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- Tasks: Evaluate and underwrite credit for various business channels, ensuring compliance and governance.
- Company: Join a respected and rapidly growing finance company in Manchester.
- Benefits: Enjoy a competitive salary up to £70,000 with attractive bonuses and hybrid work options.
- Why this job: Be part of a dynamic team that values expertise and offers opportunities for growth.
- Qualifications: Must have several years of experience in a risk-focused role within Asset Finance.
- Other info: Send your CV in confidence to kickstart your career!
The predicted salary is between 42000 - 84000 £ per year.
Credit Underwriter – Asset Finance Manchester – hybrid To £70,000 with very attractive bonus and benefits Our client is a highly respected and rapidly growing finance company who operate across a broad range of assets and due to growth are looking to recruit a Credit Underwriter. The successful candidate will be responsible for the expert evaluation and underwriting of all business channels, in line with agreed domestic and central risk policies, individual and domestic discretions. Responsible for maintaining and promoting good governance, credit processes and agreed service levels for all business origination, approvals, collateral, and restructuring. You will analyse credit data and financial statements to determine the degree of risk involved in extending credit in all business channels for predominantly mid-ticket transactions, as well as supporting sales-aid leasing/flow business where and when required. You will be responsible for generating and evaluating financial ratios and exercise a personal sanctioning authority. You will also maintain compliance with all leading industry guidelines. The successful candidate will have several years’ experience in a risk focused role within an Asset Finance background with a personal mandate. In the first instance please send your CV in confidence
Credit Underwriter employer: CBC Resourcing Solutions
Contact Detail:
CBC Resourcing Solutions Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Underwriter
✨Tip Number 1
Familiarise yourself with the latest trends in asset finance and credit underwriting. Understanding the current market dynamics will not only help you in interviews but also demonstrate your genuine interest in the role.
✨Tip Number 2
Network with professionals in the asset finance sector. Attend industry events or join relevant online forums to connect with others in the field. This can provide valuable insights and potentially lead to referrals.
✨Tip Number 3
Prepare for technical questions related to credit analysis and risk assessment. Brush up on financial ratios and underwriting processes, as these are likely to be key discussion points during your interview.
✨Tip Number 4
Showcase your experience with compliance and governance in your discussions. Highlighting your understanding of industry guidelines and your ability to maintain service levels will set you apart from other candidates.
We think you need these skills to ace Credit Underwriter
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in credit underwriting and asset finance. Use specific examples that demonstrate your ability to evaluate credit data and financial statements.
Craft a Strong Cover Letter: Write a cover letter that addresses the key responsibilities mentioned in the job description. Emphasise your experience with risk assessment and compliance with industry guidelines.
Highlight Relevant Skills: In your application, focus on skills such as analytical thinking, attention to detail, and your understanding of credit processes. Mention any personal sanctioning authority you have held in previous roles.
Proofread Your Application: Before submitting, carefully proofread your CV and cover letter for any errors or typos. A polished application reflects your professionalism and attention to detail.
How to prepare for a job interview at CBC Resourcing Solutions
✨Know Your Numbers
As a Credit Underwriter, you'll be dealing with financial data and credit analysis. Brush up on your understanding of financial statements, ratios, and risk assessment techniques. Be prepared to discuss how you evaluate creditworthiness and the methodologies you use.
✨Understand the Company’s Risk Policies
Familiarise yourself with the specific risk policies and governance structures of the finance company you're interviewing with. This will show that you are proactive and serious about aligning with their standards and practices.
✨Prepare Real-Life Examples
Think of specific instances from your past experience where you successfully evaluated credit risks or made significant underwriting decisions. Use the STAR method (Situation, Task, Action, Result) to structure your responses clearly.
✨Ask Insightful Questions
Prepare thoughtful questions about the company's approach to asset finance, their growth strategy, and how they handle compliance with industry guidelines. This demonstrates your interest in the role and helps you assess if the company is the right fit for you.
