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- Tasks: Lead and inspire a team of credit risk underwriters to drive business performance.
- Company: Established provider of specialist lending solutions for UK SMEs.
- Benefits: Competitive salary, career development opportunities, and a supportive work environment.
- Other info: Join a growing company with a strong commitment to employee development.
- Why this job: Make a real impact in the financial sector while leading a dynamic team.
- Qualifications: Proven experience in credit risk management and team leadership.
The predicted salary is between 70000 - 90000 £ per year.
Our client is a well-established and well-backed provider of specialist lending solutions to the UK SME sector. As it embarks on further growth, it is keen to appoint a Head of Credit to drive the performance and behaviours of a team of credit risk underwriters.
Responsibilities include:
- Recruit, manage and train a team of credit risk underwriters to manage the quality and quantity of new business that is submitted by the sales team and from introductory sources.
- Personally assessing and underwriting new business applications within the sanctioning authority and making recommendations to the credit committee for transactions in excess of this.
- Contributing to the company credit risk framework and credit appetite guide to ensure the quality and quantity of new business written.
- Devising and delivering credit risk training to create a highly competent, well performing and motivated credit team.
The target candidate:
- An experienced credit risk leader with proven management, coaching and development skills.
- Experienced in credit risk underwriting in asset finance, invoice finance, commercial banking or another similar business lending environment.
- Able to contribute to the ongoing credit risk strategy of the company.
Head of Credit - Asset Finance / Business Finance employer: CBC Resourcing Solutions
Contact Detail:
CBC Resourcing Solutions Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Head of Credit - Asset Finance / Business Finance
✨Tip Number 1
Network like a pro! Reach out to your connections in the finance sector, especially those in credit risk. A friendly chat can lead to opportunities that aren’t even advertised yet.
✨Tip Number 2
Showcase your expertise! Prepare a portfolio or presentation that highlights your achievements in credit risk management. This will help you stand out during interviews and discussions.
✨Tip Number 3
Practice makes perfect! Conduct mock interviews with friends or mentors to refine your responses, especially around your leadership and underwriting experience. Confidence is key!
✨Tip Number 4
Don’t forget to apply through our website! We’ve got loads of resources to help you land that Head of Credit role. Plus, it shows you’re serious about joining our team.
We think you need these skills to ace Head of Credit - Asset Finance / Business Finance
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Head of Credit role. Highlight your experience in credit risk underwriting and management, and don’t forget to showcase any relevant achievements that align with the job description.
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you’re the perfect fit for the role. Mention your leadership skills and how you can contribute to the company’s credit risk strategy.
Showcase Your Team Management Skills: Since this role involves managing a team of credit risk underwriters, be sure to highlight your experience in recruiting, training, and developing teams. Share specific examples of how you've motivated your team in the past.
Apply Through Our Website: We encourage you to apply through our website for a smoother application process. It helps us keep track of your application and ensures you don’t miss out on any important updates!
How to prepare for a job interview at CBC Resourcing Solutions
✨Know Your Numbers
As a Head of Credit, you'll need to demonstrate your understanding of credit risk metrics and financial analysis. Brush up on key performance indicators relevant to asset finance and be ready to discuss how you've used data to drive decisions in previous roles.
✨Showcase Your Leadership Style
This role involves managing and training a team, so be prepared to talk about your leadership approach. Share specific examples of how you've successfully coached underwriters or improved team performance in the past. Highlight your ability to motivate and develop talent.
✨Understand the Company’s Credit Framework
Familiarise yourself with the company's credit risk framework and appetite. During the interview, express your thoughts on how you can contribute to refining these strategies. This shows that you're not just looking to fit in but also to enhance their existing processes.
✨Prepare for Scenario Questions
Expect scenario-based questions where you'll need to assess hypothetical credit applications. Practice articulating your thought process clearly and logically. This will help demonstrate your underwriting skills and decision-making abilities under pressure.