Credit Underwriter in Hampshire

Credit Underwriter in Hampshire

Hampshire Full-Time 46000 - 84000 £ / year (est.) No working from home possible
CBC Resourcing Solutions

At a Glance

  • Tasks: Assess and underwrite credit applications, preparing detailed credit papers for approval.
  • Company: Specialist bank with a focus on asset finance and growth opportunities.
  • Benefits: Competitive salary, fantastic bonuses, and comprehensive benefits package.
  • Other info: Exciting career progression in a dynamic banking environment.
  • Why this job: Join a growing team and make impactful decisions in the finance sector.
  • Qualifications: Experience in credit underwriting and strong analytical skills.

The predicted salary is between 46000 - 84000 £ per year.

Our client is a specialist bank providing lending across a range of assets and sectors. Due to growth, they are looking for a Senior Credit Underwriter to be responsible for underwriting credit applications with exposures up to £500,000.

Responsibilities will include:

  • Assessment and due diligence of proposals
  • Preparation of credit papers
  • Approval under personal discretion or presentation to the credit committee

In the first instance, please send your CV in confidence.

Credit Underwriter in Hampshire employer: CBC Resourcing Solutions

As a leading specialist bank in the heart of Reading, we pride ourselves on fostering a dynamic work culture that values collaboration and innovation. Our employees enjoy competitive salaries, exceptional bonuses, and comprehensive benefits, alongside ample opportunities for professional growth and development within the financial sector. Join us to be part of a supportive team that is committed to excellence and making a meaningful impact in asset finance.

CBC Resourcing Solutions

Contact Details:

CBC Resourcing Solutions Recruitment Team

StudySmarter Expert Advice🤫

We think this is how you could land Credit Underwriter in Hampshire

Tip Number 1

Network like a pro! Reach out to your connections in the finance sector, especially those who work in credit underwriting. A friendly chat can lead to insider info about job openings or even a referral.

Tip Number 2

Prepare for interviews by brushing up on your technical knowledge. Be ready to discuss your experience with credit applications and how you assess risk. We want you to shine when it comes to showcasing your skills!

Tip Number 3

Don’t just apply anywhere; focus on companies that align with your values and career goals. Use our website to find roles that excite you and match your expertise in asset finance.

Tip Number 4

Follow up after interviews! A quick thank-you email can set you apart from other candidates. It shows your enthusiasm for the role and keeps you fresh in their minds.

We think you need these skills to ace Credit Underwriter in Hampshire

Credit Underwriting
Assessment and Due Diligence
Preparation of Credit Papers
Approval Processes
Personal Discretion
Presentation Skills
Risk Assessment

Some tips for your application 🫡

Tailor Your CV:Make sure your CV is tailored to the Credit Underwriter role. Highlight relevant experience in underwriting and asset finance, and don’t forget to showcase any specific achievements that demonstrate your skills in assessing credit applications.

Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you’re the perfect fit for this role. Mention your experience with credit assessments and how you can contribute to the team’s success at our specialist bank.

Showcase Your Analytical Skills:As a Credit Underwriter, analytical skills are key. In your application, provide examples of how you've successfully assessed proposals and made informed decisions. This will show us you have what it takes to handle exposures up to £500,000.

Apply Through Our Website:We encourage you to apply through our website for a smoother process. It helps us keep track of your application and ensures you don’t miss out on any important updates from us!

How to prepare for a job interview at CBC Resourcing Solutions

Know Your Numbers

As a Credit Underwriter, you'll be dealing with significant financial figures. Brush up on your understanding of credit assessments and risk analysis. Be prepared to discuss how you evaluate proposals and make decisions based on financial data.

Showcase Your Experience

Highlight your previous experience in underwriting and any specific sectors you've worked in. Use examples from your past roles to demonstrate your ability to assess credit applications and prepare credit papers effectively.

Understand the Company

Research the specialist bank and its lending practices. Familiarise yourself with their asset finance offerings and the types of clients they serve. This knowledge will help you tailor your responses and show that you're genuinely interested in the role.

Prepare for Scenario Questions

Expect to face scenario-based questions during the interview. Think about how you would handle various underwriting situations, including high-risk applications. Practising these scenarios can help you articulate your thought process clearly.