Head of Credit - Asset Finance / Business Finance in Manchester
Head of Credit - Asset Finance / Business Finance

Head of Credit - Asset Finance / Business Finance in Manchester

Manchester Full-Time 60000 - 80000 £ / year (est.) No home office possible
CBC Resourcing Solutions

At a Glance

  • Tasks: Lead and inspire a team of credit risk underwriters to drive business success.
  • Company: Established provider of specialist lending solutions for UK SMEs.
  • Benefits: Competitive salary, career development opportunities, and a supportive work environment.
  • Other info: Join a dynamic team focused on innovation and excellence in lending.
  • Why this job: Shape the future of credit risk in a growing company and make a real impact.
  • Qualifications: Proven experience in credit risk leadership and underwriting in relevant sectors.

The predicted salary is between 60000 - 80000 £ per year.

Our client is a well-established and well-backed provider of specialist lending solutions to the UK SME sector. As it embarks on further growth, it is keen to appoint a Head of Credit to drive the performance and behaviours of a team of credit risk underwriters.

Responsibilities include:

  • Recruit, manage and train a team of credit risk underwriters to manage the quality and quantity of new business that is submitted by the sales team and from introductory sources.
  • Personally assessing and underwriting new business applications within the sanctioning authority and making recommendations to the credit committee for transactions in excess of this.
  • Contributing to the company credit risk framework and credit appetite guide to ensure the quality and quantity of new business written.
  • Devising and delivering credit risk training to create a highly competent, well performing and motivated credit team.

The target candidate:

  • An experienced credit risk leader with proven management, coaching and development skills.
  • Experienced in credit risk underwriting in asset finance, invoice finance, commercial banking or another similar business lending environment.
  • Able to contribute to the ongoing credit risk strategy of the company.

If you are interested or just curious to know more please get in touch.

Head of Credit - Asset Finance / Business Finance in Manchester employer: CBC Resourcing Solutions

Our client is an exceptional employer, offering a dynamic work culture that fosters collaboration and innovation in the heart of the North West. With a strong commitment to employee development, they provide extensive training opportunities and a clear pathway for career progression, making it an ideal place for professionals looking to make a meaningful impact in the SME lending sector. The supportive environment encourages team members to thrive, ensuring that every contribution is valued and recognised.
CBC Resourcing Solutions

Contact Detail:

CBC Resourcing Solutions Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Head of Credit - Asset Finance / Business Finance in Manchester

✨Tip Number 1

Network like a pro! Reach out to your connections in the finance sector, especially those in asset and invoice finance. A friendly chat can lead to opportunities that aren’t even advertised yet.

✨Tip Number 2

Prepare for interviews by researching the company’s credit risk framework. Show them you’re not just a fit for the role but also passionate about their mission and values. We want to see that spark!

✨Tip Number 3

Practice your pitch! Be ready to discuss your experience in managing and training teams of credit risk underwriters. Highlight specific examples where you’ve driven performance and improved processes.

✨Tip Number 4

Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who take that extra step to connect with us directly.

We think you need these skills to ace Head of Credit - Asset Finance / Business Finance in Manchester

Credit Risk Underwriting
Team Management
Coaching Skills
Development Skills
Asset Finance
Invoice Finance
Commercial Banking
Credit Risk Strategy
Training Delivery
Performance Management
Analytical Skills
Decision-Making Skills
Communication Skills
Stakeholder Engagement

Some tips for your application 🫡

Tailor Your CV: Make sure your CV is tailored to the Head of Credit role. Highlight your experience in credit risk underwriting and any leadership roles you've held. We want to see how your skills align with what we're looking for!

Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're the perfect fit for the role and how you can contribute to our credit risk strategy. Keep it engaging and personal – we love a bit of personality!

Showcase Your Achievements: Don’t just list your responsibilities; showcase your achievements! Use specific examples of how you've improved processes or led successful teams in the past. We’re all about results, so let us know what you’ve accomplished!

Apply Through Our Website: We encourage you to apply through our website for a smoother application process. It helps us keep track of your application and ensures you don’t miss out on any important updates from us!

How to prepare for a job interview at CBC Resourcing Solutions

✨Know Your Credit Risk Stuff

Make sure you brush up on your knowledge of credit risk underwriting, especially in asset finance and commercial banking. Be ready to discuss specific examples from your past experience that showcase your expertise and how you've successfully managed credit risk.

✨Showcase Your Leadership Skills

As a Head of Credit, you'll need to demonstrate your management and coaching abilities. Prepare to share stories about how you've recruited, trained, and motivated teams in the past. Highlight any successful outcomes that resulted from your leadership.

✨Understand Their Business

Research the company and its position in the UK SME sector. Familiarise yourself with their credit risk framework and appetite. This will not only help you answer questions but also show your genuine interest in contributing to their growth.

✨Prepare for Scenario Questions

Expect to face scenario-based questions where you'll need to assess hypothetical credit applications. Practice articulating your thought process and decision-making criteria clearly, as this will demonstrate your analytical skills and ability to contribute to the credit committee.

Head of Credit - Asset Finance / Business Finance in Manchester
CBC Resourcing Solutions
Location: Manchester

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