At a Glance
- Tasks: Evaluate and approve credit proposals for structured finance deals.
- Company: Join a respected finance provider with exciting expansion plans.
- Benefits: Enjoy a competitive salary, bonus, and hybrid working options.
- Why this job: Be part of a dynamic team during a crucial growth phase.
- Qualifications: Experience in credit underwriting within Asset Finance is essential.
- Other info: Opportunity to work with personal credit underwriting mandate.
The predicted salary is between 46800 - 78000 £ per year.
Job Description
Credit Underwriter – Asset Finance
Reading (hybrid)
To £65,000 plus bonus and benefits
Our client is a very well respected and well established provider of finance. Due to exciting plans for expansion they are looking for a Credit Underwriter to join their team.
The successful candidate will evaluate, analyse, and approve credit proposals and revisions to underwrite structured finance deals and maintain the portfolio through a consistent level of credit risk assessment and ensure adherence to all policies and procedures.
You will approve and document deals with own personal credit underwriting mandate and utilise understanding of the Company’s financial statements, cashflows and assess affordability to assess whether new business proposals meet risk appetite.
It is essential that you have experience of credit underwriting within Asset Finance with your own personal mandate.
This is an exciting opportunity to join a dynamic company at a crucial period of growth.
In the first instance send your CV
Credit Underwriter employer: CBC Resourcing Solutions
Contact Detail:
CBC Resourcing Solutions Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Underwriter
✨Tip Number 1
Familiarise yourself with the latest trends in asset finance and credit underwriting. Understanding the current market conditions and regulatory changes can give you an edge during interviews, showing that you're proactive and knowledgeable.
✨Tip Number 2
Network with professionals in the finance industry, especially those who work in credit underwriting. Attend relevant events or join online forums to connect with potential colleagues and learn more about the company culture at StudySmarter.
✨Tip Number 3
Prepare to discuss specific examples from your previous experience where you've successfully assessed credit proposals. Highlighting your personal mandate and decision-making process will demonstrate your capability and confidence in this role.
✨Tip Number 4
Research StudySmarter's values and mission. Tailoring your conversation to align with our goals can help you stand out as a candidate who not only fits the role but also shares our vision for growth and excellence in the finance sector.
We think you need these skills to ace Credit Underwriter
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your experience in credit underwriting, particularly within Asset Finance. Use specific examples of your previous work that demonstrate your ability to evaluate and approve credit proposals.
Craft a Strong Cover Letter: Write a compelling cover letter that explains why you are interested in the Credit Underwriter position. Mention your understanding of financial statements and cash flows, and how your skills align with the company's risk appetite.
Highlight Relevant Experience: In your application, emphasise any previous roles where you had a personal credit underwriting mandate. Detail your achievements in managing credit risk and adhering to policies and procedures.
Proofread Your Application: Before submitting, carefully proofread your CV and cover letter for any errors or typos. A polished application reflects your attention to detail, which is crucial in the role of a Credit Underwriter.
How to prepare for a job interview at CBC Resourcing Solutions
✨Know Your Numbers
As a Credit Underwriter, you'll be dealing with financial statements and cash flows. Brush up on your financial analysis skills and be prepared to discuss how you assess affordability and risk appetite in previous roles.
✨Understand the Company’s Policies
Familiarise yourself with the company's underwriting policies and procedures. This will show that you're not only interested in the role but also committed to adhering to their standards and practices.
✨Prepare for Scenario Questions
Expect to be asked about specific scenarios where you had to make tough credit decisions. Prepare examples that highlight your analytical skills and decision-making process, showcasing your personal mandate experience.
✨Show Enthusiasm for Growth
The company is in a crucial period of growth, so express your excitement about being part of that journey. Discuss how your skills can contribute to their expansion plans and how you see yourself fitting into their dynamic team.