨Tip Number 2
Prepare for the interview by researching the company’s recent projects and initiatives. Show that you’re not just interested in the role, but also in how you can contribute to their mission of creating a greener future.
✨Tip Number 3
Practice your storytelling skills! Be ready to share specific examples of how your past experiences align with the job requirements. Use the STAR method (Situation, Task, Action, Result) to structure your answers.
✨Tip Number 4
Don’t forget to follow up after your interview! A simple thank-you email can go a long way. It shows your enthusiasm for the role and keeps you fresh in their minds as they make their decision.
We think you need these skills to ace Senior Capital & Underwriting Analyst in Bradford
Some tips for your application 🫡
Read the Job Description Carefully:Before you start your application, take a good look at the job description. Make sure you understand what we're looking for in a Senior Capital & Underwriting Analyst. This will help you tailor your application to highlight your relevant skills and experiences.
Showcase Your Skills:When writing your application, don’t just list your qualifications. Instead, demonstrate how your experience in capital modelling and data science can drive real commercial decisions. Use specific examples to show us how you've made an impact in previous roles.
Be Authentic:We want to get to know the real you! Don’t be afraid to let your personality shine through in your application. Share your passion for sustainability and how it aligns with our mission. This is your chance to show us why you're excited about this role.
Apply Through Our Website:Make sure to submit your application through our website. It’s the best way for us to receive your details and ensures you’re considered for the role. Plus, it gives you a chance to explore more about our company and culture while you’re at it!
How to prepare for a job interview at Centrica - CHP
✨Know Your Capital Models
Make sure you brush up on your knowledge of capital modelling, especially within the insurance sector. Be ready to discuss how you've translated model outputs into actionable business decisions in your previous roles.
✨Showcase Your Data Skills
Prepare to demonstrate your advanced Python capabilities and any experience with SQL. Bring examples of tools or workflows you've built that have streamlined processes or improved decision-making.
✨Visualisation is Key
Be ready to talk about your data visualisation skills. Have examples of dashboards or 'what-if' tools you've created that made complex data easy to understand for stakeholders. Clarity and usability should be your focus.
✨Engage with Stakeholders
Think about how you've influenced senior stakeholders in the past. Prepare to share specific instances where your insights led to significant changes in pricing or underwriting strategies. Communication is crucial!
