At a Glance
- Tasks: Analyse financial data and support credit reviews for major clients.
- Company: Join a respected global financial services brand with a strong UK presence.
- Benefits: Competitive salary, training opportunities, and a supportive team environment.
- Other info: Great opportunity for growth and development in a dynamic financial setting.
- Why this job: Kickstart your career in finance while making a real impact on credit decisions.
- Qualifications: 2 years in credit risk or financial analysis; strong analytical skills required.
The predicted salary is between 30000 - 40000 £ per year.
Our client is the UK financial services arm of a blue chip, global business with a fantastic and well respected brand. They are looking for a junior credit risk/financial analyst to join their UK head office credit team based near Uttoxeter.
Key responsibilities:
- Managing the process of obtaining financial information for account reviews and new client reviews.
- Undertaking financial analysis and providing feedback for major credit line customers and supporting Sales in producing Applications for Facilities.
- Liaising with stakeholders across the wider business.
- Working with the Credit team to develop efficiencies.
- Developing data sets to illustrate benchmarks for performance, for different customer sectors, to support improved quality of analysis.
The successful candidate will have:
- Minimum 2 years experience working in credit risk or financial analysis in a commercial environment and a good understanding of financial statements.
- The ability to analyse financial statements, credit reports, and other data to evaluate creditworthiness (further training can be provided).
- An understanding of credit lines.
- The ability to identify early warning signs of credit deterioration and an understanding of adherence to legal, regulatory, and company policies in all lending activity.
Junior Credit Risk Analyst employer: CBC Resourcing Solutions
As a Junior Credit Risk Analyst at our client's UK head office near Uttoxeter, you will be part of a prestigious global financial services firm that values employee development and fosters a collaborative work culture. With access to ongoing training and opportunities for career advancement, you will thrive in an environment that encourages innovation and efficiency while working alongside experienced professionals dedicated to your growth. The company's strong brand reputation and commitment to excellence make it an exceptional place for meaningful and rewarding employment.
StudySmarter Expert Advice🤫
We think this is how you could land Junior Credit Risk Analyst
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by researching the company and its credit risk practices. Show them you’re not just another candidate; demonstrate your understanding of their business and how you can contribute to their success.
✨Tip Number 3
Practice your financial analysis skills! Brush up on analysing financial statements and credit reports. Being able to discuss these confidently will set you apart from the competition during interviews.
✨Tip Number 4
Don’t forget to apply through our website! We’ve got loads of resources to help you land that Junior Credit Risk Analyst role. Plus, it shows you’re serious about joining our team!
We think you need these skills to ace Junior Credit Risk Analyst
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Junior Credit Risk Analyst role. Highlight your experience in credit risk or financial analysis, and don’t forget to showcase your understanding of financial statements. We want to see how your skills match what we're looking for!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about credit risk analysis and how your background makes you a great fit for our team. Keep it concise but engaging – we love a good story!
Showcase Relevant Experience:When filling out your application, be sure to highlight any relevant experience you have, especially if it involves managing financial information or liaising with stakeholders. We’re keen on seeing how you can contribute to our credit team!
Apply Through Our Website:We encourage you to apply through our website for a smoother process. It helps us keep track of your application and ensures you don’t miss out on any important updates. Plus, it’s super easy!
How to prepare for a job interview at CBC Resourcing Solutions
✨Know Your Financial Stuff
Make sure you brush up on your understanding of financial statements and credit reports. Be ready to discuss how you've analysed these in the past, as this will show your potential employer that you can hit the ground running.
✨Showcase Your Analytical Skills
Prepare examples of how you've identified early warning signs of credit deterioration in previous roles. This will demonstrate your ability to evaluate creditworthiness effectively, which is crucial for the Junior Credit Risk Analyst position.
✨Familiarise Yourself with the Company
Research the company’s brand and its position in the financial services sector. Understanding their values and how they operate will help you tailor your responses and show that you're genuinely interested in being part of their team.
✨Prepare Questions for Them
Think of insightful questions to ask about the credit team’s processes or how they measure performance benchmarks. This not only shows your enthusiasm but also your willingness to engage and contribute to the team’s success.
