Credit Analyst

Credit Analyst

Temporary 36000 - 60000 £ / year (est.) No home office possible
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At a Glance

  • Tasks: Make credit decisions and build relationships with stakeholders in a dynamic finance environment.
  • Company: Join a leading UK financial services branch of a global blue chip company.
  • Benefits: Enjoy a 12-month contract with opportunities for professional growth and development.
  • Why this job: Be part of a collaborative team that values innovation and compliance in finance.
  • Qualifications: Experience in credit underwriting within asset finance is essential; strong organisational skills required.
  • Other info: This role is based near Slough, perfect for those seeking a vibrant work culture.

The predicted salary is between 36000 - 60000 £ per year.

Our client is the UK financial services arm of a global blue chip business. They are looking to appoint an experienced credit risk analyst to join their head office team based near Slough, initially on a 12 month contract.

The role is responsible for making sound credit decisions relating to small ticket/soft asset finance deals submitted by vendor partners.

Key responsibilities:

  • Make and facilitate decisions in response to credit requests concerning end-users, introducers, schemes and other counterparties
  • Develop effective, collaborative relationships with key stakeholders
  • Assist in the optimisation of processes, including auto decision tools
  • Assist in the development of effective and reliable reports in order to monitor the efficacy and efficiency of the team and monitor introducer and portfolio performance
  • Ensure all regulatory and compliance requirements are met
  • Engage directly with end-users, introducers and other counterparties as business requirements demand
  • Regularly review guidelines and policies to ensure they reflect developing stakeholder requirements

The successful candidate will have experience gained in a similar credit underwriting role, within the asset finance market. You will have strong organisational skills, the ability to work in an SLA driven environment with excellent attention to detail.

Credit Analyst employer: CBC Resourcing Solutions

As a leading player in the UK financial services sector, our client offers an exceptional work environment that fosters collaboration and innovation. Located near Slough, employees benefit from a supportive culture that prioritises professional growth and development, alongside competitive remuneration and benefits. Joining this team means being part of a global blue chip business that values its people and encourages meaningful contributions to the credit risk landscape.
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Contact Detail:

CBC Resourcing Solutions Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Credit Analyst

✨Tip Number 1

Familiarise yourself with the asset finance market and current trends. Understanding the nuances of small ticket/soft asset finance will help you speak confidently about the industry during interviews.

✨Tip Number 2

Network with professionals in the credit risk and asset finance sectors. Attend industry events or join relevant online forums to build connections that could lead to referrals or insider information about the role.

✨Tip Number 3

Prepare to discuss your experience with credit decision-making processes. Be ready to provide examples of how you've optimised processes or improved efficiency in previous roles, as this aligns closely with the responsibilities of the position.

✨Tip Number 4

Research the company’s compliance and regulatory requirements. Being knowledgeable about these aspects will demonstrate your commitment to meeting industry standards and can set you apart from other candidates.

We think you need these skills to ace Credit Analyst

Credit Risk Assessment
Financial Analysis
Attention to Detail
Stakeholder Management
Regulatory Compliance
Process Optimisation
Report Development
Decision-Making Skills
Communication Skills
Organisational Skills
SLA Management
Asset Finance Knowledge
Relationship Building
Problem-Solving Skills

Some tips for your application 🫡

Tailor Your CV: Make sure your CV highlights relevant experience in credit risk analysis and asset finance. Use specific examples that demonstrate your decision-making skills and attention to detail.

Craft a Compelling Cover Letter: Write a cover letter that addresses the key responsibilities mentioned in the job description. Explain how your previous roles have prepared you for making sound credit decisions and developing relationships with stakeholders.

Showcase Relevant Skills: Emphasise your organisational skills and ability to work in an SLA-driven environment. Mention any experience with compliance and regulatory requirements, as these are crucial for the role.

Proofread Your Application: Before submitting, carefully proofread your application for any spelling or grammatical errors. A polished application reflects your attention to detail, which is essential for a Credit Analyst.

How to prepare for a job interview at CBC Resourcing Solutions

✨Know Your Credit Fundamentals

Brush up on your knowledge of credit risk assessment and the specific criteria used in small ticket/soft asset finance deals. Be prepared to discuss how you would evaluate credit requests and make decisions based on various factors.

✨Showcase Your Stakeholder Management Skills

Since the role involves developing relationships with key stakeholders, think of examples from your past experiences where you successfully collaborated with others. Highlight your communication skills and how you can build rapport with introducers and end-users.

✨Demonstrate Process Optimisation Experience

Be ready to talk about any experience you have in optimising processes or using auto decision tools. Discuss how you have contributed to improving efficiency in previous roles and how you can bring that expertise to the team.

✨Understand Regulatory Compliance

Familiarise yourself with the regulatory and compliance requirements relevant to credit analysis in the UK. Be prepared to discuss how you ensure compliance in your work and how you stay updated with changing regulations.

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