Credit Underwriter – Asset Finance
Credit Underwriter – Asset Finance

Credit Underwriter – Asset Finance

Reading Full-Time 39000 - 91000 £ / year (est.) No home office possible
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At a Glance

  • Tasks: Evaluate and approve credit proposals for structured finance deals.
  • Company: Join a respected finance provider with exciting expansion plans.
  • Benefits: Enjoy a competitive salary, bonus, and hybrid work options.
  • Why this job: Be part of a dynamic team during a crucial growth period.
  • Qualifications: Experience in credit underwriting within Asset Finance is essential.
  • Other info: Send your CV to Lucy Davies to kickstart your career!

The predicted salary is between 39000 - 91000 £ per year.

Credit Underwriter – Asset Finance

Reading (hybrid)

To £65,000 plus bonus and benefits

Our client is a very well respected and well established provider of finance. Due to exciting plans for expansion they are looking for a Credit Underwriter to join their team.

The successful candidate will evaluate, analyse, and approve credit proposals and revisions to underwrite structured finance deals and maintain the portfolio through a consistent level of credit risk assessment and ensure adherence to all policies and procedures.

You will approve and document deals with own personal credit underwriting mandate and utilise understanding of the Company’s financial statements, cashflows and assess affordability to assess whether new business proposals meet risk appetite.

It is essential that you have experience of credit underwriting within Asset Finance with your own personal mandate.

This is an exciting opportunity to join a dynamic company at a crucial period of growth.

In the first instance send your CV to Lucy Davies at lucy@cbcrs.co.uk.

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Credit Underwriter – Asset Finance employer: CBC Recruitment Solutions

Our client is an esteemed provider of finance, offering a vibrant work culture that fosters collaboration and innovation. With a strong focus on employee development, they provide ample opportunities for growth and advancement, alongside competitive salaries and benefits. Located in Reading, the hybrid working model allows for a balanced work-life integration, making it an ideal place for professionals seeking meaningful and rewarding careers in the finance sector.
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Contact Detail:

CBC Recruitment Solutions Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Credit Underwriter – Asset Finance

Tip Number 1

Familiarise yourself with the latest trends in asset finance and credit underwriting. Understanding the current market conditions and regulatory changes can give you an edge during interviews, showing that you're proactive and knowledgeable.

Tip Number 2

Network with professionals in the asset finance sector. Attend industry events or join relevant online forums to connect with others in the field. This can lead to valuable insights and potentially even referrals for the position.

Tip Number 3

Prepare to discuss specific examples of your previous credit underwriting experience. Be ready to explain how you've assessed credit proposals and managed risk in past roles, as this will demonstrate your capability to handle the responsibilities of the job.

Tip Number 4

Research the company thoroughly. Understand their values, mission, and recent developments. Tailoring your conversation to align with their goals can help you stand out as a candidate who is genuinely interested in contributing to their success.

We think you need these skills to ace Credit Underwriter – Asset Finance

Credit Analysis
Risk Assessment
Financial Statement Analysis
Cash Flow Analysis
Affordability Assessment
Attention to Detail
Decision-Making Skills
Regulatory Compliance Knowledge
Communication Skills
Negotiation Skills
Portfolio Management
Problem-Solving Skills
Time Management
Team Collaboration

Some tips for your application 🫡

Tailor Your CV: Make sure your CV highlights your experience in credit underwriting, particularly within Asset Finance. Use specific examples that demonstrate your ability to evaluate and approve credit proposals.

Craft a Compelling Cover Letter: Write a cover letter that explains why you are interested in the Credit Underwriter position. Mention your understanding of financial statements and cash flows, and how your skills align with the company's needs.

Highlight Relevant Experience: In your application, emphasise any previous roles where you had a personal credit underwriting mandate. Detail your achievements in assessing risk and maintaining portfolios to show your capability.

Proofread Your Application: Before submitting, carefully proofread your CV and cover letter for any errors or typos. A polished application reflects your attention to detail, which is crucial in the finance industry.

How to prepare for a job interview at CBC Recruitment Solutions

Know Your Numbers

As a Credit Underwriter, you'll need to demonstrate a strong understanding of financial statements and cash flows. Brush up on your ability to analyse these documents and be prepared to discuss how you assess affordability in relation to risk appetite.

Showcase Your Experience

Highlight your previous experience in credit underwriting, particularly within Asset Finance. Be ready to provide specific examples of deals you've approved and the rationale behind your decisions, as this will showcase your expertise and personal mandate.

Understand the Company’s Policies

Familiarise yourself with the company's policies and procedures regarding credit risk assessment. During the interview, express your commitment to adhering to these guidelines while also demonstrating your ability to make sound judgement calls.

Prepare Questions

Have insightful questions ready to ask about the company’s growth plans and how the role of Credit Underwriter fits into that vision. This shows your genuine interest in the position and helps you gauge if the company aligns with your career goals.

Credit Underwriter – Asset Finance
CBC Recruitment Solutions
Location: Reading
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